Albany, New York Construction loan lenders AI selection 2025

Lendersa® provides a detailed directory of construction loan lenders in Albany, NY, which includes regional banks, national lenders, and local hard money lenders leveraging private funds for ground-up construction or major rehabs.

In Albany, NY, the estimated construction cost for a 2,000 square foot home ranges from $288,056 for standard construction to $518,915 for more luxurious models. Interest rates and loan terms are influenced by the borrower’s financial details, LTV, ARV, and the chosen lender type.

Compare loan offers from 100 lenders

Discover the construction loan calculator

To ensure your construction financing needs are fully addressed, Lendersa®'s AI technology promptly matches your loan request with numerous construction lenders. Discover great construction rates for funding ground-up builds, fix-and-flip projects, or significant rehabs on both residential and commercial properties in NY.

Searching for construction loan lenders nearby?

Avoid unnecessary inquiries to help protect your credit score. Secure preapproval for your land loan without needing to submit your social security number or any sensitive financial documents.

You might be eligible for 100% LTV financing by pledging additional property as collateral, known as a blanket loan.

Utilize Lendersa®'s land loan calculator to identify vacant land loan providers in zip codes 12208, 12209, 12204, 12206, 12207, 12202, 12203, 12205, 12210, 12222, 12201, 12223, 12226, 12228, 12229, 12230, 12231, 12232, 12233, 12234, 12235, 12236, 12237, 12238, 12239, 12240, 12241, 12242, 12243, 12244, 12245, 12246, 12248, 12250, 12255, 12257, 12260, 12261.



  • Southern Bank
  • 310 Ruth St, Advance, MO, 63730
  • We’ve been building a strong legacy for our customers and communities since 1887. Yeah, we’ve been doing this for a long time. In 1994, we became a publicly traded company. In 2009, we began to grow exponentially. Today, with $2.4 billion in assets, we serve more than 40 communities in Missouri, Arkansas, and Illinois.
  • MCT Financial
  • 3240 East River Road, Rochester, MN, 55906
  • At MCT Financial, we have over 30 years of experience in serving mortgage borrowers. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We offer unparalleled mortgage and refinance service to clients throughout the entire State of Minnesota!
  • Main Source Mortgage
  • 3224 6th Ave NE, Rochester, MN, 55906
  • Main Source Mortgage our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process so that you can confidently select the best loan for you & your company from the many loan options that are available today.
  • Keystone Savings Bank
  • 330 Western Avenue, Marengo, IA, 52301
  • Keystone Savings Bank is dedicated to delivering financial products that provide quality with value pricing. Our goal is to establish successful partnerships with our customers, our staff and our shareholders, that respect the interests and goals of each party. Success will be measured by our customers choosing.
  • The First Bank of Baldwin
  • 990 Main Street, Baldwin, WI, 54002
  • In September 1883, in this thriving community of farmers and lumbermen, James A. Decker and Armstrong Taylor established and incorporated the Bank of Baldwin. A national charter request was granted in October 1911, and with that came a new name-The First National Bank of Baldwin.
  • Exchange Bank of Northeast Missouri
  • 268 N Johnson St, Kahoka, MO, 63445
  • Exchange Bank of Northeast Missouri, we want to help make the communities we serve better by providing strong financial services. We call these communities home, so we know and understand the challenges you face every day. That’s why we strive to provide the products and services to help you overcome those challenges.
  • Peoples Bank of Wyaconda, Missouri
  • 310 South Johnson, Kahoka, MO, 63445
  • Peoples Bank of Wyaconda has been serving the loyal customers of this community. We continue to be locally owned and operated so you truly remain our family, neighbor and friend. When we say we appreciate your business and We are proud to serve Northeast Missouri from Wyaconda, Kahoka and Canton
  • Minnesota Power Employees Credit Union
  • 30 West Superior Street, Suite 126, Duluth, MN, 55802
  • Minnesota Power Employees Credit Union (MPECU) is a member-owned, not-for-profit financial cooperative, whose primary mission is serving our member/owners. Minnesota Power Employees Credit Union was founded in 1933. During our first 61 years, we only served the employees and family members of Minnesota Power.
  • North Shore Bank of Commerce
  • 131 W. Superior St, Duluth, MN, 55802
  • North Shore Bank is a locally-owned and managed, independent, community bank that has been operating in the Duluth area for over 100 years. We proudly offer a full array of traditional personal and business banking products, mortgage services, and a full selection of trust & investment services all handled by our experienced and professional staff.
  • Harbor Pointe Credit Union
  • 11 W 2nd St, Duluth, MN, 55802
  • We look forward to becoming your exclusive full-service financial institution. Harbor Pointe Credit Union was founded in 1933 as Duluth Teachers Credit Union to serve the financial needs of the educational community of Duluth. We have grown to serve over 9000 members in our community with our savings, checking, investment, mortgage.
  • National Bank of Commerce
  • 1127 Tower Ave, Superior, WI, 54880
  • National Bank of Commerce honors its history with a commitment to superior service for our customers, employees, shareholders, and the communities we serve. National Bank of Commerce is the largest locally owned, full-service community Bank serving Northwestern Wisconsin and Northeastern Minnesota