Explore the differences! FHA VS Conventional loan programs in Hartselle, Morgan County, Alabama

In 2025, Convetional loan limit in Hartselle, county of Morgan, AL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Hartselle, county of Morgan, AL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 35640

Conventional and FHA loan options in Hartselle, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Nationwide Mortgage Direct LLC
  • 2131 Hollywood Blvd, Suite 406, Hollywood, FL, 33020
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • HARD MONEY FUNDING SOURCE
  • 2021 Tyler St, Hollywood, FL, 33020
  • By calling Hard Money Funding Source today, you'll be assisted by 20+ year experienced licensed professionals.We regularly close deals in as little as five business days.We provide you with access to the best loan structures and programs available to fit your unique loan scenario.
  • UPSTATE PREMIER MORTGAGE INC
  • 2500 Hollywood Blvd, Hollywood, FL, 33020
  • Upstate Premier Mortgage of Baldwinsville opened its doors in August 2013, with the concept of providing exceptional customer service and has been growing and expanding since. We are a neighborhood business supporting the needs of our customers.Our loan officers are all licensed loan originators, licensed with the State of New York.
  • The Vanguard Mortgage
  • 1200 N Federal Hwy, Hollywood, FL, 33020
  • Vanguard Mortgage employs seasoned, highly experienced and professional team. We strive to innovate with confidence and to provide exceptional service, As a Vanguard Mortgage client, you can count on us for: Simple mortgage process, The Lowest Rates, Fast Turn-Around Times, Variety of Mortgage Programs
  • A&D Mortgage
  • 1040 S Federal Hwy, Hollywood, FL, 33020
  • A&D Mortgage (NMLS #958660) is a full service lender offering a wide spectrum of Conventional and Government mortgage products. Our knowledgeable team of experts will constantly impress you with the first-class service, that you have never experienced. At A&D Mortgage our core strengths are personal touch and unique products.
  • Citizens First Bank
  • W25042 Hwy 54|35, Centerville, WI, 54661
  • Citizens First Bank is a bank with operations in one state. Citizens First Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages. Citizens First Bank is a FREEandCLEAR Certified Gold Low Rate Lender. As a family-owned community bank with roots dating back to 1969,
  • Lancaster Red Rose Credit Union
  • 16 E Main Street, Leola, PA, 17540
  • The Lancaster Red Rose Credit Union’s mission is to exceed the needs of our members by providing reliable, quality financial services that will improve the lives of those we serve. Our vision at Lancaster Red Rose Credit Union is to grow membership through community outreach, education, and reliable financial services.
  • Stratton Mortgage
  • 28437 DuPont Blvd, Millsboro, DE, 19966
  • At Stratton Mortgage, we desire to build our community through home ownership and generosity. Our goal is to provide a seamless mortgage process that allows you to enjoy buying or re-financing your home. Stratton Mortgage is an innovative company that takes the stress out of the mortgage experience.
  • Homecorp Mortgage
  • 217 Avenue N, Marble Falls, TX, 78654
  • Homecorp Mortgage has been closing mortgage loans since 1996. We are committed in offering personal service to our customers and also committed to providing our clients with a wide range of loan programs combined with some of the lowest mortgage rates available in all of Texas provides Home Loans, Reverse Mortgages and more.
  • Liberty Group Funding
  • 2450 Hollywood Blvd, Suite 503, Hollywood, FL, 33019
  • At Liberty Group Funding, we offer unparalleled service to our clients and real estate professionals. When you call, we pick up, when you email, we respond. Our motto is to be in constant contact with our clients. Every step of the way, we are there to guide you along. We offer all the latest mortgage products including
  • MortgageQuote.com
  • 1124 n 13 ter, Hollywood, FL, 33019
  • The First Step To A Pre-Approval We are approved for the following business activities: Commercial mortgage brokering or lending, First mortgage brokering, High cost home loans,Lead generation, Mortgage loan modifications, Reverse mortgage brokering, Second mortgage brokering, Short sale in the state of Florida.
  • Mills County State Bank
  • 1017 Parker Street, Goldthwaite, TX, 76844
  • MCBank were planted in 1888 in Goldthwaite, Texas, when banking was limited to the community in which you lived. Back then, the Texas Legislature prohibited the issuing of state bank charters, which meant banks had to either get a national charter or work as a “private bank”—a bank opened to serve a community, with no official charter