Explore the differences! FHA VS Conventional loan programs in Cave-Springs, Benton County, Arkansas

As of 2025, the loan limit for Conventional loans in the city of Cave-Springs, located in the county of Benton, AR, is $647,200. Meanwhile, the FHA limit for a single-family residence stands at $420,680.

The Lendersa® Conventional loan calculator allows you to compare today’s premier rates for Conventional, FHA, and USDA loans, helping you ascertain the necessary income, credit standing, reserves, and documentation needed for qualification. This advanced calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, simplifying the decision of which program in AR fits your financial situation best.

Browse loan offers from over 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Cave-Springs, Benton, AR

Type of Loan Loan Limit Minimum Down Payment
Conforming Conventional $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies to zip codes: 72712, 72718

Available Conventional and FHA Loan Options in Cave-Springs, AR

At Lendersa®, our primary goal is to help you swiftly secure the most suitable Conventional, USDA, or FHA loan options. Start with any of the three methods provided to connect with appropriate lenders and programs.

Results of Lendersa's USDA loan requests and matching


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  • The Citizens Bank of Philadelphia has locations throughout Mississippi, from Starkville to the Gulf Coast. With an emphasis on community banking and banking on the communities we serve, we hope to grow dreams and improve the areas within our footprint. With over a century of service, The Citizens Bank stands on a past of strength and stability
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  • Peoples Trust and Savings Bank was founded in 1928. We are a locally-owned-and-operated community bank serving Riverside, Iowa and the surrounding areas. Peoples Trust and Savings Bank offers the services of a modern financial institution while maintaining the integrity of a community bank.
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  • Bank Independent is a locally owned community Bank committed to making a positive difference in people's lives. We've served the financial needs of folks across North Alabama since 1947 and have grown to become a highly-rated and well-respected $2.1 billion Bank. We couldn't be where we are today without our team members
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