2025 Construction Loans use AI Lenders complete for Upper-Montclair, New Jersey

The Lendersa® collection of construction loan lenders in Upper-Montclair, NJ, features regional banks, national financial institutions, and local hard money lenders, all using private funds to support ground-up construction or substantial renovations.

In Upper-Montclair, NJ, lenders estimate the cost to build a 2,000 square foot home, with prices starting at $299,012 for basic builds and reaching up to $540,008 for more sophisticated designs. The interest rates and construction loan terms can vary based on the borrower's financial standing, loan-to-value (LTV) ratios, after-repair value (ARV), and selected lender type.

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Lendersa® uses advanced AI technology to make sure all your construction financing needs are promptly met by efficiently pairing your loan request with many construction lenders. This enables you to find ideal construction rates to finance new builds, fix-and-flip projects, or major renovations for residential or commercial properties in NJ.

Seeking construction loan lenders near you?

Avoiding unnecessary inquiries helps safeguard your credit score. Get preapproved for your land loan without needing to provide your social security number or any sensitive financial information.

You might be eligible for 100% LTV (Loan to Value) financing if you're willing to pledge additional property as collateral in a blanket loan.

Utilize the Lendersa® land loan calculator to find lenders offering vacant land loans in zip codes 7043.



  • Coast360 Federal Credit Unio
  • 450 Route 8, Hagatna, GU, 96910
  • Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
  • The Capital Lenders
  • 428 Upper Mountain Ave, Montclair, NJ, 07043
  • The Capital Lenders Money is the lifeblood of business, and you need someone you can trust to help you with the financing and working capital necessary to keep your company afloat. At The Capital Lenders, we are nationally recognized for our resources and commitment to finding customized solutions for our customers’ commercial finance needs.
  • FastUpFront
  • 1360 Clifton Ave, Suite 193, Clifton, NJ, 07012
  • FastUpFront has established itself as a leader in the lending industry. Our mission is to help businesses succeed by offering simple and effective programs for business financing with a focus on quality service.Our unsecured cash advance program for businesses makes borrowing money simple and quick without the strict application requirements normal
  • NJ Lenders Corporation
  • 219 Paterson Ave, Little Falls, NJ, 07424
  • We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $20 billion in closed mortgage loans, we know how to get the job done.
  • Homeland Realty
  • 254 Union Boulevard, Totowa, NJ, 07512
  • Homeland Realty is North Jersey’s top internet marketer of real estate properties. At HomeLandRealtyNJ.com you can find information on local schools, weather, local information, links and other local resources for Totowa, Wayne, Clifton, Paterson and surrounding communities. Homeland Realty NJ, can assist you with a variety of real estate services.
  • Kearny Bank
  • 120 Passaic Ave, Fairfield, NJ, 07004
  • Kearny Bank, a New Jersey state-chartered stock savings bank, is headquartered in Fairfield, NJ. There are 54 retail locations in the metropolitan area and total assets top $6.5 billion. Kearny Bank provides comprehensive world-class banking services in a most professional manner. Personal or business, we want to be a true financial partner.
  • HIGH QUALITY MORTGAGE, LLC
  • 271 Route 46 West Suite H202-203, Fairfield, NJ, 7004
  • High Quality Mortgage, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.
  • American Capital Mortgage Inc
  • 439 Main Street, Suite 102, Orange, NJ, 07050
  • American Capital Mortgage Inc. is a Mortgage Broker company for all your Home Mortgage. We achieve excellence and consistently exceed our clients expectations. we can ensure you get the best loan to fit your goals and finances. American Capital Mortgage know the market. We know the process.
  • Keypoint Mortgage
  • 125 Bathurst Avenue, North Arlington, NJ, 07031
  • At Keypoint Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Spencer Savings Bank
  • 611 River Drive, Elmwood Park, NJ, 07407
  • Spencer Savings Bank is a leading New Jersey-based community bank headquartered in Elmwood Park, N.J. For over 100 years, we have been serving our local communities with integrity and pride. Roots matter, because they mean experience. They mean real insight into what makes our communities strong.