FHA VS Conventional loan programs in 2025 for Hoover, Jefferson County, Alabama

In 2025, the Conventional loan limit for Hoover in the county of Jefferson, AL, is $726,200, whereas the FHA limit for a single-family residence is $472,030.

The Lendersa® Conventional loan calculator allows you to compare today's best rates for Conventional, FHA, and USDA loans, and determine required income, credit standing, reserves, and documents for qualification. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to help you choose the best program for your financial situation in AL.

Evaluate loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Hoover, County of Jefferson, AL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is applicable for the following zip codes: 35216, 35244, 35242, 35080, 35226, 35236, 35260

Explore Conventional and FHA Loan Options in Hoover, AL

Lendersa® aims to secure you the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose from three starting options that connect you with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Integrous Real Estate Capital
  • 1152 Colorado Boulevard, Los Angeles, CA, 90041
  • Integrous Real Estate Capital is a full-service real estate brokerage and lending company providing debt and equity investment capital, based in Los Angeles, California serving residential and commercial real estate investors and professionals. As investors ourselves, we understand that the primary objective of every investment is to increase net e
  • Sky Minor Real Estate
  • 2272 Colorado Blvd, Suite 1310, Los Angeles, CA, 90041
  • "Hello! My name is Sky Minor, I'm a Realtor and Mortgage Lender in Los Angeles, and I love my job! I first became interested in Real Estate after reading Rich Dad, Poor Dad while eating ramen and saltine crackers in the back of my band's tour van. Initially entering into the industry as a Mortgage Loan Officer in 2003,"
  • Vida Home Investment Inc
  • 7150 Foothill Blvd, Suite B, Tujunga, CA, 91042
  • We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
  • KAM Financial & Realty, Inc.
  • 509 E Lexington Drive, Glendale, CA, 91206
  • My 40 years of Mortgage experience combined with fast and hassle-free processing lets me extend to my customers the kind of expertise and service they deserve. I can literally pre-qualify any potential borrower over the phone in five (5) minutes or less. This includes, if necessary, a pre-qualifier credit report and thorough property evaluatio
  • California Adventist Federal Credit Union
  • 1441 E. Chevy Chase Drive, Glendale, CA, 91206
  • California Adventist Federal Credit Union (CAFCU) was organized in 1952 as the first Seventh-day Adventist Credit Union in the country. Its charter allows us to serve Adventist Church members and the employees of any and all Adventist Church or Church Member owned business of all sizes and types.
  • Glendale Federal Credit Union
  • 500 E. Wilson Ave, Glendale, CA, 91206
  • Since 1951, Glendale Federal Credit Union has been helping the public service employees of Glendale reach their goals by providing quality financial products and convenient services that meet their needs as members. Glendale FCU was founded on the credit union philosophy of “people helping people,
  • Nova Finance
  • 1288 North Verdugo Road, Suite A, Glendale, CA, 91206
  • Nova Finance is a full service real estate firm that specializes in all areas of real estate thanks to our incredible team of professionals. Nova Finance accomplishes everything from financing conventional loans, private money, niche and bridge loans to residential and commercial sales. Each member of our team specializes in specific markets.
  • Green World Financial Services
  • 1461 East Chevy Chase Drive, Suite 101, Glendale, CA, 91206
  • Green World Realty puts your needs and budget first to help you get the perfect house. With a background in finance and twelve years of owning his own brokerage, he knows the real estate process like the back of his hand. Plus, having been born and raised in Glendale, Haik understands the best of what the area
  • Source One Finance, Inc.
  • 2441 Honolulu Avenue, Suite 142, Montrose, CA, 91020
  • Source One Finance is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • New Horizon Funding
  • 2201 E. Willow St, Suite C, Signal Hill, CA, 90755
  • The New Horizon Home Loans Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
  • North American Lending Group
  • 2525 Cherry Avenue, Suite 160, Signal Hill, CA, 90755
  • North American Lending Group, we believe knowledge, trust, and experience are the building blocks for working with our clients to navigate through one of life’s most significant investment. Our years of experience and customers are testimonial to our devotion and commitment to being an accessible group with the clients’ needs in mind.
  • Shoreline Funding, Inc.
  • 2700 Cherry Avenue, Signal Hill, CA, 90755
  • We pride ourselves with a high level of customer service & personal relationships. Our clients have used our services repeatedly for their mortgage needs & are always satisfied. Shoreline Funding, Inc. is affiliated with over 100 lenders in order to meet all your mortgage needs. We maintain the standards in loan program knowledge and lender detail.