427 Construction Loan Lenders with AI in Totowa, New Jersey 2026

Lendersa® offers a list of construction loan lenders in Totowa, NJ, featuring regional banks, national lenders, and local hard money lenders using private funds for ground-up construction projects and major rehabs.

Lenders estimate costs in Totowa, NJ, for constructing a 2,000 square foot home, ranging from $298,792 for basic projects to $539,788 for more upscale designs. Interest rates and loan terms vary depending on borrowers' financials, LTV, ARV, and type of lender chosen.

Compare offers from 100 lenders

Explore the magic of the construction loan calculator

To fulfill every construction financing need, Lendersa® AI technology instantly connects your loan request with numerous construction lenders. Discover optimal construction rates for new builds, flips, or major renovations on residential and commercial properties in NJ.

Looking for construction loan lenders nearby?

Prevent unnecessary inquiries to protect your credit score. Obtain preapproval for your land loan without giving your social security number or sensitive financial information.

If willing to use additional property as collateral (blanket loan), you might qualify for 100% LTV financing.

Use Lendersa®'s land loan calculator to find vacant land lenders in zip codes 07512, 07511.



  • SIC Funds
  • 2418 W. Marquette Rd. 1st Floor, Chicago, IL, 60629
  • Lends in New Jersey
  • In September of 2018 Secure Investor Capital, Inc. (SIC Funds) became a nationwide direct lender for 1-4 unit non-owner rehab fix & flip business loans. SIC founded in 2010 in Elmhurst Illinois has also became a lender in the great states of Illinois, Florida and Michigan (Nationwide) for small balance commercial bridge loans.

  • Shore Up Financial Services LLC
  • 2047 Lawrenceville-Suwanee Rd Ste E, Suwanee, GA, 30024
  • Lends in New Jersey
  • Shore Up Financial Services was created for investors by investors and, as such, we understand the challenges faced and lending needs of investors. We structure financing for investors who appreciate a high level of service with direct answers, solid communication, and a confidence in that if it can be done, it will get done! "You work the miracle

  • Moonstar Mortgage
  • 953 N. Plum Grove Road, Schaumburg, IL, 60173
  • Lends in New Jersey
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchasing to refinancing and to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best interest rates.

  • Devlin Development Worldwide
  • 430 Windstone Trail, Alpharetta, GA, 30004
  • Lends in New Jersey
  • Devlin Development Worldwide: Financing Your Property Investment Dreams

    Devlin Development Worldwide facilitates nationwide hard money Loans to investors that are looking to purchase, rehab, fix and flip, fix and hold, residential and commercial properties from $50k to $20M.
    Contact us today to help close on your investment property.

  • Homeside Financial, LLC
  • 3400 Club Drive, Naperville, IL, 60564
  • Lends in New Jersey
  • Homeside currently staffs 500+ employees and has over 30 branches throughout the country. Homeside continued their YoY record-breaking streak for production in 2019 with $2B in total volume. By having operation centers throughout the Northeastern and Southeastern United States, Homeside provides an unparalleled, modern mortgage .

  • Oak Leaf Community Mortgage
  • 24252 W. Main Street, Plainfield, IL, 60544
  • Lends in New Jersey
  • We focus on providing our customers purchase and refinance options that fit their needs. We specialize in home purchase, refinance, rehabilitation and new constructions loans. We have the ability to lend in 46 states and would love the opportunity to help you find a solution that fits your needs.

  • First Intercontinental Bank
  • 5593 Buford Highway, Doraville, GA, 30340
  • Lends in New Jersey
  • Our Mission is to recognize and respond to the financial needs of our community, To support the development & growth of our community, & To grow & strengthen with our community. First Intercontinental Bank Founded in 2000 and Headquartered in the city of Doraville, Georgia. Bank has Total 10 Branches in the Metro Atlanta area, in TX, NJ, NY and CA.

  • Legacy Mortgage & Investments LLC
  • 2341 Main Street, Tucker, GA, 30084
  • Lends in New Jersey
  • You may have heard about Legacy Mortgage Team at Goldwater Bank, N.A. from a friend or family member, or you looked online and found us. We promise to exceed your expectations through expedient communication, attention to detail, and total commitment to the process. Ultimately, we want to earn your respect and your referrals.

  • Allied First Bank SB
  • 3201 Orchard Road, Oswego, IL, 60543
  • Lends in New Jersey
  • Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist​ with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.

  • Yieldi LLC
  • 6000 Lake Forrest Drive, Suite 100, Atlanta, GA, 30328
  • Lends in New Jersey
  • Yieldi platform and team focuses on only real estate based investments bringing high yields distributed on a monthly basis. All Yieldi offerings are asset
    based, meaning your
    investment is backed by
    validated collateral such as a
    Real Estate, Commercial and
    Residential property.