New-Scotland, New York Construction loan lenders AI selection 2025

The Lendersa® compilation of construction loan lenders in New-Scotland, NY includes a variety of options such as regional banks, national financial institutions, and local hard money lenders who use private funds. These are suitable for either constructing from scratch or undertaking major renovations.

In New-Scotland, NY, these lenders estimate construction costs for a 2,000 square foot home to range from $284,151 for standard builds up to $515,010 for more luxurious plans. The terms and interest rates for construction loans are tailored according to the borrower's financial profile, alongside considerations like the Loan to Value (LTV) ratio, After Repair Value (ARV), and the specific lender chosen.

Explore various loan offers from a selection of 100 lenders

Discover the effective construction loan calculator

Lendersa® leverages advanced AI technology to match your loan requests instantly with numerous available construction lenders, ensuring that your financing needs are comprehensively addressed. This tool enables you to seek favorable construction rates for financing new builds, fix-and-flip projects, or significant property rehabs—both residential and commercial—throughout NY.

Finding construction loan lenders nearby

To safeguard your credit score, limit unnecessary credit checks. Obtain preapproval for your land loan without the need to reveal your social security number or other sensitive financial information.

By pledging additional property as collateral—referred to as a blanket loan—you might qualify for 100% Loan to Value (LTV) financing.

Utilize the Lendersa® land loan calculator to pinpoint lenders providing vacant land loans in the specified zip codes 12203, 12041, 12186, 12067, 12159, 12054, 12220.



  • Rockland Savings Bank
  • 582 Main Street, Rockland, ME, 04572
  • Rockland Savings Bank creates unmatched customer loyalty, builds lasting relationships and embraces innovation to meet our customers financial goals all while professionally delivering friendly, personal service. We believe the strength of our community comes from the strength of its members.
  • Principle Home Mortgage
  • 1402 S. Atherton Street, Suite 002, State College, PA, 16801
  • We're Principle Home Mortgage - a full service Pennsylvania mortgage broker offering the loans that will fit your needs. Our offices are located in State College, and we have decades of experience in Pennsylvania mortgages. Our mission is to provide exceptional customer service for all borrowers no matter the situation.
  • Hamlin Bank and Trust Company
  • 333 West Main Street, Smethport, PA, 16749
  • Hamlin Bank and Trust Company is a state chartered commercial bank and offers a variety of financial and trust services. Established in 1863, Hamlin Bank and Trust Company was the first bank to service the communities of McKean County in Northwestern Pennsylvania. Hamlin Bank and Trust Company is located in Bradford, PA, United States.
  • Kish Bank
  • 4255 East Main Street, Belleville, PA, 17004
  • At Kish, we tell our customers to expect more. That’s more than a simple slogan—it’s a promise to deliver exceptional service as we work hard for our clients in all of our service lines: Banking, Wealth, Insurance, Benefits, and Travel. For over a century, solid and enduring values have made Kish Bank, the banking subsidiary of Kish Bancorp, I
  • Evans Bank
  • 6460 Main St, Buffalo, NY, 14221
  • Evans Bancorp's wholly owned insurance subsidiary, The Evans Insurance Agency, LLC, provides life insurance, employee benefits, and property and casualty insurance through ten insurance offices in the Western New York region. Evans Investment Services provides non-deposit investment products, such as annuities and mutual funds
  • Rose Hill Group of Wny Ltd
  • 31 Hopkins Road, Suite 200, Buffalo, NY, 14221
  • The Rose Hill Group of WNY Ltd. was founded by Daniel Monte in 2006. Mr. Monte formed the company to serve as a specialty provider of mortgage banking and financial advisory services to commercial real estate developers and lenders. RHG’s employees collectively have over 75 years of experience in real estate financial services.
  • Banas Mortgage Co., LTD
  • 27 North Long, Buffalo, NY, 14221
  • Very few borrowers are exactly alike. When looking for a home there are many choices. People need to know what is available to them so they can make the best decision possible. There are always numerous choices; however credit, income & down payment are the main criteria.We always encourage our clients to come in before they meet with their realtor
  • Harford Bank
  • 8 West Bel Air Avenue, Aberdeen, MD, 21001
  • Harford Bank is an independent, locally owned & managed, full-service bank, responsive to the needs of our customers & our community. We are committed to delivering a superior customer experience, providing fulfilling careers, & a competitive return to our shareholders. Harford Bank was chartered as a national banking association on April 27, 1964.
  • Jarrettsville Federal Savings and Loan Association
  • 3706 Norrisville Road, Jarrettsville, MD, 21084
  • Jarrettsville Federal Savings and Loan ranked in the top 17 percent of banks nationwide for outstanding community involvement, as determined by the Office of the Comptroller of the Currency. The designation is part of the Community Reinvestment Act of 1977 (CRA). Rankings are based on the assessment of loans for building within the community.
  • iMove Mortgage LLC
  • 2233 Gelding Way, Bel Air, MD, 21014
  • iMove Mortgage We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process.