FHA VS Conventional loan programs in Helena, Shelby County, Alabama

In 2024, Convetional loan limit in Helena, county of Shelby, AL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Helena, county of Shelby, AL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 35022, 35080

Conventional and FHA loan options in Helena, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • California’s Mortgage Bank
  • 333 City Blvd W, Suite 1810, Orange, CA, 92868
  • At California’s Mortgage Bank (CMB), Speed, Reliability, and Experience are the foundations of our Company! We provide you with loan choices to make your life easier. We offer the most competitive rates and aggressive loan products. We are a US Mortgage Bank that exclusively offers loans to California residents
  • STG Mortgage
  • 765 The City Dr S, Suite 200, Orange, CA, 92868
  • STG Mortgage is a full-service mortgage lender with a highly experienced leadership team, ready to make your home purchase or refinance simple. We make sure you have the details you need to get the right solution based on your needs. Our rapidly expanding team is thoroughly trained and fully equipped to answer questions.
  • California Equity & Loan
  • 2200 Orangewood Avenue, Suite 150, Orange, CA, 92868
  • We offer personalized solutions! At California Equity & Loan we know that finding the best loan program can reduce your principal or maximize cash flow. Whatever your financial goals, we can help you select the best loan program for you. Our Home Loan Professionals know that finding the best loan program is key to home ownership.
  • Banc One Mortgage
  • 333 City Blvd W, Suite 1810, Orange, CA, 92868
  • We are a full-service direct mortgage lender with an experienced staff offering expertise in every area of mortgage lending, from purchasing to refinancing. We have access to a full range of mortgage programs and all of our lending specialists are dedicated to finding you the right loan – with the best rates, terms.
  • Lendprise Home Loans & Real Estate
  • 333 City Boulevard West, Suite 1700, Orange, CA, 92868
  • LENDPRISE is an independent mortgage company partnered with wholesale lenders offering speed & competitive pricing to our clients.We have set a very high standard in the mortgage & real estate industry.We are committed to quality customer service.. Our team will work continuously on your behalf to help you achieve your financial goals.
  • Taurus Mortgage Corporation
  • 333 City Boulevard West, 17th Floor, Orange, CA, 92868
  • Taurus Mortgage Corporation is partnered with all the major banks and lending institutions in the nation. This allows us to offer our clients the smartest approach to home ownership. With just one call to us, our clients have access to every loan program currently available and at the lowest rates.
  • Direct Bank Rate
  • 1100 Town & Country Road, Suite 1250, Orange, CA, 92868
  • At Direct Bank Rate. We are a full service mortgage company based in Orange, California. We specialize in FHA, VA, First Time Home Buyer, in Orange. We also serve the surrounding cities in Orange County, LA County, San Diego, . Whether you are buying a home or refinancing in any of these zip codes: 92868, 92870, 92886, 92683, 92870, 92703,
  • HOME LOANS ON DEMAND
  • 878 North Main Street, Orange, CA, 92868
  • Home Loans On Demand we leave no stone unturned to provide our clients with the highest standard in customer service through the collective efforts of our entire team. Each team member plays a specific role in the overall success of each home transaction and provides you with the full support and strength.
  • Liberty One Funding
  • 2050 West Chapman Avenue, Suite 285, Orange, CA, 92868
  • Liberty One Funding is a mortgage company located in the city of Orange. We provide mortgage refinance and home purchase loan services. With a combined 30 years of experience in the mortgage industry, you can be rest assured you are in good hands. We take pride in our service and obtaining loans for home Purchases, Refinancing and more.