Explore the differences! FHA VS Conventional loan programs in Centerton, Benton County, Arkansas

In the year 2025, the Conventional loan ceiling in Centerton, Benton county of AR is set at $726,200, whereas the FHA limit for a single-family home is set at $472,030.

The Lendersa® Conventional loan calculator is a useful tool for comparing the best current rates among Conventional, FHA, and USDA loans. It determines the income, credit, reserves, and documentation needed for qualification. Our comprehensive mortgage calculator presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the optimal program for your financial needs in AR.

Compare loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Centerton, Benton, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for the following zip codes: 72712, 72719

Exploring Conventional and FHA Loan Options in Centerton, AR

The goal of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose from one of three starting points designed to find matching lenders and loan programs.

Lendersa's USDA loan request and matching results


  • Ed Baldwin Home Loans
  • 3401 College Blvd, Suite 220, Leawood, KS, 66211
  • Purchasing a home is an exciting time in a person’s life. At Community Mortgage, Ed Baldwin loves helping clients complete this process. Ed is a Kansas City native and has never left the area — even for college! Ed currently lives in Overland Park. He is happily married and has five children.
  • BNC National Bank
  • 7007 College Blvd, Suite 600, Overland Park, KS, 66211
  • Your home is one of the greatest investments you’ll make. Let BNC help you by taking the guesswork out of securing your mortgage loan. BNC National Bank is a full-service community bank dedicated to providing deposit accounts, commercial lending mortgages, online banking and wealth management products and services to businesses and consumers.
  • ReeceNichols Topeka Elite, LLC
  • 11601 Granada, Leawood, KS, 66211
  • Buying and selling a house is an emotional process. We understand that better than most, and our agents are here to be your trusted advisor and lifelong friend. We’re dedicated to the people of Kansas and Missouri and believe everyone should be able to find home. That’s why we do what we do.
  • First Financial Mortgage Services LLC
  • 10977 Granada Lane, Suite 225, Overland Park, KS, 66211
  • First Financial Mortgage Services can really save you money. You will provide information about your employment, assets, and residence history. With your permission, we will run your credit score and report. After we've finished reviewing the provided information, we'll provide a pre-qualification letter.
  • Community Lending of America, Inc.
  • 6900 College Blvd, Suite 740, Overland Park, KS, 66211
  • Community Lending of America focuses on local referral based relationships. Each client receives personal service unlike any competitor in the region. The decision of mortgage financing should depend on personal goals and current market conditions, this is not the same for all borrower's.
  • Kendall Bank
  • 11225 College Blvd, Suite 150, Overland Park, KS, 66210
  • For more than 120 years, Kendall Bank has been dedicated to helping individuals, families, and businesses achieve their financial goals. Today, we remain committed to providing every customer with an exceptional all-inclusive banking experience that combines big-bank expertise and technology
  • FIRST FEDERAL BANK of KANSAS CITY
  • 6900 N. Executive Drive, Kansas City, MO, 66210
  • We are First Federal Bank of Kansas City, and our mission is helping the people and communities we serve build a brighter financial future. That means being the community banking leader in providing customer-focused products, insight and encouragement. It's a purpose bigger than profit. By promoting the power of homeownership
  • Mortgage Enterprises
  • 10955 Lowell, Suite 510, Overland Park, KS, 66210
  • At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.
  • Himalaya Mortgage
  • 11881 West 112th Street, Overland Park, KS, 66210
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.