Explore the differences! FHA VS Conventional loan programs in Fairbanks, Fairbanks North Star County, Alaska

In 2025, Convetional loan limit in Fairbanks, county of Fairbanks North Star, AK is $1,089,300 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AK is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Fairbanks, county of Fairbanks North Star, AK

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 99701, 99703, 99707

Conventional and FHA loan options in Fairbanks, AK

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • EverMortgages
  • 1500 Weston Rd, Suite 202, Weston, FL, 33326
  • EverMortgages is a Mortgage Brokerage company dedicated to bring the best customer service in originating loans for our clients. When you work with EverMortgages for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days. Move through the approval process quickly and seamlessly.
  • Home Lenders Mortgage LLC
  • 2220 Tallahassee, Weston, FL, 33326
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Savvy Mortgage Services Inc
  • 1792 Bell Tower Lane, Weston, FL, 33326
  • We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
  • Life Capital Lending Group, Inc.
  • 1820 N. Corporate Lakes Blvd, Suite 207-6, Weston, FL, 33326
  • Life Capital Lending Group, Inc., offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
  • EXPRESS LENDING SERVICES, INC.
  • 2111 N. Commerce Parkway, Fort Lauderdale, FL, 33326
  • Express Lending Services is a mortgage company that is founded with over 28 years of Industry Experience. The company’s CORE Values are centered on providing exceptional client experience to both our mortgage clients and business partners. We've been helping customers afford the home of their dreams for many years and we love what we do.
  • Mortgage Advantage Lending
  • 745 Shotgun Road, Fort Lauderdale, FL, 33326
  • Mortgage Advantage Lending is a full-service mortgage lender serving the states of Florida and Connecticut. Our professionals have decades of combined experience in the prime, non-prime and government mortgage industries. With a direct relationship with the top lending institutions in the country,
  • Florida Mortgage Solutions Group
  • 1625 North Commerce Parkway Suite 105, Weston, FL, 33326
  • Florida Mortgage Solutions Group is Direct Lender and Mortgage Broker in Weston, FL. We provide financing to home buyers and seasoned investors! We are approved and experienced with FHA Loans, Fannie Mae, Freddie Mac, and especially VA Loans. We are here to help you from beginning to the end. Our wholesale rates and competitive pricing.
  • Prime Lenders Mortgage Corp.
  • 1555 North Park Drive Suite 102, Weston, FL, 33326
  • Prime Lenders is celebrating 20 years in business! We have been successfully helping Florida Home Buyers with finding the perfect Home Financing Solutions since 1993. Rated A+ by the Better Business Bureau, Glenn Gordon and his team will provide service with Honesty, Reliability and Integrity.
  • HG Mortgage LLC
  • 1820 N Corporate Lakes Blvd. Ste 304, Fort Lauderdale, FL, 33326
  • At HG Mortgage our vision is to become the industry lender of choice among homeowners. To be regarded as the most reliable, caring and goal oriented Mortgage Company by providing quality service and building personalized relationships based on the value we bring to our clients. HG Mortgage is a company led by professionals like Hermes Garcia.
  • Angel Oak Home Loans
  • 1950 N. Commerce Parkway, Suite 6, Weston, FL, 33326
  • Angel Oak Home Loans is a national mortgage lender based in Atlanta, GA providing innovative mortgage products tailored to borrowers'​ home financing needs. Angel Oak’s lending practice was founded upon core principals of providing consumers with a variety of mortgage products that are tailored to meet their home financing needs.