481 Construction Loan Lenders with AI in New-Scotland, New York 2025

The Lendersa® compilation of construction loan lenders in New-Scotland, NY includes a variety of options such as regional banks, national financial institutions, and local hard money lenders who use private funds. These are suitable for either constructing from scratch or undertaking major renovations.

In New-Scotland, NY, these lenders estimate construction costs for a 2,000 square foot home to range from $284,151 for standard builds up to $515,010 for more luxurious plans. The terms and interest rates for construction loans are tailored according to the borrower's financial profile, alongside considerations like the Loan to Value (LTV) ratio, After Repair Value (ARV), and the specific lender chosen.

Explore various loan offers from a selection of 100 lenders

Discover the effective construction loan calculator

Lendersa® leverages advanced AI technology to match your loan requests instantly with numerous available construction lenders, ensuring that your financing needs are comprehensively addressed. This tool enables you to seek favorable construction rates for financing new builds, fix-and-flip projects, or significant property rehabs—both residential and commercial—throughout NY.

Finding construction loan lenders nearby

To safeguard your credit score, limit unnecessary credit checks. Obtain preapproval for your land loan without the need to reveal your social security number or other sensitive financial information.

By pledging additional property as collateral—referred to as a blanket loan—you might qualify for 100% Loan to Value (LTV) financing.

Utilize the Lendersa® land loan calculator to pinpoint lenders providing vacant land loans in the specified zip codes 12203, 12041, 12186, 12067, 12159, 12054, 12220.



  • Tompkins Bank of Castile
  • 90 Main St, Batavia, NY, 14020
  • Tompkins Financial Corporation is a NY state based financial services holding company with $5 billion in assets, providing community banking, insurance, and wealth management services. Committed to creating long-term value for clients, communities, and shareholders, Tompkins'​ strategy emphasizes responsible growth and strong ROE
  • Alden State Bank
  • 13216 Broadway, Alden, NY, 14004
  • Alden State Bank is committed to providing innovative, state-of-the-art banking products and services with a neighborly approach to customer service. Our customers are you: people and small businesses in Alden, Lancaster, and the surrounding communities. we are committed to providing innovative, state-of-the-art banking products
  • R & R FUNDING, INC.
  • 10 Sussex Ln, Lancaster, NY, 14086
  • The resourceful and skilled team at R & R Funding, Inc. is eager to help you reach your dreams. If you need an experienced Lancaster, NY Mortgage team focused on precision, give us a call. Ron Fronckowiak's service is unparalled and I am typically available 24/7/365. My dedication to being a top mortgage professional began in 2002.
  • Evans Bank
  • 6460 Main St, Buffalo, NY, 14221
  • Evans Bancorp's wholly owned insurance subsidiary, The Evans Insurance Agency, LLC, provides life insurance, employee benefits, and property and casualty insurance through ten insurance offices in the Western New York region. Evans Investment Services provides non-deposit investment products, such as annuities and mutual funds
  • Rose Hill Group of Wny Ltd
  • 31 Hopkins Road, Suite 200, Buffalo, NY, 14221
  • The Rose Hill Group of WNY Ltd. was founded by Daniel Monte in 2006. Mr. Monte formed the company to serve as a specialty provider of mortgage banking and financial advisory services to commercial real estate developers and lenders. RHG’s employees collectively have over 75 years of experience in real estate financial services.
  • Banas Mortgage Co., LTD
  • 27 North Long, Buffalo, NY, 14221
  • Very few borrowers are exactly alike. When looking for a home there are many choices. People need to know what is available to them so they can make the best decision possible. There are always numerous choices; however credit, income & down payment are the main criteria.We always encourage our clients to come in before they meet with their realtor
  • HB&O Funding Company
  • 3907 North Buffalo Rd, Orchard Park, NY, 14127
  • HB&O Funding Company is committed to educate, assist and deliver all available real estate financing options to meet our client's short & long term goals and/or personal dreams. We will operate our company with an atmosphere of respect, professionalism, personal growth and diversity. Employees and clients will be considered life long-relationships.
  • Cross State Funding Corp
  • 416 Oliver Street, North Tonawanda, NY, 14120
  • Our mission is to serve our customers with honesty, integrity and experience. We use our expertise to provide home loans to A++ clients and credit challenged clients alike. Our objective is to provide each customer with the lowest interest rate for thier situation and the best product type available for your needs.
  • Cattaraugus County Bank
  • 120 Main Street, Little Valley, NY, 14755
  • We're locally owned and operated. So we support our community, including the small businesses here in upstate New York. We offer many different commercial loans, checking and savings accounts to make sure your business has what it needs to succeed. Our commitment is best expressed in the different products and services we offer our customers.
  • Bank of Buffalo
  • 535 Washington Street, Buffalo, NY, 14203
  • CNB Financial Corporation is a leader in providing integrated financial solutions, which create value for both consumers and businesses. These solutions encompass deposit accounts, private banking, real estate, commercial, industrial, residential and consumer loans and lines of credit