Explore the differences! FHA VS Conventional loan programs in Midfield, Jefferson County, Alabama
As of 2025, the maximum limit for a Conventional loan in Midfield, located within the county of Jefferson, AL, is $726,200. Meanwhile, the FHA loan limit for a single-family home is set at $472,030.
With the Lendersa® Conventional loan calculator, you can easily compare the best existing rates for Conventional, FHA, and USDA loans and find out about the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows for side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, helping you choose which program is the best fit in AL for your financial situation.
2025 Loan Limits and Downpayment Requirements in Midfield, Jefferson County, AL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 35221, 35228
Conventional and FHA Loan Options in Midfield, AL
Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan for you quickly and with minimal hassle. Begin by choosing one of three starting points that lead to matching lenders and appropriate loan programs.
We offer a range of home mortgage loan products, all designed individually to match the borrower’s profile and mortgage loan needs. Whether you’re looking for a home purchase loan or a rate/term refinance loan, we have you covered. Our Loan Officer’s are available and ready to show you why we are known for A+ Customer Service in all your home finan
5280 is founded on the principle of "Do what is right for the customer." The 5280 team will guide and direct in the most ethical loan process possible. We want life long customers not just one time. We look at our clients as family and take care of them. and also We've been helping customers afford the home of their dreams.
We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.
3033 South Parker Road, Suite 750, Aurora, CO, 80014
We specialize in helping hardworking people purchase or refinance their own home. It’s just one of the reasons why you should check your rates and weigh your options with us. and We’re committed to helping your small business find success with a unique combination of services and business expertise.
At AMAC Mortgage Company. We are a full service mortgage company based in Aurora, CO. We specialize in JUMBO, FHA/VA, ALL HOME LOANS in AURORA, DENVER METRO, BOULDER, FT COLLINS and COLORADO SPRINGS area. We also serve the surrounding cities in Arapahoe County, Adams County, Boulder County,
3033 South Parker Road, Suite 202, Aurora, CO, 80014
At Consumer Mortgage Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are approved with several lenders who offer all the agency backed loans such as VA, FHA, USDA
Buying a home and obtaining a home mortgage is more than getting the best low mortgage rate. We're committed to making your mortgage financing process as easy and affordable as possible. We are based in Vienna, Virginia and specialize in home, construction, and commercial mortgage loans.
"Cape Cod 5 is a mutually-owned, independent state-chartered savings bank with $4.4 billion in assets, offering a broad range of products, tools and services to empower the financial lives of its customers.
We at Cape Cod 5 are committed to serving our customers with the highest level of ethics as their trusted financial partner"
