FHA VS Conventional loan programs in 2025 for Fairfield, Jefferson County, Alabama
For 2025, the Conventional loan limit in Fairfield, within Jefferson county, AL, is $726,200, whereas the FHA limit stands at $472,030 for a single-family home.
Utilize the Lendersa® Conventional loan calculator to effectively compare today’s top rates for Conventional, FHA, and USDA loans. This tool helps you comprehend the income, credit, reserves, and documentation necessary for qualification. Our innovative mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you identify the best option for your financial scenario in AL.
2025 loan ceilings and down payment prerequisites in Fairfield, Jefferson county, AL
Loan Category
Maximum Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison is bound to these zip codes: 35064
Conventional versus FHA loan offerings in Fairfield, AL
Lendersa® is dedicated to promptly securing the most favorable Conventional, USDA, or FHA loans for you, minus the hassle. Start with one of three options to connect with matching lenders and loan products.
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