Explore the differences! FHA VS Conventional loan programs in Badger, Fairbanks North Star County, Alaska

In 2026, the limit for a Conventional loan in Badger, situated within the county of Fairbanks North Star, AK, is set at $1,089,300, while the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® Conventional Loan Calculator to compare the current best rates between Conventional, FHA, and USDA loans. It allows you to assess the income, credit, reserve requirements, and necessary documents for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the optimal program suited to your financial position in AK.

Browse loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Badger, Fairbanks North Star County, AK

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to these zip codes: 99705

Exploring Conventional and FHA Loan Options in Badger, AK

Lendersa® is committed to helping you acquire the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three approaches to connect with matching lenders and suitable loan programs.

Results for Lendersa USDA loan request matches


Badger Lenders

  • MAC Federal Credit Union
  • 3700 Santiago Ave., Fort Wainwright, AK, 99703
  • Lends in Alaska
  • Our credit union was chartered in 1952. For many years, we served primarily active duty and civil service personnel associated with Fort Wainwright. Then, in 2001, we branched into the community of Fairbanks and now serve all of the Fairbanks North Star Borough. Through mobile banking, remote deposit capture

  • Spirit of Alaska Federal Credit Union
  • 1417 Gillam Way, Fairbanks, AK, 99701
  • Lends in Alaska
  • "Spirit of Alaska Federal Credit Union (Spirit of Alaska) was founded in 1960. In the beginning, it was a small organization located in the Constitution Hall’s Viking Room at the University of Alaska Fairbanks. When it opened, Spirit of Alaska had $32, stored in a metal cash box.

    The driving force behind the credit union’s founding was four te

  • Denali State Bank
  • 119 N Cushman St, Fairbanks, AK, 99701
  • Lends in Alaska
  • Denali State Bank. We’re a full-service community Bank based in FairBanks, Alaska.We opened our doors in 1986 with the belief that our community and customers want and deserve to work with a Bank where all Bank decisions impacting their financial security are made right here in FairBanks.

  • Mt. McKinley Bank
  • 500 Fourth Ave, Fairbanks, AK, 99701
  • Lends in Alaska
  • Mt. McKinley Bank is the oldest and largest local financial institution in FairBanks. For over 50 years we have provided millions of dollars in residential mortgage financing offering in-house loans and local servicing in our effort to provide the best possible customer service. Today, our goals as a mutual Bank are the same as they were in 1965.

  • Matanuska Valley Federal Credit Union
  • 1020 S. Bailey Street, Palmer, AK, 99645
  • Lends in Alaska
  • At Matanuska Valley Federal Credit Union (MVFCU), our members are a family with the belief that together we can do better. Our goal is to help members build a better financial future - and we’ve been doing that since 1948. MVFCU is a not-for-profit financial cooperative, owned and controlled by our members.

  • Mortgage Brokers of Alaska Corporation
  • 1577 C Street, Suite 101, Anchorage, AK, 99501
  • Lends in Alaska
  • We are here to help you in every step of the home loan process. As your local mortgage broker in Anchorage and Alaska, we can provide you with customized service offering low rates and low fees to ensure you are getting the best loan available for your financial situation. We couple this customized service with the most innovative.

  • Guaranty Mortgage Service, Inc.
  • 4300 "B" Street, Ste. 301, Anchorage, AK, 99508
  • Lends in Alaska
  • At Guaranty Mortgage Service, we pride ourselves in taking the time to search out the best options and programs to fit your individual situation.

    My love of people and my belief that everyone is entitled to a home of their own led me into the mortgage industry in 1977. I founded my company with the promise to be a personal mortgage coach for my

  • First National Bank Alaska
  • 101 West 36th Avenue, Anchorage, AK, 99503
  • Lends in Alaska
  • The Bank’s multi-part mission is to safekeep depositors’ money, provide all legitimate financial services to the community consistent with Bank resources, furnish employees with competitive salaries and a pleasant working environment, and earn a proper return for shareholders. For nearly a century our commitment to the mission has served our custom

  • Northrim Bank
  • 3111 C St, Anchorage, AK, 99503
  • Lends in Alaska
  • Northrim Bank is a commercial Bank, headquartered in Anchorage, Alaska, committed to providing Customer First Service. We specialize in serving businesses, professionals, and individual Alaskans who are looking for personal service and value. Our mission is To be Alaska’s most trusted financial institution

  • First Rate Financial
  • 3150 C Street, Suite 150, Anchorage, AK, 99503
  • Lends in Alaska
  • We are a boutique mortgage broker with offices located in Anchorage, Wasilla, and Fairbanks. When you decide to buy, finding the right home is only half the battle; you also need to find the right mortgage loan. First Rate Financial is committed to helping you find the right mortgage product.