427 Construction Loan Lenders with AI in Montclair, New Jersey 2026

In Montclair, NJ, Lendersa® offers a directory of construction loan lenders that includes regional banks, national lenders, and local hard money lenders leveraging private money for ground-up construction or extensive renovations.

Lenders in Montclair, NJ estimate the cost of building a 2,000 square foot home, ranging from $300,860 for basic structures to $541,856 for more sophisticated designs. The interest rates and loan terms can vary based on borrowers' financial status, the Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and lender type.

Explore loan offers from 100 lenders

The Magic Construction Loan Calculator

Lendersa® employs AI technology to ensure all construction financing needs are met, quickly matching your loan requests with numerous lenders. Discover excellent construction rates to support ground-up projects, fix-and-flips, or major rehabs on residential and commercial properties in NJ.

Locate Construction Loan Lenders Nearby

Minimize unnecessary inquiries to protect your credit score. Obtain preapproval for land loans without providing your social security number or sensitive information.

Qualify for 100% LTV financing by pledging additional properties as security, referred to as a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in the 07042, 07043 area.



  • Cronheim Mortgage
  • 205 Main Street, Chatham, NJ, 07928
  • Lends in New Jersey
  • Our firm is one of America’s largest privately owned national real estate investment bankers. As institutional advisors and mortgage servicers for 31 institutional investors we have the credibility and expertise to provide counsel on where to source the most competitive capital across the spectrum of real estate asset classes.

  • SunQuest Funding, LLC
  • 184 N Avenue E, Suite 300, Cranford, NJ, 7016
  • Lends in New Jersey
  • No matter what your financial situation looks like, the experts at SunQuest will analyze your income, assets and liabilities; we’ll coordinate with your attorney, accountant or advisers, to insure that your New Jersey mortgage supports your other financial goals.The two founding partners of SunQuest Funding represent more than 40 years of experienc

  • First Alliance Home Mortgage
  • 20 Jackson Drive, 2nd Floor, Cranford, NJ, 07016
  • Lends in New Jersey
  • First Alliance Home Mortgage, L.L.C. opened in 2004 and has since become one of the premier lenders in New Jersey. A Mortgage Banker/Broker with tremendous resources and a wide array of mortgage products we are committed to providing you with the best rates and mortgage programs available in today's market.

  • Jersey Mortgage Company
  • 511 South Avenue East, Cranford, NJ, 07016
  • Lends in New Jersey
  • Jersey Mortgage is a pioneer in the residential mortgage industry, with roots going back to 1930. We're committed to making your home buying experience as easy and affordable as possible. This commitment also extends to our employees, each of whom has an average tenure of over 8 years with the company. Our level of dedication to our customers is

  • AccoLend
  • 310 Cedar Lane, Suite 3A, Teaneck, NJ, 07666
  • Lends in New Jersey
  • AccoLend is a fast growing direct lending company. We are based in NJ but fund bridge/hard money loans in 30+ states. We with offer great career path for loan officers, especially for those with a proven track record. Our product mix is flexible, we offer competitive rates, charge no points and provide fast and reliable service for our clients.

  • Riverside Park Capital - Commercial Mortgages
  • 10 Times Square, New York, NY, 10018
  • Lends in New Jersey
  • We launched in 2015 with a single goal in mind, be different. Yes, we provide good terms, and yes our options are flexible and unique, but what truly sets us apart is our team.

    Every director, associate and underwriter has a minimum of ten years professional commercial banking experience none of our competitors can say the same.

  • Great Northern Mortgage
  • 1430 Broadway, Suite 1207, New York, NY, 10018
  • Lends in New Jersey
  • Great Northern Mortgage is one of the top New York based commercial and residential real estate mortgage companies, specializing in the placement of financing for commercial and residential real estate and business transactions. At Great Northern Mortgage we are dedicated to facilitating all of your real estate based financial needs.

  • We Lend, LLC
  • 54 W 40th Street, New York, NY, 10018
  • Lends in New Jersey
  • We Lend is a nationwide Private lender focused on providing quick and low-cost capital for investment properties. We Lend’s approach to lending is centered around the investor, allowing the investor to focus more on their investment and less on the loan process. The We Lend team is here to assist in the expansion of your real estate portfolio!

  • Amalgamated Mortgage Corporation
  • 275 7th Ave, New York, NY, 10001
  • Lends in New Jersey
  • For nearly a century, Amalgamated Bank has been America’s Socially Responsible bank supporting thousands of people, organizations, causes and businesses. We work to make the world more equitable and sustainable for all by helping those who do good do better. Nonprofits, labor unions, advocacy groups, socially responsible businesses.

  • Sky Equity, LLC.
  • 43 West 33rd Street, Suite 504, New York, NY, 10001
  • Lends in New Jersey
  • Sky Equity, LLC is a hard money lending and real estate investment company, providing creative funding solutions for Borrowers, while consistently delivering healthy returns for Investors. Efficient loan processing, conservative underwriting and in-depth knowledge of market conditions are all hallmarks of Sky Equity

  • Venture Estate Group
  • 401 West 48th Suite 2W, New York, NY, 10036
  • Lends in New Jersey
  • Where traditional lenders decline, we provide solutions.

    We offer specialized programs for real estate investors, including:
    No minimum FICO requirements
    Ground-up construction financing with no prior experience needed
    No-ratio loans (no income or DSCR)
    Financing for rural and non-conventional properties
    Up to 95% purchase and 100% rehab fu

  • Meridian Capital Group LLC
  • 1 Battery Park Plaza, 26th Floor, New York, NY, 10004
  • Lends in New Jersey
  • Meridian has arranged financing for many of the country’s leading real estate investors and developers. The experts on our in-house underwriting & placement teams tailor creative, best-in-class solutions for our clients’ unique needs.

    Clients benefit from our long-standing relationships with more than 250 traditional and non-traditional lender