FHA VS Conventional loan in Clanton, Chilton County, Alabama

In 2025, the Conventional loan limit for Clanton, within Chilton county, AL, is $726,200. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate today's top rates across Conventional, FHA, and USDA loans. Learn what income, credit, reserves, and documents you need to qualify. This advanced mortgage calculator compares Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial situation in AL.

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2025 Loan Limits and Downpayment Requirements in Clanton, Chilton, AL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 35045, 35046

Explore Conventional and FHA Loan Options in Clanton, AL

Lendersa® is dedicated to swiftly obtaining the best Conventional, USDA, or FHA loan for you without hassle. Begin with one of three starting points to connect with matching lenders and loan programs.

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  • Evolve Home Loans
  • 14201 N 87th St, Suite C-135, Scottsdale, AZ, 85260
  • Since the year 2000, we’ve enjoyed the opportunity to help thousands of Americans achieve the dream of home ownership and financial peace of mind through our fast and simple loan process. We chose to go into business to help people by educating them through one of life’s most challenging processes and saving them REAL money.
  • LHM Financial Corporation
  • 9089 East Bahia Drive, Suite 101, Scottsdale, AZ, 85260
  • "LHM Financial, formerly CNN Mortgage, has been a full-service mortgage banker with an experienced staff offering knowledge in mortgage lending for over 20 years. With access to a full range of mortgage sources, our licensed loan originators are dedicated to finding the right loan with the rates, terms, and costs to meet your unique nee
  • Arizona Mortgage & Investments, LLC
  • 14301 N 87th St, Scottsdale, AZ, 85260
  • We offer creative lending solutions that fall outside the “box” of traditional bank and conventional lending sources. We are an equity based lender interested more in a borrower’s ability to pay going forward than any issues in the past. We offer lending solutions to assist borrowers in getting back to where they want to be.
  • Mortgage Bee LLC
  • 7950 East Acoma Drive, Suite 108, Scottsdale, AZ, 85260
  • Our brokers have worked for some of the nations top lenders over a combined 30+ years in wholesale lending.During this time, we observed many of these companies were charging far too much to their customers.We decided that we could do better for the consumer.We can offer the same service, if not better & offer the same products for a much lower cos
  • Mortgage Quest
  • 14362 North Frank Lloyd Wright, Suite 1000, Scottsdale, AZ, 85260
  • Having worked for a few of the large banks & mortgage banking firms prior to starting Mortgage Quest in May 2000, Bob McCormick learned how & why these mortgage companies need to mark-up their rates that are offered to the public: large overhead expenses including office salaries, commissions several layers of management due to large staffing, etc.
  • Talon Capital LLC
  • 7498 E Monte Cristo Ave, Suite 104E, Scottsdale, AZ, 85260
  • Talon Capital offers comprehensive yet customized mortgage solutions to our clients. Our strength lies in our detailed, personalized, and client-focused approach. Additionally, our extensive network of investors provides financing solutions for our clients in the most professional manner possible.
  • Acorn Mortgage
  • 14301 North 87th Street, Suite 311, Scottsdale, AZ, 85260
  • At Acorn Mortgage Group, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Hi Financial, LLC
  • 14362 N Frank Lloyd Wright Blvd, Suite 1112, Scottsdale, AZ, 85260
  • Hi Financial is Arizona's newest, premier mortgage broker. We serve the lending needs of Arizona Real Estate Professionals, individual home buyers & builders. With full access to FHA, VA, USDA, Conventional, Non-QM & Non-Delegated home loans, clients are served with the best products & rates, given their specific needs & goals!
  • Autobahn Mortgage, LLC
  • 8990 E Raintree Dr, Suite 100, Scottsdale, AZ, 85260
  • Autobahn Mortgage, LLC almost 20 years in the real estate industry, we have the experience to help with your loan. Our method differs from other lenders as we take a holistic approach to our borrowers needs and The Mortgage Industry has changed dramatically. Trust us to have the knowledge, experience and communication skills to serve you.