2025 Construction Loans use AI Lenders complete for Johnstown, New York

The Lendersa® catalog of construction loan lenders in Johnstown, NY comprises regional banks, national financiers, and local hard money lenders using private capital for major renovations and new builds.

Lenders in Johnstown, NY assess construction costs for a 2,000 square foot home, ranging from $283,953 for standard builds to $514,812 for deluxe options. The terms of construction loans, including interest rates, depend on borrowers' financial situations, LTV, ARV, and the chosen lender.

View loan offers from 100 lenders

The Amazing Construction Loan Calculator

Lendersa® leverages AI technology to promptly meet your construction financing needs by linking your loan request with hundreds of lenders. Find the most favorable construction rates for complete builds, fix-and-flip projects, or significant rehabs on residential and commercial properties throughout NY.

Nearby Construction Loan Options

Reduce your credit score impact by avoiding unnecessary inquiries. Attain preapproval for your land loan without supplying your social security number or other sensitive information.

You might be eligible for 100% LTV (Loan-to-Value) financing by pledging additional properties as security (a blanket loan).

Utilize the Lendersa® land loan calculator to locate lenders for vacant land loans in the zip codes 12095.



  • Capitol Bank
  • 710 N High Point Rd, Madison, WI, 53717
  • We are proud of the partnerships we have established with organizations, businesses and individuals in the Madison and Verona communities. Our philosophy of community support is demonstrated at the corporate level, as well as in the time and energy our employees devote to our community each year.
  • Sentry Credit Union
  • 1800 North Point Drive, Stevens Point, WI, 54481
  • Sentry Credit Union was founded in Stevens Point (WI) back in 1935 by Sentry Employees. In 1935, Sentry Insurance was named Hardware Mutual Casualty Company and SCU was named Hardware Mutual Casualty Credit Union. The Credit Union was incorporated as a cooperative, non-profit organization owned and managed by the Members.
  • Peru Federal Savings Bank
  • 1730 Fourth Street, Peru, IL, 61354
  • At Peru Federal Savings Bank, our mission is to meet the financial needs of each individual by providing exceptional customer service focused on personalized attention and building relationships. We strive to be THE community bank which continues to serve generations in the Illinois Valley.
  • Morgantown Bank & Trust
  • 201 N Main Street, Morgantown, KY, 42261
  • Morgantown Bank & Trust is an independent financial institution which strives to be an asset to our communities through community involvement. We understand the importance of our employees and strive to attract, develop, and retain employees of the highest character and competence.
  • First Mid
  • 1515 Charleston Ave, Mattoon, IL, 61938
  • First Mid Bank & Trust, N.A. (“First Mid Bank”); First Mid Wealth Management Co.; and First Mid Insurance Group, Inc.First Mid is a $6.0 billion community-focused organization that provides a full-suite of financial services including banking, wealth management, brokerage, ag services, & insurance through a sizeable network of locations throughout.
  • Heritage Federal Credit Union
  • 8266 Bell Oaks Dr, Newburgh, IN, 47630
  • Heritage Federal Credit Union began in 1965 as Warrick Employees Federal Credit Union for the employees at ALCOA Warrick Operations in Newburgh, Indiana. We had an interesting start to the credit union - United Steel Workers Local 104 union members started conducting financial transactions out of the trunk of a car.
  • Topaz Mortgage
  • 4583 Prescot Dr, Newburgh, IN, 47630
  • Topaz Mortgage company was designed to put integrity back into the lending business. We empower you, the homeowner and home buyers, by simplifying the loan process. We provide the exact closing cost and lowest interest rate available, and then we invite you to shop with other banks, lenders and brokers.
  • State Bank of Cross Plains
  • 108 North Main Street, Verona, WI, 53593
  • State Bank of Cross Plains is the largest independent community bank serving Dane, Green, and Rock County, Wisconsin. We offer a full range of personal and business financial services, including consumer, real estate, and business lending, as well as wealth management and financial advisory services.