FHA VS Conventional loan programs in Gulf-Shores, Baldwin County, Alabama
In 2025, the conventional loan limit in Gulf-Shores, located in the county of Baldwin, AL, is $647,200, whereas the limit for FHA loans is $420,680 for a single-family home.
Leverage the Lendersa® Conventional loan calculator to assess today's best rates for Conventional, FHA, and USDA loans. Determine the requirements for income, credit, reserves, and necessary documents to qualify. Our sophisticated mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the program in AL that best suits your financial situation.
Loan limits and down payment requirements for 2025 in Gulf-Shores, Baldwin county, AL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This analytical table pertains to zip codes: 36542, 36547
Discover Conventional and FHA loan opportunities in Gulf-Shores, AL
The aim of Lendersa® is to offer you the optimal Conventional, USDA, or FHA loan swiftly and effortlessly. Choose from three starting points to find matching lenders and tailored loan programs.
Our mission is to remain an independent mutual financial institution, delivering innovative solutions and exceptional service, while assisting our employees, customers and communities to build brighter futures. Bank of New Hampshire has been a mutual banking organization focused on our depositors and accountable to our communities.
86 Lafayette Road, Suite 4, North Hampton, NH, 03862
Forthright Mortgage representatives have over 20 years combined experience and have handled all types of loans and situations. We are a local company with real people who care about their customers. We will care for you and your mortgage needs from the beginning until the very end and further.
Peoples Trust Company was founded by an Act of the General Assembly of the State of Vermont on November 12, 1886. Since our inception, we have enjoyed a commitment to the Vermont tradition of service, quality and value. We believe that banking is about building relationships, making people’s lives easier, and helping folks realize their goals.
Presidential Mortgage Inc Offering Residential and Commercial mortgages in New Hampshire and Maine, Presidential Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, business owners, and individual home buyers.
MVSB is a mutual savings bank that operates for the benefit of its depositors, borrowers & surrounding communities. As a result, MVSB has remained steadfast in fostering the economic health and well-being of the community since it was founded in 1869. For over 150 years, Meredith Village Savings Bank (MVSB), has been serving the people, businesses.
Union Bank is a wholly-owned subsidiary of Union Bankshares, Inc. (UNB, traded on the NASDAQ Exchange). Headquartered in Morrisville, VT, since 1891, we are proud to be a community bank with a long record of service to the people and businesses of Northern Vermont and--more recently--Northern New Hampshire.
Wells River Savings Bank (WRSB) has been providing personal and business banking products and services to the Upper Connecticut River Valley of Vermont and New Hampshire for more than 119 years. We take great pride in our tradition of friendly, personal service and our strong commitment to the community.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
