FHA VS Conventional loan programs in 2026 for Black-Canyon-City, Yavapai County, Arizona

As of 2026, the Conventional loan limit in Black-Canyon-City, within the county of Yavapai, AZ, is set at $647,200. In contrast, the FHA loan limit for a single-family home is $420,680.

The Lendersa® Conventional loan calculator helps compare the current top rates between Conventional, FHA, and USDA mortgages. Analyze the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side-by-side to help you select the most suitable program in AZ for your financial situation.

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Details on 2026 Loan Limits and Down Payment Requirements in Black-Canyon-City, Yavapai, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 85324

Available Conventional and FHA Loan Options in Black-Canyon-City, AZ

The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan swiftly and with minimal hassle. You can start with one of three options to quickly connect with matching lenders and loan programs designed just for you.

Explore Lendersa USDA loan requests and results


  • Security First Mortgage Funding LLC
  • 21 N. Quinsigamond Ave, Worcester, MA, 01545
  • Security First Mortgage Funding is a Mortgage Lender with a Lending Platform designed to meet the needs of Today's Borrower. We have the lowest rates on conventional, Jumbo, FHA, VA and portfolio loans Available. We also specialize in Condo financing. At Security First we have a dedicated team of loan officers & processors.

  • Drew Mortgage Associates
  • 196 Boston Turnpike Road, Shrewsbury, MA, 01545
  • We’re more than a mortgage lender – we’re comprehensive mortgage planners. Our home loan officers are trained to help you apply for a mortgage loan that supports your financial goals. We offer a variety of home loan programs to fit your individual mortgage needs.This kind of planning may save you money and help you achieve your financial goals.

  • Homefield Credit Union
  • 86 Worcester St, North Grafton, MA, 01536
  • Homefield Credit Union is a community-based credit union founded in 1966. Originally chartered as Grafton Suburban Credit Union with a field of membership including those in the Greater Grafton area, HCU has grown to include a field of membership encompassing all of Worcester and Middlesex counties.

  • Unibank
  • 49 Church Street, Whitinsville, MA, 01588
  • We are UniBank, a team of civic-minded financial professionals and all around great people working together to enrich people, businesses and municipalities across New England. We don't abide by the doctrine of big, national banks. What we believe is different. What we believe is unique. We believe in our community.

  • Ocean State Credit Union
  • 1584 Nooseneck Hill Rd, Coventry, RI, 02816
  • Ocean State Credit Union have aimed to provide our members with sound, simple financial solutions. In that time we have evolved, and our offerings have been designed to meet the ever-changing needs of our members. From those humble beginnings, Ocean State Credit Union has grown to become a statewide credit union offering.

  • PRESTIGE HOME MORTGAGE, LLC
  • 6 MAPLE STREET, SUITE 202, NORTHBOROUGH, MA, 1532
  • We're full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates,terms & costs-to meet your unique needs

  • Franklin Savings Bank
  • 387 Central Street, Franklin, NH, 03235
  • Franklin Savings Bank is committed to fulfilling the financial services needs of the families and businesses in New Hampshire. We consistently deliver superior quality service that exceeds the expectations of our customers. As an community savings bank, we acknowledge the importance of improving our customers'​ financial position.

  • ROSS MORTGAGE COMPANY, INC.
  • 115 Flanders Road, Suite 120, Westborough, MA, 01581
  • Ross Mortgage offers a variety of mortgage loan products, and the company is a Direct Endorsed lender for the Federal Housing Administration and the Veteran’s Administration. As an approved lender, Ross Mortgage has the ability to originate, underwrite and close these government guaranteed mortgage loans in all the states where it holds a license.

  • Main Street Bank
  • 81 Granger Boulevard, Marlborough, MA, 01752
  • Main Street Bank is a locally run, independent mutual savings institution serving the Metrowest and northern Middlesex communities of Massachusetts. We believe in working together, so we can do more. We are united under a culture that strives every day to contribute to our communities by providing customer-focused, innovative products

  • St. Mary's Credit Union
  • 46 Lizotte Drive, Marlborough, MA, 01752
  • St. Mary's Credit Union, headquartered in Marlborough, MA with Retail Branches in Marlborough, Northborough, Hudson, Westborough and Framingham MA is more than a just financial institution: we are also a trustworthy member of the community we serve. As a not-for-profit organization, our purpose is not to take money.

  • JEMS Financial
  • 910 Boston Post Road East, Suite 310, Marlborough, MA, 01752
  • "JEMS is a Massachusetts-based private lending company offering loans for construction and development projects in in Boston and surrounding cities in MA.

    Owned and operated by two long time real estate development professionals, Richard Olstein and Michael Staiti. Richard and Michael have over 50 years of real estate development, management"

  • Mortgage Unity LLC
  • 67 Forest St, Suite 272, Marlborough, MA, 01752
  • Mortgage Unity is a full service mortgage brokerage that has been specifically built for the consumer, real estate professional and mortgage professional to work together creating a better consumer experience. By taking a collaborative approach to mortgage finance, Mortgage Unity can effectively and efficiently help consumers finance.