Construction Loan Lenders in Henrietta, New York (2026)

Lendersa® provides a detailed list of construction loan sources in Henrietta, NY, including options from regional banks, national entities, and local hard money lenders that utilize private funds for projects like ground-up construction or significant renovations.

Cost estimates for constructing a 2,000 square foot home in Henrietta, NY vary: expect a range from $287,539 for basic projects to $518,398 for higher-end construction. Interest rates and terms for these loans can differ based on the borrower's financial health, the LTV, ARV, and their choice of lender.

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To accommodate all your construction financing needs, Lendersa® employs AI technology to rapidly align your loan request with numerous construction lenders. You can now identify optimal construction rates for backing ground-up construction, renovations, or property flips, whether residential or commercial, across NY.

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Minimize unnecessary credit inquiries that could lower your credit score. Secure a preapproval for your land loan without needing to disclose your social security number or sensitive financial data.

Qualifying may allow you to access 100% LTV (Loan to Value) financing by offering additional property as collateral (a blanket loan).

Utilize the Lendersa® land loan calculator to locate lenders for vacant land loans within zip codes 14586.



Henrietta Construction Loan Lenders

  • Pittsford Federal Credit Union
  • 20 Tobey Village Road, Pittsford, NY, 14534
  • Lends in New York
  • Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.

  • The Upstate National Bank
  • 150 State Street, Suite 320, Rochester, NY, 14614
  • Lends in New York
  • The Upstate National Bank is a nationally-chartered community bank headquartered in Rochester, NY focusing on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve.

  • Powers Funding Group
  • 16 West Main Street, Rochester, NY, 14614
  • Lends in New York
  • Powers Funding headquarters is located in the Powers Building in the heart of Rochester, NY banking and commerce center. Mark is firmly established in the community with years of experience working with firms in the fields of construction, manufacturing, food services and service related businesses.

  • Tompkins Lending
  • 115 Liberty Pole Way, Rochester, NY, 14604
  • Lends in New York
  • Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.

  • Normandy Corporation
  • 46 Prince Street, Rochester, Rochester, NY, 14607
  • Lends in New York
  • Normandy's financial strength along with common sense decision making, allows for a flexible and stream-lined loan process, resulting in quality service and an experience that benefits Normandy's customers.

    We offer a full line of Mortgage Loan Products specializing in residential and commercial construction loans. We have funded over $800 Milli

  • Genesee Valley Federal Credit Union
  • 4621 Millennium Drive, Geneseo, NY, 14454
  • Lends in New York
  • At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).

  • CNB Mortgage Company
  • 72 South Main Street, Canandaigua, NY, 14424
  • Lends in New York
  • CNB Mortgage Company we strive to make the mortgage process swift and simple - with local decision making and loan processing. Our experts will find a mortgage solution to fit your needs, offering portfolio mortgages, fixed rate mortgages, construction loans, home equities and Special Loan Programs.

  • Tompkins Bank of Castile
  • 90 Main St, Batavia, NY, 14020
  • Lends in New York
  • Tompkins Financial Corporation is a NY state based financial services holding company with $5 billion in assets, providing community banking, insurance, and wealth management services. Committed to creating long-term value for clients, communities, and shareholders, Tompkins'​ strategy emphasizes responsible growth and strong ROE

  • Five Star Bank
  • 220 Liberty Street, Warsaw, NY, 14569
  • Lends in New York
  • We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.