Construction Loan Lenders in Totowa, New Jersey (2026)

Lendersa® offers a list of construction loan lenders in Totowa, NJ, featuring regional banks, national lenders, and local hard money lenders using private funds for ground-up construction projects and major rehabs.

Lenders estimate costs in Totowa, NJ, for constructing a 2,000 square foot home, ranging from $298,792 for basic projects to $539,788 for more upscale designs. Interest rates and loan terms vary depending on borrowers' financials, LTV, ARV, and type of lender chosen.

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To fulfill every construction financing need, Lendersa® AI technology instantly connects your loan request with numerous construction lenders. Discover optimal construction rates for new builds, flips, or major renovations on residential and commercial properties in NJ.

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Prevent unnecessary inquiries to protect your credit score. Obtain preapproval for your land loan without giving your social security number or sensitive financial information.

If willing to use additional property as collateral (blanket loan), you might qualify for 100% LTV financing.

Use Lendersa®'s land loan calculator to find vacant land lenders in zip codes 07512.



Totowa Construction Loan Lenders

  • Homeland Realty
  • 254 Union Boulevard, Totowa, NJ, 07512
  • Lends in New Jersey
  • Homeland Realty is North Jersey’s top internet marketer of real estate properties. At HomeLandRealtyNJ.com you can find information on local schools, weather, local information, links and other local resources for Totowa, Wayne, Clifton, Paterson and surrounding communities. Homeland Realty NJ, can assist you with a variety of real estate services.

  • NJ Lenders Corporation
  • 219 Paterson Ave, Little Falls, NJ, 07424
  • Lends in New Jersey
  • We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $20 billion in closed mortgage loans, we know how to get the job done.

  • The Capital Lenders
  • 428 Upper Mountain Ave, Montclair, NJ, 07043
  • Lends in New Jersey
  • The Capital Lenders Money is the lifeblood of business, and you need someone you can trust to help you with the financing and working capital necessary to keep your company afloat. At The Capital Lenders, we are nationally recognized for our resources and commitment to finding customized solutions for our customers’ commercial finance needs.

  • Kearny Bank
  • 120 Passaic Ave, Fairfield, NJ, 07004
  • Lends in New Jersey
  • Kearny Bank, a New Jersey state-chartered stock savings bank, is headquartered in Fairfield, NJ. There are 54 retail locations in the metropolitan area and total assets top $6.5 billion.
    Kearny Bank provides comprehensive world-class banking services in a most professional manner. Personal or business, we want to be a true financial partner.

  • HIGH QUALITY MORTGAGE, LLC
  • 271 Route 46 West Suite H202-203, Fairfield, NJ, 7004
  • Lends in New Jersey
  • High Quality Mortgage, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.

  • FastUpFront
  • 1360 Clifton Ave, Suite 193, Clifton, NJ, 07012
  • Lends in New Jersey
  • FastUpFront has established itself as a leader in the lending industry. Our mission is to help businesses succeed by offering simple and effective programs for business financing with a focus on quality service.Our unsecured cash advance program for businesses makes borrowing money simple and quick without the strict application requirements normal

  • Silex Financial Group, Inc
  • 674 Lafayette Ave, Hawthorne, NJ, 7506
  • Lends in New Jersey
  • At Silex Financial, we have 30 years of experience matching the right client to the right lending institution to the right deal; each and every time. Our residential and commercial mortgage advisors leverage decades of commercial and residential experience and expertise on your behalf.

  • Spencer Savings Bank
  • 611 River Drive, Elmwood Park, NJ, 07407
  • Lends in New Jersey
  • Spencer Savings Bank is a leading New Jersey-based community bank headquartered in Elmwood Park, N.J. For over 100 years, we have been serving our local communities with integrity and pride. Roots matter, because they mean experience. They mean real insight into what makes our communities strong.

  • Commercial Mortgage Unlimited LLC
  • 22 Tilghman Dr, Glen Rock, NJ, 07452
  • Lends in New Jersey
  • Commercial Mortgage Unlimited Offers custom tailored lending programs to fit the needs of each individual borrower and property type. All property typesCommercial Mortgage Unlimited Offers custom tailored lending programs to fit the needs of each individual borrower and property type.