Explore the differences! FHA VS Conventional loan programs in Gravette, Benton County, Arkansas

In the year 2026, the loan limit for a Conventional loan in Gravette, located in the county of Benton, AR stands at $726,200. Meanwhile, for a single-family home, the FHA loan limit is $472,030.

Use the Lendersa® Conventional loan calculator to examine today's best rates across Conventional, FHA, and USDA loans. Determine the income, credit requirements, reserves, and documents needed to qualify. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the program in AR that best fits your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Gravette, Benton, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table is applicable to zip codes: 72739

Options for Conventional and FHA Loans in Gravette, AR

Lendersa® aims to provide you with the most favorable loans whether they're Conventional, USDA, or FHA, quickly and effortlessly. Choose one of the three options to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


Gravette Lenders

  • Bank of Little Rock Mortgage
  • 500 SE Walton Blvd, Suite 18, Bentonville, AR, 72712
  • Lends in Arkansas
  • Bank of Little Rock Mortgage is a​ leading mortgage lender founded and headquartered in Arkansas. We originate residential home loans such as FHA, VA, Conventional, Rural Development and bond loans. We have several branches located throughout Arkansas, Alabama, Missouri. Florida and Utah.

  • Hero Mortgage, LLC
  • 609 SW 8th Street, Suite 600, Bentonville, AR, 72712
  • Lends in Arkansas
  • Hero Mortgage, LLC you’re buying, selling, refinancing or building your dream home, you have a lot riding on your Loan Officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice.

  • New Season Mortgage, LLC
  • 900 SE 5th Street, Suite 22, Bentonville, AR, 72712
  • Lends in Arkansas
  • New Season Mortgage is a wholesale mortgage company. This simply means that we have more options to offer you. It allows you to shop for the best loan within your budget from one convenient place. No application fee. No Processing fee. The lowest interest rates in the industry.We’re local but offer a completely digital, streamlined experience.

  • Purple Ink Mortgage
  • 5506 Walsh Ln, Suite 206, Rogers, AR, 72758
  • Lends in Arkansas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Thrive Mortgage, LLC
  • 5309 W. Village Parkway, Suite 3, Rogers, AR, 72758
  • Lends in Arkansas
  • Thrive Mortgage was founded in 2001 in Georgetown, Texas Our goal is to provide our clients with a legendary lending experience that exceeds all expectations. and We offer a large variety of loan programs including conventional, FHA, USDA, VA reverse mortgages, and interim construction loans

  • Legacy National Bank
  • 4055 W Sunset Ave, Springdale, AR, 72762
  • Lends in Arkansas
  • Legacy National Bank is a locally-owned Northwest Arkansas Bank with six locations in Washington and Benton Counties. Legacy focuses on building communities by serving the needs of families and businesses by providing advice-based financial solutions. We provide regionally and nationally competitive Banking products.

  • Arvest Mortgage
  • PO Box 799, Lowell, AR, 72745
  • Lends in Arkansas
  • Arvest is one of commitment started by our founders, an intense dedication to focusing on the customer. This philosophy has remained the same during our growth from a small bank to a group of community banks able to provide a complete range of financial services. Arvest has more than 200 banking locations that are part of 14 locally managed banks.