488 Construction Loan Lenders with AI in Rensselaer, New York 2026

Lendersa® provides a list of construction loan lenders in Rensselaer, NY, featuring regional banks, national financial institutions, and local hard money lenders, all leveraging private funds for new constructions or major renovations.

To determine construction costs in Rensselaer, NY, lenders assess a 2,000 square foot house from $284,316 for basic builds to $515,175 for high-end projects. These costs, along with interest rates and loan terms, vary based on borrower financials, loan-to-value ratio, after-repair value, and lender type.

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The amazing construction loan calculator

With Lendersa® AI technology, your loan request is matched with numerous construction lenders to satisfy all financing needs. Discover competitive construction rates for ground-up projects, fix-and-flips, or major rehabs on both residential and commercial properties in NY.

Local construction loan lenders

Avoid unwanted inquiries that might lower your credit score. Obtain preapproval for your land loan without exposing your social security number or sensitive financial data.

You might qualify for 100% LTV financing by pledging additional property as collateral (blanket loan).

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 12144.



  • Saxon Spencer Capital
  • 57 W. 57th Street, Suite 300, New York, NY, 10019
  • Lends in New York
  • Saxon Spencer Capital, founded in New York in 2016, is a nationwide private lending platform, affording unique insight to the investment community; combining old-fashioned values with a sophisticated modern approach in solving the multiple labyrinths of the financial markets today. Saxon Spencer Capital creates customized financial solutions.

  • Foxx Capital Funding, Inc
  • 34-03 Broadway, Astoria, NY, 11106
  • Lends in New York
  • We provide a full range of services to meet your mortgage needs. Foxx Capital Funding Inc. is a New York State Registered Mortgage Broker with a large selection of programs. We have an excellent working relationship with many lenders, and have the knowledge to select the right program to fit the borrowers needs.

  • ACRES Capital
  • 865 Merrick Ave. 2nd Floor S., Westbury, NY, 11590
  • Lends in New York
  • ACRES fills the considerable capital gap for operators by focusing on commercial real estate investments that are overlooked by traditional lenders. We specialize in short-term debt investments from $10 million to $80 million nationwide, providing a variety of capital solutions to our clients with properties in primary and secondary markets nationw

  • Suffolk Federal Credit Union
  • 3681 Horseblock Rd, Medford, NY, 11763
  • Lends in New York
  • Suffolk Federal Credit Union is committed to a relationship with our members based on trust and respect as we deliver Better Banking for Long Island. We understand that each of our members has their own dream or vision of what they want to accomplish financially, whether it's the purchase of a new home or new car.

  • Mortgage Access Corporation
  • 225 Littleton Road, Morris Plains, NJ, 07950
  • Lends in New York
  • Established in 1980, in Chatham, NJ Mortgage Access Corp. is licensed in over 40 states. As a Licensed Mortgage Banker, Mortgage Access Corp. derives its mortgage products from many sources & investors; unlike banks or savings & loan institutions, which are often limited by the availability of their own deposits & a single lending philosophy.

  • Amerasia Bank Flushing
  • 41-06 Main Street, Flushing, NY, 11355
  • Lends in New York
  • Amerasia Bank was established in 1988 in Flushing, New York. For over 30 years, our bank has continued to grow steadily and strongly. Our goals have remained unchanged to always keep the "Customer and Service First". We have regularly been awarded "Top Performing" and "Five-Star.

  • Roc Capital
  • 645 Madison Ave, New York, NY, 10022
  • Lends in New York
  • Roc Capital is your premier partner for real estate investment solutions. Specializing in 1-4 residential fix-and-flip projects, we empower investors with robust financial tools and insightful market analysis. Our expert team, led by Evan Hakimi, is dedicated to accelerating your business growth and maximizing returns. Connect with us to transform

  • M.Y. SAFRA BANK, FSB
  • 499 Park Avenue, New York, NY, 10022
  • Lends in New York
  • M.Y. Safra recognizes and respects that clients are intelligent, successful and time pressured. They value a bank that listens, is straightforward and professional, and provides high quality standard banking services with customized personal service touches. We are completely dedicated to creating a distinctive and superior banking experience.

  • York Funding LLC
  • 575 Lexington Avenue, 4th floor, New York, NY, 10022
  • Lends in New York
  • York Funding is a direct hard money bridge lender to real estate professionals engaged in the acquisition and renovation of one-to-four family houses, multi-family apartment buildings, mixed-use properties, retail, office, strip malls, warehouses, notes, buildable lots, commercial properties, hotels and halted new construction.

  • Atlas Commercial Capital Inc
  • 45 Rockefeller Plaza, 20th Floor, New York, NY, 10111
  • Lends in New York
  • In 1995, what is now Atlas Commercial Capital started in New York as a mortgage and sales brokerage company specializing in investment properties. Since then, the Atlas team has been instrumental in closing transactions throughout the nation for hundreds of investors and developers.