Johnstown, New York Construction loan lenders AI selection 2025

The Lendersa® catalog of construction loan lenders in Johnstown, NY comprises regional banks, national financiers, and local hard money lenders using private capital for major renovations and new builds.

Lenders in Johnstown, NY assess construction costs for a 2,000 square foot home, ranging from $283,953 for standard builds to $514,812 for deluxe options. The terms of construction loans, including interest rates, depend on borrowers' financial situations, LTV, ARV, and the chosen lender.

View loan offers from 100 lenders

The Amazing Construction Loan Calculator

Lendersa® leverages AI technology to promptly meet your construction financing needs by linking your loan request with hundreds of lenders. Find the most favorable construction rates for complete builds, fix-and-flip projects, or significant rehabs on residential and commercial properties throughout NY.

Nearby Construction Loan Options

Reduce your credit score impact by avoiding unnecessary inquiries. Attain preapproval for your land loan without supplying your social security number or other sensitive information.

You might be eligible for 100% LTV (Loan-to-Value) financing by pledging additional properties as security (a blanket loan).

Utilize the Lendersa® land loan calculator to locate lenders for vacant land loans in the zip codes 12095.



  • Community Service Credit Union
  • 250 FM 2821 Road West, Huntsville, TX, 77320
  • Community Service Credit Union has been open since 1954. The credit union has assets totaling $125.38 Million and provides banking services to more than 12, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Incommons Bank, National Association
  • 301 E. Commerce St., Mexia, TX, 76667
  • Incommons Bank wholeheartedly believes that a community bank is just that — a bank built by the community it serves. For 130 years of handshake banking, Incommons Bank has striven to be "The Best Community Bank in Central Texas, " and has worked closely with its communities and customers by listening to their needs and providing the support to help
  • Security State Bank
  • 117 North 4th Street, Leoti, KS, 67861
  • Security State Bank is a full-service community bank located in Scott County, Kansas. On April 24, 1961, Security State Bank of Scott City opened its doors to the public with capital and surplus of $150 thousand dollars. Today the bank’s total assets are over $300 million dollars with total capital in excess of $44 million dollars.
  • Sage Lending, LLC
  • 222 East Renfro St, Suite 134, Burleson, TX, 76028
  • Exceptional Service is only the beginning! Our team of mortgage professionals are knowledgeable and use first-hand experience to make sure your transaction is as seamless as possible. We’ll guide you through every step of the process. Helping you meet your real estate goals is why we do what we do.
  • First National Bank of Burleson
  • 899 N.E. Alsbury Blvd., Burleson, TX, 76097
  • First National Bank of Burleson is a locally owned bank that was established in 1981 and has been serving the financial needs of Johnson, Tarrant, and surrounding counties since that time. It is the only bank that is actually chartered in Burleson so it is truly the only hometown bank. As one of the few remaining independent banks in the area.
  • Union Square Credit Union
  • 1401 Holliday St, Wichita Falls, TX, 76301
  • Union Square is the largest credit union in the Texoma Area. We are here to serve you, our members, with the best products available and the most competitive rates around. We are people helping people. We are.... Your Financial Center of Choice! Union Square Credit Union's field of membership is open to those who have the following common bond
  • Texoma Community Credit Union
  • 807 8th St, Suite 100, Wichita Falls, TX, 76301
  • Texoma Community Credit Union has served 11 counties surrounding Wichita Falls, Texas since 1953 with a full range of banking services. We are not a big bank, but a financial cooperative. This means every member gets a vote, and our profits go back into the community each year, rather than into the hands of shareholders.
  • First Bank.
  • 4110 Kell Blvd, Wichita Falls, TX, 76309
  • First Bank has remained strong and successful by focusing on our individual customers and our local communities. You'll see that focus come to life when you visit any one of our five locations in Wichita Falls, Burkburnett, or Iowa Park. You'll find yourself in a Bank where you are greeted with courtesy.