FHA VS Conventional loan in Vestavia-Hills, Jefferson County, Alabama
In 2025, the Conventional loan limit in Vestavia-Hills, within Jefferson county, AL, is set at $647,200. Meanwhile, for a single-family home, the FHA limit is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, deciding which program in AL is best for your financial needs.
2025 Loan Limits and Down Payment Requirements in Vestavia-Hills, Jefferson, AL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is relevant for these zip codes: 35216, 35243, 35242, 35266, 35288
Loan Options for Conventional and FHA in Vestavia-Hills, AL
Lendersa® strives to provide the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of three starting points to match with lenders and programs that suit your needs.
Westgate Mortgage are proud to have served the residents of Utah and Nevada since 1997. As a member of the Tooele County community, we have worked to establish a reputation of honesty and reliability. We would never ask our clients or prospective clients to do anything we would also not do and that includes sending social security numbers
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