FHA VS Conventional loan in Foley, Baldwin County, Alabama
In 2026, the Conventional loan limit in Foley, Baldwin county, AL, is set at $726,200, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® Conventional loan calculator to evaluate the current best rates for Conventional, FHA, and USDA loans, and assess the required income, credit rating, reserves, and documents needed to qualify. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you determine which program in AL aligns best with your financial scenario.
2026 Loan Limits and Downpayment Requirements in Foley, County of Baldwin, AL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the zip codes: 36535
Available Loan Options for Conventional and FHA in Foley, AL
The mission of Lendersa® is to quickly and smoothly secure the most advantageous Conventional, USDA, or FHA loan for you. Begin with any of the three options to align with matching lenders and loan programs.
The Barr Group Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
19940 State Highway 181, Suite B, Fairhope, AL, 36532
Lends in Alabama
At Homefront Lending LLC, where we are honored to serve you! We are experienced mortgage professionals dedicated to our community. Located in Fairhope, AL, it is absolutely our honor to bring excellent service to south Alabama. We are a veteran-owned business who's passion is serving our nation's heroes who serve us each and every day.
At Bay Mortgage Corporation, we take tremendous pride in providing our clients with an exceptional mortgage financing experience. Since 1988, we have been a locally owned and operated mortgage broker primarily serving Baldwin and Mobile counties but licensed to serve the entire state of Alabama.
22nd State Bank has been evolving for over 100 years but our mission has remained the same – meeting the financial needs of our customers, providing exceptional personalized customer service and serving our local communities. Our continued success is a product of the way we’ve remained the same. We care about relationships.
Live, work, worship, or attend school in Mobile County – You can join Gulf Coast Federal Credit Union. Your immediate family members may also qualify for membership in the credit union. Visit our newly renovated credit union office at 1001 Springhill Ave., Mobile, Alabama and our branch office at 4313 Downtowner Loop South, Mobile, Alabama.
