FHA VS Conventional loan programs in 2025 for Chena-Ridge, Fairbanks North Star County, Alaska

For the year 2025, the conventional loan limit in the Chena-Ridge, located in Fairbanks North Star county, AK, is $970,800. On the other hand, the FHA loan limit for a single-family residence is $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate the current rates for Conventional, FHA, USDA, and make a comparison. It helps you to understand the income, credit, reserves, and documentation necessary to qualify. Our sophisticated mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the most appropriate program for your financial needs in AK.

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2025 Loan Limits and Required Downpayments in Chena-Ridge, Fairbanks North Star County, AK

Loan Type Maximum Loan Down payment
Conventional Conforming $970,800 3%
USDA $335,500 0%
FHA $420,680 3.5%

This comparison table is specific to the following zip codes: 99709

Loan Options: Conventional and FHA in Chena-Ridge, AK

Lendersa® aims to quickly and effortlessly secure the optimal Conventional, USDA, or FHA loan for you. You have three initial paths to match you with appropriate lenders and loan schemes.

Lendersa's USDA loan request and match results


  • Kenny Financial Services, Inc.
  • 1601 Market Street, 19th Floor, Philadelphia, PA, 19103
  • Kenny Financial Services, Inc offering the lowest priced mortgage products to borrowers who deserve the best pricing. We also offer niche products to borrowers who need "specialty" solutions such as low down payment loans and "stated income" commercial loans. Mortgage financing is all that we do and we are experts at it!
  • South Shore Mortgage Incorporated
  • 167 Washington Street, Norwell, MA, 02061
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • HouseSavvy Mortgage Services LLC
  • 683 Main Street, Norwell, MA, 02061
  • At HouseSavvy Mortgage, our mission is to provide our clients with the right mortgage product at the best rate. Our Mortgage Counselors are intensively trained in both mortgage and real estate practices, providing expert, personalized guidance every step of the way to help you secure the mortgage solution that works best for you.
  • Radius Financial Group Inc.
  • 600 Longwater Drive, Suite 107, Norwell, MA, 02061
  • radius changed more than just the mortgage business.We’ve become one of the leading mortgage lenders on the Eastern Seaboard through our customer obsessed curiosity.We created a new corporate culture that prioritized team inspired people. The result: countless purpose-filled careers & profits reinvested into the communities we live, work and serve.
  • Homestar Mortgage
  • 220 Smith Street, Providence, RI, 02908
  • Homestar Mortgage is one of Rhode Island's largest independent mortgage lenders and brokers, offering home and commercial loans, constructions loans, reverse mortgages, and refinancing programs. With offices in Providence, Wakefield and Plainville, MA, Homestar is a licensed mortgage lender
  • Olde Towne Mortgage
  • 132 Boone St, Suite 1, Jonesborough, TN, 37659
  • At Olde Towne Mortgage We work within the wholesale sector of the mortgage industry with access to hundreds of lenders so we're able to close MORE than just a cookie-cutter loan & at rates lower than retail. we offer Residential or Commercial loans, every borrower is different so we believe in having a mortgage portfolio that is as unique as you.
  • FedFinancial Federal Credit Union
  • 11233 Lockwood Drive, Silver Spring, MD, 20901
  • FedFinancial Federal Credit Union is a financial institution that operates solely for the benefit of its members. The organization offers great deals on savings accounts, checking accounts and share certificates. We also offer low-rate mortgages, auto and personal loans and Platinum Rewards VISA card that pays you a 1.5% Rebate.
  • Lynx Mortgage Bank LLC
  • 143 Post Avenue, Westbury, NY, 11590
  • Lynx Mortgage Bank LLC was founded by a small group of mortgage and financial professionals on Long Island, NY with one goal in mind: to offer our customers a straightforward “no surprises” approach to the home buying process.Today, we are one of New York’s premier mortgage companies with a sizable client base who won’t hesitate to recommend us.
  • New York Community Bank
  • 615 Merrick Ave, Westbury, NY, 11590
  • New York Community Bank serves customers through branches encompassing eight divisions: Queens County Savings Bank, Roslyn Savings Bank, Richmond County Savings Bank, Roosevelt Savings Bank, and Atlantic Bank in New York; Garden State Community Bank in New Jersey; Ohio Savings Bank in Ohio; and AmTrust Bank in Florida and Arizona.