Explore the differences! FHA VS Conventional loan programs in Fairbanks, Fairbanks North Star County, Alaska
In 2025, Convetional loan limit in Fairbanks, county of Fairbanks North Star, AK is $1,089,300 while FHA limit is $472,030 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AK is best for your particular financial situation.
2025 loan limits and downpayment requirments in Fairbanks, county of Fairbanks North Star, AK
Loan Type
Loan Limit
Down payment
Conventional Conforming
$1,089,300
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table applies to zip codes: 99701, 99703, 99707
Conventional and FHA loan options in Fairbanks, AK
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
EverMortgages is a Mortgage Brokerage company dedicated to bring the best customer service in originating loans for our clients. When you work with EverMortgages for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days. Move through the approval process quickly and seamlessly.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
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To be regarded as the most reliable, caring and goal oriented Mortgage Company by providing quality service and building personalized relationships based on the value we bring to our clients. HG Mortgage is a company led by professionals like Hermes Garcia.
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