FHA VS Conventional loan in Clanton, Chilton County, Alabama
In 2026, the Conventional loan limit for Clanton, within Chilton county, AL, is $726,200. For a single-family home, the FHA limit is $472,030.
Use the Lendersa® Conventional loan calculator to evaluate today's top rates across Conventional, FHA, and USDA loans. Learn what income, credit, reserves, and documents you need to qualify. This advanced mortgage calculator compares Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial situation in AL.
2026 Loan Limits and Downpayment Requirements in Clanton, Chilton, AL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 35045
Explore Conventional and FHA Loan Options in Clanton, AL
Lendersa® is dedicated to swiftly obtaining the best Conventional, USDA, or FHA loan for you without hassle. Begin with one of three starting points to connect with matching lenders and loan programs.
Here at Diversified Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
First Community Bank of Central Alabama is a commercial Bank that has been open since August, 2001. We currently have offices in Wetumpka, Millbrook, Eclectic, Prattville, Tallassee, and Holtville. We also operate a Wealth Management Division and a full-service mortgage company, First Community Mortgage. It is our belief that a community is best
We pride ourselves on making Alabama mortgages easy. Whether you're a first-time homebuyer or looking to save on your current mortgage, we can help. There’s a reason why we have a 99.9% customer retention rate. When you get your mortgage with us, we get you the lowest rates and we let you know when you can refinance and save.
Guardian Credit Union is based in Montgomery, Alabama. With 64,000+ members and sixteen branches, we have all of the technology, financial products and personalized service you need to go bankless! Guardian is a member-owned, not-for-profit cooperative that provides financial services for our members including savings
"We are a Locally Owned Business offering Home Mortgage Services; We offer programs for New Home Purchase as well as Refinance for existing loans. Alabama Home Mortgage Loans is a local Mortgage Loan Origination service headquartered in Wetumpka, Alabama.Kim Williams, Senior Mortgage Loan Originator, founded Alabama Home Mortgage Loans in 2014."
Elite Mortgage Partners is here to provide you with an industry leading mortgage experience while offering the comfort of doing business with a local, Alabama based, company. With 36 years of experience in the mortgage industry, Callie Hill and Nina Noble know what it takes to make sure your loan is done fast, easy and right.
Weather its a first home or a dream home, let me help you through the process of making it YOUR home.
Stewart Holt's goal is to work with you to find the best financing fit possible to get you into your new home, no matter how complex. With 19 years in mortgage finance, I've made it my specialty to work with difficult
2131 Data Office Drive, Suite 250, Birmingham, AL, 35244
Lends in Alabama
Mortgage Linc LLC founder of the Mike Giles from Birmigham, Alabama is Alabama's number one Reverse Mortgage Specialist. Mike will guide you step by step to help you fully understand the Reverse Mortgage process. Mike Giles has years of experience and has helped hundreds of people, like you, get control of thier financial future.
2080 Valleydale Rd, Suite 12, Birmingham, AL, 35244
Lends in Alabama
Nu Source Lending has been in business since 2007. We take pride in providing consumers with options. Every consumer situation is different; at Nu Source we make sure those differences equal opportunity and success. Our staff is dedicated to getting the consumer on the right path
