For 2026, in Decatur, Morgan county of AL, the Conventional loan limit is $726,200. However, the FHA limit for a single-family home stands at $472,030.
Lendersa® Conventional loan calculator lets you compare today's top rates for Conventional, FHA, and USDA loans and find out what income, credit score, reserves, and documents are necessary to qualify. Our advanced mortgage calculator lets you view Conventional Conforming, USDA, FHA, and VA loans side by side, assisting you in selecting the best program for your financial situation within AL.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table is relevant for these zip codes: 35603
At Lendersa®, our goal is to provide you with the most suitable Conventional, USDA, or FHA loan quickly and with no hassle. Choose one of the three starting points that lead to lender matches and fitting loan programs.
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