FHA VS Conventional loan in Athens, Limestone County, Alabama

As of 2025, the Conventional loan limit for Athens, located in Limestone county, AL, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.

With the Lendersa® Conventional loan calculator, you can assess the best rates available today for Conventional, FHA, and USDA loans, figuring out the income, credit score, reserves, and documents required to qualify. Our mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, guiding you to choose the best program in AL for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Athens, County of Limestone, AL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This data applies to zip codes: 35611, 35613, 35612

Conventional and FHA Loan Options in Athens, AL

The aim of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan efficiently and without hassle. Choose from one of three starting points that connect you with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • North Star Lending, LLC
  • 6300 Wilshire Blvd. Suite 1420, Los Angeles, CA, 90048
  • North Star Lending, LLC is a direct (private money) commercial hard money lender, making California real estate secured loans. ​We pride ourselves in efficient loan underwriting and quick decisions and funding. If you need money quickly, do yourself a favor and allow us the opportunity to earn your business.
  • PB Financial Group
  • 6380 Wilshire Blvd #1610, Los Angeles, CA, 90048
  • Pouyan Broukhim started PB Financial Group Corp in 2006, he saw a need to provide financing to many individuals who were left out of the real estate market and how the real estate market was going to be effected by subprime loans and negative amortized loans Pouyan realized that the market was going to be changing.
  • Premier Pacific Partners
  • 11559 Ventura Boulevard, Studio City, CA, 91604
  • Premier Pacific Partner’s genesis was driven by the belief that there was an underserved Non-Prime market. Founded in 2008 with nearly 50 years of experience in all facets of real estate lending, the market was in need of a lender who understood the complexity of serving borrowers deserving of credit but did not fit the conventional lending box.
  • logan
  • 12725 Ventura Blvd, Studio City, CA, 91604
  • Logan Investments has been around for over 30 years and placed over $1 billion dollars in loans across CA real estate. We specialize in all types of real estate asset classes, construction, equipment and cannabis lending. If you are looking for a first, second, or third loan, please let us know.
  • Pacific West Mortgage Fund
  • 1971 West 190th Street, Suite 200, Torrance, CA, 90504
  • "We are a pooled mortgage fund of nearly 100 investors with total portfolio value that fluctuates between $27-32 million and growing. For brokers and potential borrowers: -Business purpose loans only on most property types. -Our primary area is Southern CA but will consider loans in any major market etc.."
  • Bausley Home Loans & Realty
  • 13119 Daventry Street, Pacoima, CA, 91331
  • Bausley Home Loans & Realty , our mission is simple. During the mortgage application process, we're your advocate. Whatever financing goals you have, it's our job to fulfill them. This means getting the money you need. There are a variety of different loan types available on the market today, as well as many different lenders.
  • EZ Online Mortgage Inc.
  • 4804 Laurel Canyon Blvd, Suite 1199, Los Angeles, CA, 91607
  • EZ Online Mortgage is simple: we want to help you save money. We are committed to making sure all borrowers get the best loan program and mortgage rates possible, paired with unparalleled customer service and a stress-free application process. We are proud to call ourselves one of the most reputable and efficient mortgage.
  • GLF Mortgage Professionals
  • 4804 Laurel Canyon Boulevard, Suite 812, Valley Village, CA, 91607
  • GLF Mortgage Professionals mission is to be the only mortgage company you'll ever choos a partner to help you finance your dreams. This takes more than a website and mortgage calculator, it takes a personalized turn-key customer experience that is second to none.We offer competitive rates, industry experts, and reliable services.
  • SkyOne Federal Credit Union
  • 14600 Aviation Blvd, Hawthorne, CA, 90250
  • SkyOne Federal Credit Union has been serving its members for 70 years, providing financial tools to help members save for their future, get financing for their homes and cars, and much more. As a not-for-profit organization, we are passionate about helping our members build a strong financial foundation
  • US Lending & Company Inc.
  • 12846 Hawthorne Boulevard, Hawthorne, CA, 90250
  • US Lending & Company, Inc. is South Bay’s leading mortgage lender and held in high regard throughout the entire state of California. Whether you are buying, building or refinancing, we provide our clients with education, strategy and guidance to help them achieve their financial goals.
  • Korb Capital Inc.
  • 12844 Inglewood Avenue, Hawthorne, CA, 90250
  • KORB Capital a Mortgage and Real Estate company in Los Angeles serving all of Los Angeles and surrounding areas. Specializing in Private Lending and all aspects of Real Estate. We Have the RIGHT LOAN for the first time home buyer, repeat buyers and homeowners looking to refinance.
  • Peloton Capital Fund
  • 437 S. Robertson Blvd # C, Beverly Hills, CA, 90211
  • Peloton Capital Fund of Beverly Hills, California is your trusted source for hard money loans nationwide. The experts at Peloton Capital Fund make the process of getting financing fast and convenient. Whether you are fixing and flipping or want to refinance the terms of an existing loan, we will help you find the right loan with the lowest rate. Gi