Explore the differences! FHA VS Conventional loan programs in Gulf-Shores, Baldwin County, Alabama

In 2024, Convetional loan limit in Gulf-Shores, county of Baldwin, AL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Gulf-Shores, county of Baldwin, AL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 36542, 36547

Conventional and FHA loan options in Gulf-Shores, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


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  • 11121 Caminito Arcada, San Diego, CA, 92131
  • San Diego Homes & Loans helping families achieve their Real Estate goals. With 15+ years of Mortgage and Real Estate experience, I enjoy guiding my clients through the process of buying, selling, or refinancing. I work hard to understand every borrower's wants, needs, and financial goals
  • 1st American Mortgage Lenders Inc.
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  • MAR Financial Inc.
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  • We have been committed to serving the financial needs of homeowners and homebuyers across California and Tennessee by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.
  • Security InterBank Mortgage
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  • Security InterBank Mortgage is a California Mortgage Company that offers a broad range of competitive mortgage products for the financing of home purchases, home refinancing, home improvement and debt consolidation. Our goal is to work with you in order to provide a loan program and terms that meet your particular needs.
  • Click Mortgage, a Division of Golden Bear Capital, Inc
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  • At Click Mortgage, a Division of Golden Bear Capital, Inc, a Division of Golden Bear Capital, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process.
  • Click Mortgage
  • 10650 Scripps Ranch Blvd #230, San Diego, CA, 92131
  • Click Mortgage work tirelessly to ensure their clients are well informed, on schedule, and satisfied with their mortgage decisions. By building a knowledgeable and driven team, leveraging cutting-edge tech, and creating valuable partnerships. Click Mortgage is designed to be the best choice in mortgage banking
  • Eddie Mac Mortgage
  • 41908 Vardon Drive, Temecula, CA, 92591
  • "Our mission is to serve our customers with honesty, integrity and professionalism, while providing guidence for financing of their home loans. Our goals are to not only provide the best customer service, but provide a variety of home loan options at the lowest interest rates and costs possible."
  • A R Home Loans Direct, Inc.
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  • A R Home Loans Direct, Inc. is a Mortgage Broker company servicing customers throughout California. We work with customers of any and all credit histories, and strive to assist our customers in reaching their financial goals With over 20 years experience in the Real Estate lending business.