Explore the differences! FHA VS Conventional loan programs in Bullhead-City, Mohave County, Arizona
In 2026, the Conventional loan boundary in Bullhead-City, located within Mohave county, AZ, is $647,200, whereas the FHA ceiling for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to assess today’s top rates among Conventional, FHA, and USDA loans, determining the necessary income, credit score, reserves, and documents for eligibility. Our advanced mortgage calculator shows Conforming Conventional loans along with USDA, FHA, and VA options side by side, helping you select the right program for your unique financial circumstances in AZ.
2026 Loan Limits and Down Payment Information in Bullhead-City, Mohave, AZ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is relevant for the following zip codes: 86442
Find Conventional and FHA Loan Alternatives in Bullhead-City, AZ
Lendersa® is committed to helping you quickly find the best possible Conventional, USDA, or FHA loan without complications. Choose one of three starting paths to match with appropriate lenders and loan programs.
At Mohave Community Federal Credit Union, individuals and families will be treated with care and respect, along with user-friendly tools and banking products. The member-owned institution provides both checking and savings accounts, as well as retirement accounts and overdraft protection.
2119 McCulloch Blvd N, Lake Havasu City, AZ, 86403
Lends in Arizona
We offer full documentation, no documentation, bank statement programs, DSCR (Investment properties), asset depletion, land loans, commercial, OTC construction and cross-collateralized loans too. My commitment to honesty and integrity and extensive knowledge have made me a “go-to guy” for borrowers and other mortgage and real estate professionals.
225 N. Lake Havasu Ave., Lake Havasu City, AZ, 86403
Lends in Arizona
Chartered in 2002, one of the older charters in the state and one of only 13 charters in Arizona, Horizon Community Bank initially opened in Lake Havasu City and soon expanded throughout Mohave and La Paz Counties. In 2015, Horizon Community Bank entered the Greater Phoenix Metro market.
349 Lake Havasu Ave S, Suite 106, Lake Havasu City, AZ, 86403
Lends in Arizona
Summerlin Financial is committed to helping you reach your home financing goals, whatever they may be. We have unique loan programs to complement your unique needs. Connect with one of our experienced mortgage professionals to get started today. We are committed to quality customer service
2184 McCulloch Blvd, Suite A, Lake Havasu City, AZ, 86403
Lends in Arizona
Hi-tech Mortgage, Inc was founded in 2007, and is located at 2184 Mcculloch Blvd N B in Lake Havasu City. Hi-Tech Mortgage, Inc. offers Lake Havasu City, AZ mortgage programs to fit your budget. Helping people get the best loan for their mortgage refinance or purchase For practical and knowledgeable advice and options, give us a call.
