Explore the differences! FHA VS Conventional loan programs in Foley, Baldwin County, Alabama

In 2025, the Conventional loan limit in Foley, Baldwin county, AL, is set at $726,200, whereas the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to evaluate the current best rates for Conventional, FHA, and USDA loans, and assess the required income, credit rating, reserves, and documents needed to qualify. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you determine which program in AL aligns best with your financial scenario.

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2025 Loan Limits and Downpayment Requirements in Foley, County of Baldwin, AL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 36535, 36530, 36536

Available Loan Options for Conventional and FHA in Foley, AL

The mission of Lendersa® is to quickly and smoothly secure the most advantageous Conventional, USDA, or FHA loan for you. Begin with any of the three options to align with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • McCormick & Co. Homes and Loans
  • 101 E. Street, Suite 101, Santa Rosa, CA, 95404
  • Martin B. McCormick, with over 35 years of experience in banking, finance and real estate; founded McCormick & Co. Homes and Loans in 2007. His goal was to develop a solution-based operation to help consumers and fellow professionals, obtain financing to acquire real estate for home ownership and/or business purposes.
  • Peterson Lending Group
  • 100 E Street Suite 201, Santa Rosa, CA, 95404
  • Purchase and Refinance Loans. Excellence in Service, Integrity and Product Knowledge is vital in your Mortgage Professional......Experience the Difference. Allow us to take this opportunity to introduce Peterson Lending Group. Our team provides a hands-on mortgage lending service which includes financing of residential and commercial properties.
  • Premier Lending & Real Estate
  • 645 Fourth Street Suite #215, Santa Rosa, CA, 95404
  • We offer Wholesale Mortgage Rates from Top Mortgage Lenders designed to meet your Mortgage Needs. We guarantee the lowest rates & costs available. Buying or Selling a house can be daunting. We can help you from start to finish and guide you throughout the entire process. We'll take the mystery and difficulty out of it for you.
  • Ryan Mortgage Co
  • 2129 Fourth Street, Santa Rosa, CA, 95404
  • We have provided service to thousands of customers arranging a variety of real estate loans – residential, multi-family, land, reverse mortgages, construction and commercial. We take the time to get to know your needs and goals and match those to the hundreds of loan programs at our disposal.
  • Von Mortgage - Roya Spain
  • 2777 Bechelli Lane, Redding, CA, 96002
  • We are a Redding Mortgage Bank with awesome rates, fees & turn times. We love your referrals. We are direct lenders for Redding FHA Loans, Redding USDA Loans, Redding VA Loans, & Redding no money down loans. Give us a call any time for any questions. Remember every question is a good question.
  • Dream Homes Lending
  • 20275 Skypark Drive, Suite D, Redding, CA, 96002
  • Dream Homes Lending you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Accelerated Mortgage Services
  • 849 Mistletoe Lane, Redding, CA, 96002
  • We specialize in lending efficiency and customer satisfaction. Our clients are the most important part of our business. With this in mind, we work hard to earn your trust through fast friendly service and a professional approach to real estate lending.Our loan officers are state and federally licensed under the National Mortgage Licensing System.
  • The Mortgage Marketplace
  • 3310 Churn Creek Rd, Suite A, Redding, CA, 96002
  • The Mortgage Marketplace We offer one of the largest selections of Wholesale loan programs available along with Wholesale Mortgage Rates direct to our Clients is your Premier Mortgage Team located in Redding, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple.
  • US Lending Co
  • 2280 BECHELLI LANE, Redding, CA, 96002
  • We hold ourselves to high standards. We value excellence in our personal lives and our company as a whole. We desire to provide high quality products and services while using the most up-to-date technology in order to stay ahead of the curve and make the process more efficient for us and less stressful for our clients.
  • Access Mortgage
  • 2620 Larkspur Lane Ste O, Redding, CA, 96002
  • At Access Mortgage, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Access Mortgage believe in working hard to get the job done.
  • Omega Mortgage Group
  • 2285 Hilltop Dr., Redding, CA, 96002
  • Omega Mortgage Group (OMG) is a mortgage banker that has been in Northern California for more then 10 years. We are a direct lender with branches also in Redding, Santa Rosa and Reno. We understand that our business is not about a single transaction, it is about building and maintaining relationships.
  • Arbor Mortgage Group
  • 209 NE Greenwood Avenue, Suite 100, Bend, OR, 97701
  • Arbor Mortgage Group, we are extremely passionate about what we do and where we live, which naturally makes us want to serve our community the best we can. For every client we have the opportunity to work with, we strive to provide an unparalleled personal, positive and professional experience.