FHA VS Conventional loan programs in Pea-Ridge, Benton County, Arkansas

In 2025, the conventional loan limit for Pea-Ridge in Benton County, AR stands at $647,200. On the other hand, the FHA loan limit for a single-family residence is set at $420,680.

The Lendersa® Conventional loan calculator is an ideal tool for contrasting today's rates for Conventional, FHA, and USDA loans. It helps you assess necessary income, credit rating, reserves, and documents that are essential for qualification. Through our advanced mortgage calculator, users can compare side-by-side the properties of Conforming Conventional loans, USDA, FHA, and VA, helping to identify which program in AR best aligns with your financial conditions.

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Loan limits and down payment necessities in Pea-Ridge, located in Benton, AR for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Note: This comparison table corresponding to zip codes: 72751

Diverse Conventional and FHA loan options available in Pea-Ridge, AR

Lendersa® strives to offer you optimal options for Conventional, USDA, or FHA loans swiftly and efficiently, free from complications. Consider beginning with any of our three distinct starting points to connect with compatible lenders and loan programs.

Lendersa USDA loan application and matching outcomes


  • Bayou Mortgage LLC
  • 1912 Southwood Drive, Lake Charles, LA, 70605
  • "Bayou Mortgage is a mortgage brokerage serving the needs of consumers looking to buy a home or refinance in Louisiana. We're actively hiring Loan Officers who are looking to take control of their careers. We offer better rates, higher comp, and less fees. Bayou Mortgage LLC is an Equal Housing Opportunity Lender."
  • Pemberton Mortgage Group
  • 1918 Southwood Dr, Lake Charles, LA, 70605
  • At Pemberton Mortgage Group, our mission is to provide you with excellent service while offering the optimal mortgage loan products to fit your specific needs. Your best interest is our priority, as we offer our industry expertise to ensure you make a well-informed decision. We strive for a smooth transaction by opening lines of communication.
  • Cattell Mortgage
  • 350 Pine St, Suite 220, Beaumont, TX, 77702
  • At Cattell Mortgage Group. We are a full service mortgage company located in Beaumont/Houston Texas Area that has served the entire state of Texas for over twenty years. We specialize in FHA, VA, USDA, Jumbo, Super Jumbo, and Conventional Loans. Whether you are buying a home or ReFinancing we can help you realize your dream of home ownership.
  • Coleman County State Bank
  • 118 West Pecan Street, Coleman, TX, 76834
  • In October 1936, Coleman County State Bank received approval from the Texas Banking Department to begin its operations. It had originally been named First State Bank of Valera and first opened its doors in July 1915. Now operating under its new charter, the Bank relocated from Valera to 108 West Live Oak in Coleman.
  • Farmers and Merchants Saving Bank
  • 101 E Main St, Manchester, IA, 52057
  • F&M Bank was established in 1925 in Manchester, Iowa. F&M Bank continues to be a locally owned and operated financial institution. In 1994, F&M Bank expanded into the Cedar Rapids metro market area and in 2004, established an office in Anamosa. In 2010, F&M became an interstate bank with the addition of the Vadnais Heights.
  • Southern Teachers and Parents Federal Credit Union
  • 728 Harding Boulevard, Baton Rouge, LA, 70807
  • Southern Teachers & Parents Federal Credit Union was established over 80 years ago with the mission of providing quality financial services designed to help members improve their economic status. We continue our mission by operating as a full service financial institution while educating our members on making sound financial decisions.
  • North Star Community Credit Union IA
  • 1207 N 2nd Street, Cherokee, IA, 51012
  • Serving 14 counties in Northwest Iowa, with offices in Cherokee, Ida Grove, and Sheldon, North Star Community Credit Union is your full-service financial institution. Offering everything from savings, checking, share certificates, loans, mortgages and more, North Star Community Credit Union is your one-stop for all your financial needs.
  • Cherokee State Bank
  • 212 W Willow Street, Cherokee, IA, 51012
  • Since 1888, we have been focused on serving Cherokee and the surrounding communities by being there for our customers. We’ve been there through recessions and depressions, in lean times and the good. As a truly independent and locally owned bank, we’ve built our foundation on thinking and acting on what’s best in the long-term for our customers.
  • Design Mortgage Group
  • 7511 FM 1488, Magnolia, TX, 77354
  • At Design Mortgage, taking care of our clients is our number one priority. It’s our dedication to our customers that separates us from other mortgage companies. Nearly 100% of our business is by referral from satisfied clients, highly successful realtors and the most respected home builders in the industry.
  • Mortgage-Outfitters, LLC
  • 33300 Egypt Lane, Suite A700, Magnolia, TX, 77354
  • Mortgage Outfitters, LLC, we know that good, honest, relationships are the essence of sound business practice. But equally important, our clients need to know that they can rely on us to be their trusted personal advocate. Our ability to be advisor, counselor and educator helps our clients
  • Mega Mortgage of Texas
  • 5327 FM 1488 Rd, Suite F220, Magnolia, TX, 77354
  • Mega Mortgage of Texas is a full service Texas mortgage broker with special focus on owner builder/traditional builder construction loans and low credit jumbo loans. We offer a 20% discount to all THSC Members on all client broker fees. This saves you 20% on the broker fee and origination fee.
  • Amarillo National Bank
  • 410 S Taylor St, Amarillo, TX, 79101
  • Founded in 1892 and now the largest family-owned Bank in the nation, Amarillo National Bank has never been typical — and we’re proud of it. The maverick soul of Amarillo is still very much a part of our daily work and lives. At ANB, we’re fiercely independent, answering only to our customers.