FHA VS Conventional loan programs in Pell-City, St. Clair County, Alabama
For 2025, the conventional loan cap in Pell-City, found in the county of St. Clair, AL, is set at $647,200, while the limit for FHA loans is $420,680 for a single-family home.
Employ the Lendersa® Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA options. This tool also reveals the income, credit, reserves, and paperwork required for qualification. With our comprehensive mortgage calculator, you can examine side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, enabling you to select the best program in AL for your unique financial needs.
2025 Loan Limits and Downpayment Specifications in Pell-City, within St. Clair, AL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
These findings are valid for the following zip codes: 35125, 35128
Discover Conventional and FHA Loan Opportunities in Pell-City, AL
The mission of Lendersa® is to help you secure the most favorable Conventional, USDA, or FHA loan quickly and without hassle. You have three initial options to start with for finding matching lenders and tailored loan programs.
Delivering total convenience is the goal at Frazer Bank. We are a full service community bank offering personal and customized financial solutions to individuals and businesses in Oklahoma and Texas. Founded in 1902, we are in our second century of serving the people of our region.
Red River Federal Credit Union has been open since 1957. It's the 23rd largest credit union in Oklahoma with assets totaling $114.95 Million and providing banking services to more than 9, 000 members.
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1062 Lancaster Ave, Suite 15C, Rosemont, PA, 19010
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We offer a full line of financial services ranging from children's savings accounts, auto and home loans, to personal and business checking accounts. Our business customers can rely on us as their financial partner to help their companies grow. In addition, we can help you plan for the future with a wide range of retirement and investment options
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