FHA VS Conventional loan in Stuttgart, Arkansas County, Arkansas

During 2026, the conventional loan limit for a single-family home in Stuttgart, located in the county of Arkansas, AR, is $726,200. In comparison, the FHA limit is set at $472,030.

Employ the Lendersa® Conventional loan calculator for a comparison of the best rates today across Conventional, FHA, and USDA loans. Our advanced calculator lets you analyze Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the most suitable program for your financial situation in AR. Understand requirements for income, credit, reserves, and documentation easily.

Assess loan offers from over 100 lenders

Loan limits and down payment requirements for 2026 in Stuttgart, Arkansas, AR

Type of Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the following ZIP codes: 72160

Variety of Conventional and FHA loan options available in Stuttgart, AR

Lendersa® is committed to securing for you the most advantageous loan options, whether Conventional, USDA, or FHA, quickly and effortlessly. Choose from one of three primary starting points to discover matching lenders and suitable loan programs.

Results from Lendersa USDA loan requests and matches


  • Kraftman Federal Credit Union
  • 805 East Cypress, Bastrop, LA, 71220
  • STATEMENT OF VALUES We believe that, helping people is more important than profit. We are qualified, capable & able to provide for the financial needs of our membership. Our membership is family. Our membership is honest and worthy of our trust. Our membership deserves the very best financial service we can provide. Our staff is our greatest asset.

  • Crump Mortgage
  • 684 West Brookhaven Circle, Memphis, TN, 38117
  • Our team continues to service the mortgage needs of clients throughout Memphis and the Mid-South and has become the #1 ranked purchase loan lender in Memphis. As one of the few privately held and locally owned mortgage lenders, all decisions and funding are handled in-house enabling us to provide clients with superior service and lower rates.

  • i-bank Tennessee
  • 5050 Poplar Ave, Memphis, TN, 38157
  • At i-bank. A bank that is independent minded and not afraid to do things a little differently. A bank focused on customer service and the unique needs of each individual who banks with us. A bank that genuinely cares for our customers and strives to help each of them reach their goals and their own financial independence.

  • Paragon Bank
  • 5400 Poplar Avenue, Memphis, TN, 38119
  • Paragon Bank prides itself on offering superior service based on a combination of banking expertise and local knowledge. A full-service bank with a comprehensive package of banking solutions delivered both in person and online, Paragon bankers provide big bank products and capabilities with community bank personal service.

  • Spruill Global Funding LLC
  • 6263 Poplar Avenue, Suite 201, Memphis, TN, 38119
  • Spruill Global Funding LLC is dedicated to help business owners find the right loan products for commercial finance, refinancing your existing real estate, purchases, equipment purchasing, merchant cash advances and we offer an array of other products. We service the local Memphis, Cordova, Collierville areas.

  • Eagle Mortgage And Funding
  • 6260 Poplar Ave, Memphis, TN, 38119
  • We are a Lender, not a Broker. All loan decisions and fundings are handled by our in-house staff. By cutting out the middle person, most of the time known as a broker, you get better rates, faster answers, and lower closing costs. We encourage and empower our loan officers to issue “same day” approvals;

  • Marion State Bank
  • 345 Main Street, Marion, LA, 71260
  • At Marion State Bank, we take the time to get to know you, our friends and neighbors. This dedication to service is only part of the package. With the latest advancements in mobile and online banking, our staff will help you stay connected to your money at all times.

    We may be small, but we’re doing big things. Come see for yourself.

  • First South Financial Credit Union
  • 3731 Austin Peay Highway, Memphis, TN, 38128
  • First South Financial Credit Union is a member-owned, federally insured financial institution serving over 64, 000 members throughout the world. Recognized as a leader in strength, stability and service, we are ranked among the top 1% of financial institutions in the entire country by independent rating organizations.

  • Financial Federal Bank
  • 1715 Aaron Brenner Drive, Suite 100, Memphis, TN, 38120
  • Financial Federal is locally owned and operated and remains a community bank that specializes in high quality customer service and customized banking solutions. Our board and senior management continue to focus on creating an atmosphere that is appreciated by those who value the confidence that comes from experience

  • The Wendy Thompson Lending Team
  • 6489 Quail Hollow Rd, Suite 106, Memphis, TN, 38120
  • Compare, Offer and Close with CONFIDENCE with The Wendy Thompson Team.
    Your homebuying journey should start with finding a lender. Mortgages are long-term relationships, and you will want to be confident that your lender offers a strong combination of quality service and competitive pricing.

  • Priority Federal Credit Union
  • 430 N Hampton, Russellville, AR, 72802
  • Priority Federal Credit Union was originally founded on September 28, 1967 as Pope County Educators Federal Credit Union with the idea of serving Pope County Schools and Arkansas Tech University.

    Through constant growth, we have added participating groups throughout the region

  • LG&W Federal Credit Union
  • 1616 Whitten Road, Memphis, TN, 38134
  • L G & W Federal Credit Union is dedicated to serving and supporting the MLGW family with the financial products and services they want and need.
    Our friendly and knowledgeable staff has just one goal-to serve you! Unlike some larger financial institutions, we see you as a unique person, not just another account number.