FHA VS Conventional loan in Cullman, Cullman County, Alabama
In the year 2025, the Conventional loan limit for a property in Cullman, located in Cullman county, AL, is $726,200. Meanwhile, the limit for FHA loans for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's rates between Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you decide which program in AL fits your needs best.
2025 Loan Limits and Down Payment Requirements in Cullman, Cullman, AL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
These loan details are applicable for the following zip codes: 35058, 35057, 35055, 35056
Conventional and FHA Loan Options Available in Cullman, AL
At Lendersa®, our mission is to secure the optimal Conventional, USDA, or FHA loan without delay and hassle. Choose from three initial pathways to find matching lenders and loan programs.
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