Construction Loan Lenders in Riga, New York (2026)

Lendersa® offers a comprehensive list of construction loan lenders in Riga, NY, featuring regional banks, national lenders, and local hard money lenders who use private funding. These lenders support both ground-up construction and major rehab projects, providing diverse financial solutions tailored to meet your specific needs.

In Riga, NY, lenders calculate that the cost for constructing a 2,000 square foot home ranges from $282,259 for basic builds to $513,118 for more intricate designs. Interest rates and terms are varied based on factors such as borrower's finances, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the type of lender chosen. This flexible approach ensures that financial packages are tailored to fit individual project requirements.

Compare a wide selection of loan offers from 100 lenders to find the best terms for your construction project. This thorough exploration helps ensure you secure the most advantageous rates and conditions.

The magic construction loan calculator

Lendersa®'s AI technology efficiently pairs your loan request with hundreds of construction lenders, addressing all your financing needs. Discover competitive construction rates for funding various projects, including new builds, fix-and-flip operations, or major rehabs on properties in NY. This tool simplifies the process of securing financial backing.

Searching for nearby construction loan lenders?

To protect your credit score, limit unnecessary inquiries. Preapprove your land loan without needing to provide your social security number or sensitive financial details, ensuring both privacy and a streamlined process.

If you're willing to pledge additional properties as collateral through a blanket loan, you might qualify for 100% LTV financing. This can expand your borrowing potential.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 14428, connecting you with the right financial partners for your land development or acquisition goals.



Riga Construction Loan Lenders

  • The Upstate National Bank
  • 150 State Street, Suite 320, Rochester, NY, 14614
  • Lends in New York
  • The Upstate National Bank is a nationally-chartered community bank headquartered in Rochester, NY focusing on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve.

  • Powers Funding Group
  • 16 West Main Street, Rochester, NY, 14614
  • Lends in New York
  • Powers Funding headquarters is located in the Powers Building in the heart of Rochester, NY banking and commerce center. Mark is firmly established in the community with years of experience working with firms in the fields of construction, manufacturing, food services and service related businesses.

  • Tompkins Lending
  • 115 Liberty Pole Way, Rochester, NY, 14604
  • Lends in New York
  • Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.

  • Normandy Corporation
  • 46 Prince Street, Rochester, Rochester, NY, 14607
  • Lends in New York
  • Normandy's financial strength along with common sense decision making, allows for a flexible and stream-lined loan process, resulting in quality service and an experience that benefits Normandy's customers.

    We offer a full line of Mortgage Loan Products specializing in residential and commercial construction loans. We have funded over $800 Milli

  • Pittsford Federal Credit Union
  • 20 Tobey Village Road, Pittsford, NY, 14534
  • Lends in New York
  • Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.

  • Genesee Valley Federal Credit Union
  • 4621 Millennium Drive, Geneseo, NY, 14454
  • Lends in New York
  • At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).

  • Tompkins Bank of Castile
  • 90 Main St, Batavia, NY, 14020
  • Lends in New York
  • Tompkins Financial Corporation is a NY state based financial services holding company with $5 billion in assets, providing community banking, insurance, and wealth management services. Committed to creating long-term value for clients, communities, and shareholders, Tompkins'​ strategy emphasizes responsible growth and strong ROE

  • Five Star Bank
  • 220 Liberty Street, Warsaw, NY, 14569
  • Lends in New York
  • We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.

  • CNB Mortgage Company
  • 72 South Main Street, Canandaigua, NY, 14424
  • Lends in New York
  • CNB Mortgage Company we strive to make the mortgage process swift and simple - with local decision making and loan processing. Our experts will find a mortgage solution to fit your needs, offering portfolio mortgages, fixed rate mortgages, construction loans, home equities and Special Loan Programs.