FHA VS Conventional loan in Meridianville, Madison County, Alabama

As of 2025, the loan limit for Conventional setups in Meridianville within Madison, AL is specifically $726,200; comparably, the FHA limit is designated as $472,030 for single-family residences.

Explore Lendersa® Conventional loan calculator to weigh today's leading Conventional versus FHA versus USDA rates. Determine the essential income, credit background, reserves, and paperwork required to qualify. Our advanced mortgage calculator juxtaposes Conforming Conventional loans alongside USDA, FHA, and VA options, facilitating informed decisions about the ideal program in AL for your economic situation.

Assess loan offers from over 100 lenders

2025 loan limits and down payment criteria in Meridianville, situated in Madison, AL

Loan Category Maximum Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 35773, 35750, 35759

Discover Conventional and FHA loan possibilities in Meridianville, AL

The mission of Lendersa® is to swiftly and seamlessly connect you to the best Conventional, USDA, or FHA loan options available. Choose from three pathways to effectively match with lenders and appropriate loan programs.

Insights on Lendersa USDA loan requests and results


  • CCS Loans
  • 893 West Baxter Drive, South Jordan, UT, 84095
  • CCS Loans is a specialty lender with a long history in Construction and Solar financing in the Intermountain West markets. CCS lends on new home construction projects, owner/builder, residential and commercial solar projects, purchase and refinance mortgages and other commercial development.
  • CBC Mortgage Agency
  • 912 W. Baxter Drive, Suite 150, South Jordan, UT, 84095
  • CBC Mortgage Agency was formed in 2013 by the Cedar Band Corporation, a tribally owned enterprise wholly owned by the Cedar Band of Paiutes, with a goal to diversify the tribe’s business interest. Cedar Band Corporation operates 9 subsidiaries both on and off the reservation to promote economic self-sufficiency.
  • Buy Utah Homes
  • 859 West South Jordan Parkway, Suite 101, South Jordan, UT, 84095
  • We take pride in enabling individuals and families to take the major life step of purchasing a home. If you are unable to purchase a home because of insufficient funds for a down payment and closing costs, we are here to help you explore all your State and Federal funding options. We’ve got your back!
  • Aspen Hills Mortgage
  • 2651 W South Jordan Parkway, South Jordan, UT, 84095
  • We specialize in residential mortgages. At Aspen Hills Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Gleneagle Mortgage LLC
  • 10808 S River Front Parkway, Suite 3084, South Jordan, UT, 84095
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Homie Loans, LLC
  • 10355 South Jordan Gateway, Suite 525, South Jordan, UT, 84095
  • Homie Loans™ was born out of the need for a simplified mortgage loan process. With Homie Loans™ you get an amazing rate, simplicity and friendly support. It’s so much better than before Homie Loans is the fastest way to get the lowest interest rate and closing costs possible No hidden fees. No catch. No crazy commissions
  • Patriot Home Loans Inc
  • 2596 West 11275 South, South Jordan, UT, 84095
  • Lauren's passion is helping you finance real estate by designing personalized solutions that meet your needs. With some of the most cutting edge programs available to provide you with the "best fit" options, when combined with transparency, you are in control of your mortgage and empowered to make the best possible decisions for your finances.
  • Optimum Mortgage LLC
  • 11602 South Redwood Road, Suite B201, Riverton, UT, 84095
  • Optimum Mortgage, LLC. We are a full-service mortgage company based in Riverton, UT. We specialize in FHA Streamline in the State of Utah (Soon to expand to more states). Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
  • The Lending Alliance, Inc
  • 1124 W South Jordan Pkwy, Suite A, South Jordan, UT, 84095
  • The Lending Alliance is mortgage home loan provider founded in the belief that every customer deserves the best service and that every employee deserves the best work environment no matter what.As home is where the heart is, it is our mission to be honest, faithful, and unwavering in assisting all our customers in making sound financial decisions.