Explore the differences! FHA VS Conventional loan programs in McGehee, Desha County, Arkansas

In 2026, home buyers in McGehee, located within the county of Desha, AR, should note that the Conventional loan limit is set at $726,200. Conversely, the FHA limit applicable to single-family residences is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare today’s top rates across Conventional, FHA, and USDA options. Determine the necessary income, creditworthiness, savings reserves, and documentation needed to qualify. Our advanced mortgage tool provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on the best program for your personal financial situation in AR.

Compare loan offers from up to 100 lenders

2026 Loan Limits and Down Payment Requirements in McGehee, Desha, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for the following zip codes: 71654

Explore Conventional and FHA Loan Options in McGehee, AR

The mission at Lendersa® is to ensure you receive the fastest and most hassle-free experience possible when obtaining a loan, whether it's Conventional, USDA, or FHA. Choose from one of three starting options leading to the best matched lenders and loan programs for you.

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McGehee Lenders

  • Arkansas Superior Federal Credit Union
  • 313 South Martin St, Warren, AR, 71671
  • Lends in Arkansas
  • Arkansas Superior Federal Credit Union has been serving its members since 1957. During that time, we have prided ourselves in offering personal, friendly, and efficient service. Our Credit Union is a non-profit organization, owned and operated by its members, people just like you.Credit Union has been serving its members since 1957.

  • De Witt Bank and Trust Company
  • 2nd And Jefferson Streets, De Witt, AR, 72042
  • Lends in Arkansas
  • Stone Bank understands the special needs of agricultural producers and rural homeowners. Our farm lenders are trained specialists with the training and expertise to understand all facets of poultry and cattle lending. We understand the complexities that can be associated with poultry and cattle loans, which is why we custom tailor agriculture loans

  • Farmer & Merchants Bank
  • 708 South Main, Stuttgart, AR, 72160
  • Lends in Arkansas
  • Farmers and Merchants Bank and The Bank of Fayetteville are both deeply rooted in Arkansas soil. Our tradition of community-oriented banking and providing our customers with the best financial products and services available is the foundation of our bank family.

    Our mission stands tall and clear:
    to promote the success.

  • Timberline Federal Credit Union
  • 1101 Main, Crossett, AR, 71635
  • Lends in Arkansas
  • In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.

  • Pine Bluff Cotton Belt Federal Credit Union
  • 1703 River Pines Blvd, Pine Bluff, AR, 71601
  • Lends in Arkansas
  • Pine Bluff Cotton Belt Federal Credit Union is a not-for-profit member owned financial cooperative. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower rates on loans, lower fees...and many other money saving services.

    A volunteer board of directors, elected by members, sets polici

  • Simmons Bank
  • 501 S Main St, Pine Bluff, AR, 71601
  • Lends in Arkansas
  • Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.