FHA VS Conventional loan programs in 2025 for Spanish-Fort, Baldwin County, Alabama
For 2025, the limit for Conventional loans in Spanish-Fort, located in Baldwin county, AL, is $647,200. Meanwhile, the FHA limit is $420,680 for a single-family home.
Use the Lendersa® Conventional loan calculator to evaluate today’s top rates for Conventional, FHA, and USDA loans, and figure out the income, credit, reserves, and documents needed to qualify. This advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in the decision of the best program in AL for your specific financial situation.
2025 Loan Limits & Downpayment Requirements for Spanish-Fort, Baldwin, AL
Type of Loan
Limit
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Comparison table applies to zip codes: 36507, 36527, 36578, 36577
Options for Conventional and FHA Loans in Spanish-Fort, AL
Lendersa® is focused on securing the best Conventional, USDA, or FHA loan for you quickly and without hassle. Choose one of three starting pathways to connect with matching lenders and loan programs.
575 W Chandler Blvd, Suite 225, Chandler, AZ, 85225
AmeriFirst Financial, Inc. has proudly provided homeowners with mortgage loans for more than 25 years.
It’s all about service at Amerifirst Financial, and our company has been meeting the needs of homebuyers across the United States. I joined Amerifirst Financial because of its strong reputation for integrity—based mortgage lending.
3120 N. Arizona Avenue, Suite 105, Chandler, AZ, 85225
"Consumer First Financial is here to help make your dream of owning a residential property a reality. Whether you’re searching for low-fee mortgages or refinancing options, we can assist you in finding the best possible loan program.
Our knowledgeable team offers various loan options with competitive rates."
ReZamp is a real estate brokerage with powerful software that finds and analyzes MLS properties in real time. We believe everyone should have access to high quality real estate data. Our mission is to create a platform that integrates all real estate data into a single, easy to use interface, in a way that has never been done before.
2701 E Insight Way, Suite 150, Chandler, AZ, 85286
At Barrett Financial Group, we harness 20 years of experience to offer you unparalleled lending solutions. From conventional mortgages to niche loans for self-employed individuals, our expertise spans FHA, VA, USDA, and more. Trust us to provide tailored, professional guidance and financing options to suit your unique needs. Contact us today to mak
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
16810 East Avenue of The Fountains Ave, Fountain Hills, AZ, 85286
Discount Mortgage Founder of the steve We are a full-service mortgage company based in Fountain Hills, AZ. We specialize in originating Home Loans EVERYWHERE in Arizona, EVERYWHERE in Colorado and EVERYWHERE in California and surrounding cities. Get Your easy, hassle-free digital mortgage here.
Our mortgage lending services cater towards getting our clients the best options possible, no matter their financial situation or real estate background. Whether you need help negotiating a mortgage for an investment property or existing home, or purchasing a new home, EWU Lending can manage all your mortgage needs.
2701 E Insight Way, Suite 150, Chandler, AZ, 85286
Cascade Financial Services Since opening our doors in 1999, Cascade Financial Services has grown to become one of the most trusted lenders in Affordable Housing. Our goal is to help thousands of families realize the dream of home ownership by offering mortgage loan solutions customized to the manufactured housing.
Next-Financing is based in Scottsdale, Arizona and has a satellite office in Silicon Valley, California. We are a Nationwide lender offering a wide array of financing options for investors, including fix & flip loans, rental loans, vacation rental loans and cash-out refinance loans. Fast pre-approvals via term sheet without pulling your credit.
