Construction Loans from Private Investors in Wheatland, NY

The Lendersa® list in Wheatland, NY includes a variety of construction loan providers: regional banks, national lenders, and local hard money lenders using private funds for ground-up constructions or major rehabs.

In Wheatland, NY, lenders estimate costs for constructing a 2,000 square foot home, varying from $281,302 for basic structures to $512,161 for more elaborate projects. The interest rate and terms fluctuate based on the borrower's financial conditions, LTV, ARV, and the chosen lender type.

Compare loan offers from 100 lenders to find your best choice.

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Lendersa® employs AI technology to ensure your construction financing needs are met by instantly matching your request with many lenders. Discover top construction rates for funding new builds, flips, or major rehabs in NY.

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Avoid excessive inquiries to maintain your credit score. Get preapproved for your land loan without showing your social security number or sensitive data.

You might qualify for 100% LTV financing by agreeing to use additional property as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 14428.



Wheatland Construction Loan Lenders

  • The Upstate National Bank
  • 150 State Street, Suite 320, Rochester, NY, 14614
  • Lends in New York
  • The Upstate National Bank is a nationally-chartered community bank headquartered in Rochester, NY focusing on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve.

  • Powers Funding Group
  • 16 West Main Street, Rochester, NY, 14614
  • Lends in New York
  • Powers Funding headquarters is located in the Powers Building in the heart of Rochester, NY banking and commerce center. Mark is firmly established in the community with years of experience working with firms in the fields of construction, manufacturing, food services and service related businesses.

  • Tompkins Lending
  • 115 Liberty Pole Way, Rochester, NY, 14604
  • Lends in New York
  • Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.

  • Normandy Corporation
  • 46 Prince Street, Rochester, Rochester, NY, 14607
  • Lends in New York
  • Normandy's financial strength along with common sense decision making, allows for a flexible and stream-lined loan process, resulting in quality service and an experience that benefits Normandy's customers.

    We offer a full line of Mortgage Loan Products specializing in residential and commercial construction loans. We have funded over $800 Milli

  • Pittsford Federal Credit Union
  • 20 Tobey Village Road, Pittsford, NY, 14534
  • Lends in New York
  • Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.

  • Genesee Valley Federal Credit Union
  • 4621 Millennium Drive, Geneseo, NY, 14454
  • Lends in New York
  • At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).

  • Tompkins Bank of Castile
  • 90 Main St, Batavia, NY, 14020
  • Lends in New York
  • Tompkins Financial Corporation is a NY state based financial services holding company with $5 billion in assets, providing community banking, insurance, and wealth management services. Committed to creating long-term value for clients, communities, and shareholders, Tompkins'​ strategy emphasizes responsible growth and strong ROE

  • Five Star Bank
  • 220 Liberty Street, Warsaw, NY, 14569
  • Lends in New York
  • We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.

  • CNB Mortgage Company
  • 72 South Main Street, Canandaigua, NY, 14424
  • Lends in New York
  • CNB Mortgage Company we strive to make the mortgage process swift and simple - with local decision making and loan processing. Our experts will find a mortgage solution to fit your needs, offering portfolio mortgages, fixed rate mortgages, construction loans, home equities and Special Loan Programs.