FHA VS Conventional loan programs in 2025 for Bella-Vista, Benton County, Arkansas

For 2025, the cap on Conventional loans in Bella-Vista, located within Benton county, AR, is set at $647,200. Conversely, the FHA limit for a single-family house is $420,680.

Use the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator showcases Conforming Conventional loans, USDA, FHA, and VA side by side, helping you select the best program in AR for your financial situation.

Review and compare offers from 100 lenders

Current Year 2025 Loan Limits and Down Payment Details in Bella-Vista, Benton, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies to zip codes: 72714, 72715

Explore Conventional and FHA Loan Options in Bella-Vista, AR

Lendersa® aims to rapidly provide you with the best possible Conventional, USDA, or FHA loan, ensuring a hassle-free experience. Choose from three starting points leading to matching lenders and loan programs tailored to your needs.

Lendersa USDA loan request and results comparison


  • Finance America Inc.
  • 113 N. Poydras Street, Suite 202, Lewisville, TX, 75057
  • At Finance America, we believe that home loans should be simple, personal and able to meet a borrowers’ changing financial needs. Our customers come from all walks of life, so instead of trying to fit them into predefined boxes, we assess their application on a case by case basis to find the loan that best suits their needs.
  • Kraftman Federal Credit Union
  • 805 East Cypress, Bastrop, LA, 71220
  • STATEMENT OF VALUES We believe that, helping people is more important than profit. We are qualified, capable & able to provide for the financial needs of our membership. Our membership is family. Our membership is honest and worthy of our trust. Our membership deserves the very best financial service we can provide. Our staff is our greatest asset.
  • Liberty Bank
  • 2403 Homer M Adams Pkwy, Alton, IL, 62002
  • Liberty Bank, headquartered in Alton, Illinois, was founded by area businessmen in 1994. Expanding to Godfrey in 1997 and Bethalto in 2006, it has since grown to include a total of four locations serving Madison County. In 2017, Liberty Bank joined United Community Bank and now includes more than 100 Bank & ATM locations
  • Preferred Mortgage, Inc.
  • 2375 C Homer Adams Pkwy, Alton, IL, 62002
  • At Preferred Mortgage, Inc., offers the best services in mortgage financing at the lowest cost to you. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound choices. As full-service mortgage brokers, we offer a wide range of loans from government (VA, FHA)
  • Dallas Capital Bank, National Association
  • 14185 Dallas Pkwy, Suite 200, Dallas, TX, 75254
  • Dallas Capital Bank was founded to provide Dallas entrepreneurs, business owners, family offices, and professionals the highest level of banking service. We provide market-leading products and financial solutions, supported by secure, integrated technology, and world-class personal service from experienced, knowledgeable bankers.
  • Texas Pride Lending
  • 14114 Dallas Pkwy, Suite 160, Dallas, TX, 75254
  • "Texas Pride Lending provides RMLO services to Texas Investors to ensure the proper origination of seller financed mortgages. If you are an investor looking to contract us to originate your loan, please send us the Sales Contract with details of the transaction via email and we will begin the process."
  • Johnson Capital
  • 5151 Belt Line Road, Suite 555, Dallas, TX, 75254
  • Johnson Capital Multifamily Inc. is the culmination (or reincarnation) of Johnson Capital and Funding Incorporated, two companies with a long successful history in multifamily finance and both of which were longstanding HUD multifamily lenders. Johnson Capital Multifamily Inc. brings a new approach to multifamily finance.
  • The Mortgage G.O.A.T.™
  • 14800 Quorum Drive, Suite 110, Dallas, TX, 75254
  • JC Mier here to serve and to create raving fans of my practice. My clients gain the benefit of working with one of the nation’s most knowledgeable originators, with over 2.5 billion in loan volume and 10, 000 units under my belt. Having worked in the mortgage industry since 2002, my focus has always been on helping you reach your goal.
  • Fox Lending Inc
  • 14241 Dallas Parkway, Suite 650, Dallas, TX, 75254
  • Fox Realty is proudly celebrating 20yrs in Texas. Since 1998, Fred Owen and Jeff Gonzalez combine decades of mortgage and real estate expertise to provide a seamless, stress free, first time home buying experience. Extensive mortgage experience and a select group of proprietary lenders.
  • On Time Lending, LLC
  • 14850 Montfort Dr, Suite 165, Dallas, TX, 75254
  • On Time Lending, LLC, we are committed to making your loan experience as stress-free and simple as possible. We start by offering a robust portfolio of competitive mortgage loans, world-class customer service, and an all-star team of highly experienced and knowledgeable mortgage brokers who will exceed your every expectation.