2026 Construction Loan Lenders for Ponca-City, Oklahoma
Lendersa® provides a comprehensive directory of construction loan lenders in Ponca-City, OK, featuring regional banks, national lenders, and local hard money lenders. These institutions utilize private funding for ground-up construction or major rehab projects.
Construction costs in Ponca-City, OK, for a 2,000-square-foot home are estimated between $208,202 for basic projects and $378,630 for more luxurious builds. Interest rates and loan terms can vary significantly based on the borrower's financial situation, loan-to-value (LTV) ratio, after-repair value (ARV), and the type of lender.
Lendersa® leverages cutting-edge AI technology to ensure all your construction financing needs are met by swiftly matching your loan request with a wide range of lenders. Discover optimum construction rates for funding ground-up constructions, fix-and-flip projects, or substantial rehabs on both residential and commercial properties in OK.
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To prevent damage to your credit score, it is best to avoid unnecessary inquiries. Secure pre-approval for your land loan without needing to disclose your social security number or other sensitive financial data.
By pledging additional property as collateral, you may qualify for 100% Loan-to-Value (LTV) financing through a blanket loan arrangement.
Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in ZIP codes 74601.
The Exchange Bank and Trust Company of Perry, OK will remain a strong, sound and successful community bank. Through a friendly and professional staff, we will provide the products and services needed by our communities. Our primary trade area encompasses Noble County and Payne County.
The First State Bank was established in 1893 in Pond Creek, making it one of the oldest full-service banking institutions in the State of Oklahoma. The First State Bank has been the hub of financial activity for many farmers and ranchers as well as the primary lending source for many Northwest Oklahoma businessmen.
Oklahoma Community Credit Union is the only original Credit Union from Stillwater, OK. Oklahoma Community Credit Union was founded at Oklahoma State University in 1968. We have grown from a small room, open once a week in the Student Union, to two Stillwater locations and over 13, 000 members.
The Bank of Kremlin was chartered May 21, 1900 in Kremlin, Oklahoma Territory, seven years before statehood. The bank was founded to provide deposit, bank draft and lending services to the town and local agricultural community.
We believe our success is owed to our focus and dedication to customer service.
Security National Bank of Enid is a commercial bank and trust company (accepting deposits) chartered under the National Bank Act. and Security National Bank offers a wide range of loan types with terms and conditions structured to meet individual business’s needs. These types include Term Financing, Construction Financing.
1st Bank in Hominy was founded on February 10, 1906 by the Mullendore and Edgington families. On April 26, 1911 the Bank of Commerce changed from a State Charter to a National Charter. In 1935 The National Bank of Commerce merged with the First National Bank & The National Bank of Commerce changed its name to The First National Bank in Hominy.
Payne County Bank was incorporated January 3, 1898, nine years before Oklahoma's Statehood. With original capital stock of $5,000, the bank operated in a wood frame structure at the northwest corner of what is now Main and Thomas streets for about four years. With the construction of a new native sandstone building in 1903,
