FHA VS Conventional loan programs in 2026 for Stuttgart, Arkansas County, Arkansas

During 2026, the conventional loan limit for a single-family home in Stuttgart, located in the county of Arkansas, AR, is $726,200. In comparison, the FHA limit is set at $472,030.

Employ the Lendersa® Conventional loan calculator for a comparison of the best rates today across Conventional, FHA, and USDA loans. Our advanced calculator lets you analyze Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the most suitable program for your financial situation in AR. Understand requirements for income, credit, reserves, and documentation easily.

Assess loan offers from over 100 lenders

Loan limits and down payment requirements for 2026 in Stuttgart, Arkansas, AR

Type of Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the following ZIP codes: 72160

Variety of Conventional and FHA loan options available in Stuttgart, AR

Lendersa® is committed to securing for you the most advantageous loan options, whether Conventional, USDA, or FHA, quickly and effortlessly. Choose from one of three primary starting points to discover matching lenders and suitable loan programs.

Results from Lendersa USDA loan requests and matches


Stuttgart Lenders

  • Farmer & Merchants Bank
  • 708 South Main, Stuttgart, AR, 72160
  • Lends in Arkansas
  • Farmers and Merchants Bank and The Bank of Fayetteville are both deeply rooted in Arkansas soil. Our tradition of community-oriented banking and providing our customers with the best financial products and services available is the foundation of our bank family.

    Our mission stands tall and clear:
    to promote the success.

  • De Witt Bank and Trust Company
  • 2nd And Jefferson Streets, De Witt, AR, 72042
  • Lends in Arkansas
  • Stone Bank understands the special needs of agricultural producers and rural homeowners. Our farm lenders are trained specialists with the training and expertise to understand all facets of poultry and cattle lending. We understand the complexities that can be associated with poultry and cattle loans, which is why we custom tailor agriculture loans

  • Pine Bluff Cotton Belt Federal Credit Union
  • 1703 River Pines Blvd, Pine Bluff, AR, 71601
  • Lends in Arkansas
  • Pine Bluff Cotton Belt Federal Credit Union is a not-for-profit member owned financial cooperative. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower rates on loans, lower fees...and many other money saving services.

    A volunteer board of directors, elected by members, sets polici

  • Simmons Bank
  • 501 S Main St, Pine Bluff, AR, 71601
  • Lends in Arkansas
  • Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.

  • UP Federal Credit Union
  • 1501 Pike Avenue North, North Little Rock, AR, 72114
  • Lends in Arkansas
  • UP Arkansas Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.

  • Dillard's Federal Credit Union
  • 1600 Cantrell Rd, Little Rock, AR, 72201
  • Lends in Arkansas
  • In early 1964, William Dillard moved the headquarters for Dillard’s Department Stores to Little Rock, Arkansas. The offices were located in the newly acquired Joseph Pfeifer Department Store and Gus Blass Company on Main Street. In 1966, the employees of Dillard’s Department Stores, Inc.

  • Bank of Little Rock
  • 200 North State Street, Little Rock, AR, 72201
  • Lends in Arkansas
  • Since Bank of Little Rock was founded in 1927, we have been committed to meeting the financial needs of families and businesses in and around our community. In 1989, we expanded our services to become a full-service bank and have continued to grow as our customer base has. We’re proud to be a local bank that supports the people in our community.

  • Telcoe Federal Credit Union
  • 820 Louisiana Street, Little Rock, AR, 72201
  • Lends in Arkansas
  • Since we opened in 1950, Telcoe Federal has steadily grown into one of the most respected full-service financial institutions in Arkansas. But we’ll never outgrow our valued customers. We’ll never be bought out by one of the big conglomerates because our members "own the store." We believe our lifelong commitment to our financial partners

  • BANK OF ENGLAND MORTGAGE
  • 5 Statehouse Plaza, Suite 500, Little Rock, AR, 72201
  • Lends in Arkansas
  • "Bank of England Mortgage has taken pride in the being there when our borrowers need us. Our mission is to deliver total value to our customers. This means competitive rates, STRESS-FREE closings, extensive product knowledge, and a friendly, helpful attitude.

    Bank of England Mortgage offers the strengths of a strong capital base"