FHA VS Conventional loan programs in 2025 for Loxley, Baldwin County, Alabama

In 2025, Convetional loan limit in Loxley, county of Baldwin, AL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Loxley, county of Baldwin, AL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 36551, 36527, 36578

Conventional and FHA loan options in Loxley, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • 908 Mortgage
  • 6216 E Pacific Coast Hwy, Suite 242, Long Beach, CA, 90803
  • 908 Mortgage are looking to recruiting experienced Loan Officers who are tired of the Direct Lender, Corporate scene. We can move Fast! From Loan App to funding in 10 days. Direct lenders have overhead: Corporate, Managers, Staffing, HR, etc. These costs are passed on to the borrower. They cannot compete with our rates.
  • American West Mortgage
  • 55318 E 2nd St, Suite 584, Long Beach, CA, 90803
  • American West Mortgage since in 1991 and this company president of the Roger Hinkle American West Mortgage Mortgage Banking and Broker of home loans. We make home loans primarily in California. Conventional, FHA, Jumbo. Fixed and Adjustable rate loans. Both Residential and Commercial properties.
  • Woody Financial Realty Corp.
  • 5580 E. Second Street Suite 211, Long Beach, CA, 90803
  • Woody Financial Realty Corporation is a member of the Pacific West Association of Realtors, the Southern Regional Multiple Listing Service and the California Mortgage Association. The Company markets aggressively in large Broker network marketing sessions and in Real Estate publications.
  • Rancho Federal Credit Union
  • 12620 Erickson Ave, Suite H, Downey, CA, 90242
  • Rancho Federal Credit Union (RFCU) has been serving members and families since 1936 – meaning that we are celebrating our 85th anniversary this year. Rancho Federal has strong ties to union workers, and a long tradition of dedicated service. Unlike profit-driven banks, Rancho Federal believes it is our obligation to promote financial literacy.
  • American 1st Home Loans
  • 12067 Paramount Boulevard, Downey, CA, 90242
  • American 1st Home Loans offers a variety of loan programs. Perhaps you might be looking for your first home, an investment home or even a second/vacation home. Maybe you just need to only refinance your existing mortgage into a lower fixed rate or refinance your mortgage while consolidating other high interest loans.
  • Spada Loans
  • 12027 Paramount Boulevard, Downey, CA, 90242
  • SPADA, Italian for sword, epitomizes our strength, will, and ambition to cut down the time and money it takes to buy a property. It is recommended that you shop around with 3 or 4 lenders before you make a mortgage or loan decision. But with SPADA, we have partnerships with dozens of lenders and can do the shopping for you.
  • Pillar Financial Group
  • 8345 Firestone Boulevard, Suite 320, Downey, CA, 90242
  • Pillar Financial supports customers by providing Commercial and Residential lending solutions to help our customers reach their Real Estate goals you are in the research phase at the beginning of your refinancing or purchase search, And also founder of the Jonathan Calderon want to help you I am a real estate professional and finance specialist.
  • Caltech Employees Federal Credit Union
  • 515 S. Wilson Ave, Pasadena, CA, 91125
  • On April 11, 1950, seven Caltech employees established Caltech Employees Federal Credit Union (CEFCU). Each of these founding members contributed one share of $5 to the first pool of Credit Union money. After 70 years of service, the Credit Union has grown from those first seven-member accounts
  • Wescom Central Credit Union
  • PO Box 7058, Pasadena, CA, 91109
  • Since 1934, Wescom Credit Union has been dedicated to helping members throughout Southern California build better lives. Now with 24 branches, we provide essential banking solutions to more than 200, 000 members. Like all credit unions, Wescom is a non-profit financial cooperative, and our members are our owners.