Explore the differences! FHA VS Conventional loan programs in Lincoln, Talladega County, Alabama
During 2025, the Conventional loan limit in Lincoln, Talladega, AL stands at $726,200, while the limit for FHA is $472,030 for a single-family home.
Utilize the Lendersa® calculator to compare current Conventional, FHA, and USDA rates. Determine necessary income, credit, reserves, and documents for eligibility. Our cutting-edge calculator allows you to view Conforming Conventional, USDA, FHA, and VA loan options side by side, ensuring you find the best fit for your financial needs in AL.
2025 Loan Limits and Down Payment Information for Lincoln, Talladega, AL
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable for zip codes: 35160, 35096
Explore Conventional and FHA Loan Options in Lincoln, AL
The objective of Lendersa® is to quickly provide you with optimal Conventional, USDA, or FHA loan options without hassle. Begin with one of three starting points to find suitable lenders and loan plans.
American United Mortgage Corp has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers and home owners in California. Our mission is to provide you with the best mortgage. That is why unlike our competition, we put our clients needs first.
39300 Civic Center Drive, Suite 100, Fremont, CA, 94538
DIVERSIFIED MORTGAGE The best way to find out what mortgage is best for your home purchase is to get preapproved with a Diversified Mortgage Group loan officer. Mortgage pre approval will give you a realistic idea of your down payment and budget and give you more negotiating power when you make an offer.
Salimi Investments, we personalize services based on your needs. Whether you are a first-time home buyer beginning your journey of homeownership, a first-time home seller, or a savvy investor who would like to sell your investment property and diversify your return into multiple real estate channels using we can draw a map towards your success
CalNest Financial & Realty was established in 2009. It is a full-service home purchase agency that integrates housing sales and loans. The company is located in Fremont, Fremont, California, San Francisco Bay Area. It is located in the Silicon Valley region. It has unique geographical advantages and insights into technology, finance,
First Rate Mortgage can assist you with your real estate financing needs. We understand the difficulties with today's financial complexities. First Rate Mortgage has access to numerous lenders, who are looking for borrowers like you. Call us today and allow us to help you meet your financial needs.
Providential Mortgage strives to ensure that its services are accessible to people with disabilities. Providential Mortgage has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities with the strong belief that every person has the right to live with dignity
Shining Star Funding is committed to providing extraordinary customer service by making our customers’ satisfaction the top priority. Shining Star Funding is also dedicated to delivering quality mortgage solutions that support you in Opening Doors to Home Ownership and also Shining Star Funding is a full service mortgage banker.
2600 Old Crow Canyon Road, Suite 201, San Ramon, CA, 94583
Preferred Mortgage has a seasoned team of experts that hold experience in both residential and commercial property loans. Operating in the San Francisco Bay Area we help first-time home buyers, individuals, families, and real estate investors acquire cost effective loans at the best rates possible.
3130 Crow Canyon Pl, Suite 270, San Ramon, CA, 94583
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
2400 Camino Ramon, Suite 129, San Ramon, CA, 94583
As a licensed mortgage broker in California, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide residential / commercial mortgage loans to our clients while providing them with the lowest interest rates and closing costs possible.
2600 Old Crow Canyon Rd, Suite 201, San Ramon, CA, 94583
A key advocate for the local schools, Jason Brown shares his success in business with the youth of today. With over 25 years of experience in the mortgage business Jason created a nonprofit, SaveCASchools.org, which focuses on donating money to schools to help them better assist students in San Ramon Valley.