FHA VS Conventional loan in Dumas, Desha County, Arkansas

For the year 2026, the loan limit for Conventional loans in Dumas, located in Desha county, AR, is $726,200, while the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today’s top rates for Conventional, FHA, and USDA loans. This tool helps you determine necessary income, credit scores, reserves, and necessary documents for qualification. Our advanced calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the most suitable program in AR that fits your financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Dumas, Desha, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for zip codes: 71639

Explore Options for Conventional and FHA Loans in Dumas, AR

The goal of Lendersa® is to quickly connect you with the best possible Conventional, USDA, or FHA loans without hassle. Start by choosing one of the three available options, leading to matched lenders and loan programs tailored to your needs.

Lendersa's results for USDA loan request and matching


  • Employees Choice Federal Credit Union
  • 266 S Magnolia Ave, El Cajon, CA, 92020
  • On February 11, 1960, eight City of El Cajon employees signed the Organization Certificate to form El Cajon Municipal Employees Federal Credit Union. They felt strongly that the employees of the City needed to be protected financially during the rapidly changing setting of the 1960's.

  • Your Darling Lender
  • 681 Kenney St, El Cajon, CA, 92020
  • We strive to provide superior service to every one of our clients. We walk everyone through their mortgage questions, ensuring that they have the best product for their needs. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest r

  • D & D Capital Solutions LLC
  • 681 Kenney St, El Cajon, CA, 92020
  • There is never enough time to do everything, but there is always enough time to do the most important things. Making your priority our priority and helping you get the financing you need is what we make important here at D & D Capital Solutions. Fueling growth and success for investors nationwide! Making your Solution our Priority!

  • First Finance Lending
  • 846 E. Washington Ave, El Cajon, CA, 92020
  • First Finance Lending is a Financial Consultant located in El Cajon, CA and has been servicing all of El Cajon and the surrounding areas for many years. We specialize in FHA Loans, Refinance, Mortgage Rates, Mortgage Lenders, Home Loan Rates, Conventional Loans, and Refinancing Mortgages. With First Finance Lending on your side,

  • Team Zara Home Loans
  • 250 E Chase Ave, Suite 106, El Cajon, CA, 92020
  • Team Zara, a part of World Wide Credit Corporation, has over 12 years of experience and extensive knowledge in mortgage lending. With our in house lender we can offer speedy and exceptional services to you as a borrower. Our mission is to provide you with a fast, hassle-free loan that will minimize your stress as a borrower.

  • Jodi Connor - Realtor® & Mortgage Loan Consultant
  • 565 North Magnolia Avenue, El Cajon, CA, 92020
  • New West Investment Group, Inc. has been building homes in the San Diego region for over 40 years. We pride ourselves in creating value for our clients and have built relationships that have lasted decades. The projects we develop range from multifamily units and new subdivisions to custom homes.

  • Veteran Mortgage
  • 2160 Fletcher Pkwy B, El Cajon, CA, 92020
  • The Veteran Mortgage Centers team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage broker professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing

  • Zeman Mortgage Inc
  • 140 W. Park Ave, El Cajon, CA, 92020
  • Zeman Mortgage, Inc. is a family business that has been in business since 1975. Victor Zeman is the CEO and has been in the real estate and lending business since 1964. Zeman Mortgage is a “hands on” business with very low overhead so that we can pass on that savings in the way of great rates and low fees to our customers