7 Construction Loan Lenders in Bergen, New York in 2026
The Lendersa® directory of construction loan lenders in Bergen, NY consists of regional banks, national lenders, and local hard money lenders. These lenders utilize private funds to support both ground-up construction projects and major rehabs, catering to a wide range of financial needs.
Within Bergen, NY, the cost to construct a 2,000-square-foot home varies from $278,849 for basic construction to $509,708 for more elaborate projects. Interest rates and loan terms differ based on the financial status of the borrower, as well as the loan-to-value (LTV) ratio, after-repair value (ARV), and the particular type of lender chosen. These factors typically impact the overall cost and terms of the loan.
Unlock the Magic with the Construction Loan Calculator
Lendersa® is committed to meeting all your construction financing needs by using AI technology to match your loan applications directly with hundreds of construction lenders. Discover exceptional construction rates for financing projects that range from ground-up constructions to fix-and-flip ventures or significantly rehab endeavors on both residential and commercial properties throughout NY. This ensures you have the best rate options available.
Locate Nearby Construction Loan Lenders
Reducing unnecessary credit inquiries is a crucial step in maintaining a good credit score. Achieve preapproval for your land loan without needing to provide your social security number or divulge sensitive financial data, thus safeguarding your privacy throughout these initial stages.
Additionally, you might qualify for 100% Loan to Value (LTV) financing by using additional property as collateral in what is often termed as a blanket loan, enhancing your leverage and financial options.
Employ the Lendersa® land loan calculator to efficiently identify lenders specializing in vacant land loans across zip codes 14416, optimizing your search and lending experience.
Tompkins Financial Corporation is a NY state based financial services holding company with $5 billion in assets, providing community banking, insurance, and wealth management services. Committed to creating long-term value for clients, communities, and shareholders, Tompkins' strategy emphasizes responsible growth and strong ROE
The Upstate National Bank is a nationally-chartered community bank headquartered in Rochester, NY focusing on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve.
Powers Funding headquarters is located in the Powers Building in the heart of Rochester, NY banking and commerce center. Mark is firmly established in the community with years of experience working with firms in the fields of construction, manufacturing, food services and service related businesses.
Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.
Normandy's financial strength along with common sense decision making, allows for a flexible and stream-lined loan process, resulting in quality service and an experience that benefits Normandy's customers.
We offer a full line of Mortgage Loan Products specializing in residential and commercial construction loans. We have funded over $800 Milli
At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).
We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.
Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.
Alden State Bank is committed to providing innovative, state-of-the-art banking products and services with a neighborly approach to customer service. Our customers are you: people and small businesses in Alden, Lancaster, and the surrounding communities. we are committed to providing innovative, state-of-the-art banking products
The resourceful and skilled team at R & R Funding, Inc. is eager to help you reach your dreams. If you need an experienced Lancaster, NY Mortgage team focused on precision, give us a call. Ron Fronckowiak's service is unparalled and I am typically available 24/7/365. My dedication to being a top mortgage professional began in 2002.
