FHA VS Conventional loan programs in 2025 for Fairhope, Baldwin County, Alabama
In 2025, the Conventional loan limit for Fairhope, in Baldwin county, AL, stands at $726,200, while the FHA limit is $472,030 for a single-family home.
Utilize the Lendersa® calculator to compare today's top rates for Conventional, FHA, and USDA loans. Assess income, credit reserves, and necessary documents to qualify. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best option for your financial needs in AL.
2025 Loan Limits and Down Payment Requirements in Fairhope, County of Baldwin, AL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This information is relevant for the following zip codes: 36532
Conventional and FHA Loan Options in Fairhope, AL
The goal at Lendersa® is to secure your ideal Conventional, USDA, or FHA loan quickly and smoothly. Choose one of three starting paths that connect you to matching lenders and loan programs.
Northwestern Bank is a fourth generation, family owned and operated bank serving Dilworth residents the way we’d want to be served. We offer full banking services for businesses, individuals and our agricultural community. Whether you’re looking for a mortgage lender to purchase your first home or a commercial loan, we can assist you.
Whether you need a checking account, auto loan, mortgage or other financial assistance, Merrimack Valley Credit Union is here with your best interest at heart! We’re all about the credit union mission of “people helping people” and offering you quality products and services at reasonable rates and costs.
As an independent community bank, we’ve had a hand in helping southeastern Massachusetts flourish since 1872. In 2020, amid one of the most challenging years in U.S. history, we seamlessly united Bridgewater Savings Bank and Mansfield Bank to form Bluestone Bank. Our new brand is grounded in the same strong values that shaped our alliance.
Community Development Bank was founded in 1906 and purchased by three non-profit Community Development Corporations in 2001. A for-profit financial institution owned by non-profit Community Development Corporations is very unique and brings significant economic development resources to the communities we serve
1044 Central Street, Suite 202, Stoughton, MA, 02072
Easy Apps Mortgage Working for our Borrowers and finding the best rates, programs, and costs is what we do best. We put you first and make sure your home purchase or refinance goes as EASY as possible! Our staff and experienced loan officers are available to you at all times and we gladly can meet with you.
Maritime Mortgage Corp opened its doors in 1989. Since then, we have been able to help thousands of people obtain affordable home financing. Our team of knowledgeable and friendly professionals work hard to ensure a smooth buying or refinancing process. Although our office is conveniently located in Stoughton, Ma, we are able to offer mortgage fina
Continental Funding Corp. scours the country for the lowest possible rates to offer our customers. By doing this, we can ensure that we will be able to offer the qualified borrower the best possible terms to meet their needs. We offer FNMA, FHLMC, FHA, VA, Rehab, USDA, Jumbo and Reverse mortgage programs to handle any situation a customer may have.
We have been helping our clients finance their homes in the Commonwealth of Massachusetts since 1990. Our value proposition is simple: we take the time to understand your needs and provide personal service you can rely on. Buyer’s agents love working with us because we don’t just pull a credit report like so many big banks often do.
