FHA VS Conventional loan in Pell-City, St. Clair County, Alabama
For 2025, the conventional loan cap in Pell-City, found in the county of St. Clair, AL, is set at $647,200, while the limit for FHA loans is $420,680 for a single-family home.
Employ the Lendersa® Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA options. This tool also reveals the income, credit, reserves, and paperwork required for qualification. With our comprehensive mortgage calculator, you can examine side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, enabling you to select the best program in AL for your unique financial needs.
2025 Loan Limits and Downpayment Specifications in Pell-City, within St. Clair, AL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
These findings are valid for the following zip codes: 35125, 35128
Discover Conventional and FHA Loan Opportunities in Pell-City, AL
The mission of Lendersa® is to help you secure the most favorable Conventional, USDA, or FHA loan quickly and without hassle. You have three initial options to start with for finding matching lenders and tailored loan programs.
Jim Stanko is a JUMBO and FHA Reverse Mortgage Specialist located in Southern California. He and his firm, Lineage Lending, are Federally- and CA State-Licensed reverse mortgage brokers. Lineage Lending is a member of the National Reverse Mortgage Lenders Association, an association that requires high ethical standards from its members.
YMS specializes in eliminating mortgage insurance by leveraging relationships with Private Investors and Banks to obtain custom tailored loans for clients. Your Mortgage Shop is a trusted California premiere mortgage broker that adheres to the highest industry standards and is compliant with State Laws and Federal Regulations.
American Mortgage and Loan is a broker specializing in financing for first and second trust deeds. Our Principals have been serving all of California since 1992, practicing all aspects of residential, investment and commercial lending . Our dedicated staff has over 40 years of real estate experience
690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
Atrayon (Tray) Trevino has called San Diego home for the past fourteen years. Tray graduated from the University of Oregon with a degree in finance before obtaining a Master’s Degree from the University of San Francisco. After working as a Commodities Trader, Tray decided in 2005 to begin his career in the mortgage industry
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We’re a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our mortgage bankers are dedicated to finding the right loan-with competitive rates
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are a full-service mortgage company based in Chula Vista, California. We specialize in Home Purchase Loans and Refinance Loans in Chula Vista. We also serve the surrounding cities in San Diego County. We offer a wide range of refinancing options, designed to best meet the needs of local borrowers.
