FHA VS Conventional loan programs in 2025 for Lake-Havasu-City, Mohave County, Arizona

In the year 2025, the Conventional loan limit for Lake-Havasu-City in Mohave county of AZ is $647,200, whereas the FHA cap for a single-family home stands at $420,680.

Leverage the Lendersa® Conventional loan calculator for a comprehensive comparison of today's best rates across Conventional, FHA, and USDA loans. Evaluate your required income, credit status, reserves, and documentation necessary for qualification. Our advanced tool provides a side-by-side comparison of Conforming Conventional loans with USDA, FHA, and VA options, facilitating the selection of the program most suited to your financial profile in AZ.

Explore loan offers from more than 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Lake-Havasu-City, Mohave, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table pertains to the following zip codes: 86403, 86406, 86404, 86405

Conventional and FHA Loan Opportunities in Lake-Havasu-City, AZ

The goal of Lendersa® is to expedite securing the best possible Conventional, USDA, or FHA loan for you with no inconvenience. Start with one of three options that match you with suitable lenders and loan offers.

Outcomes from Lendersa USDA loan requests


  • Homespire Mortgage
  • 9100 Conroy Windermere Road, Suite 200, Orlando, FL, 32819
  • Homespire Mortgage is an award-winning mortgage lender, proudly operating branches across 36 states. Whether you’re buying a home or refinancing, you’ve come to the right place. At Homespire Mortgage, we’ve completely re-invented the mortgage process to create a worry-free and hassle-free mortgage experience for you.
  • Battles Capital Investment Inc - PrivateInvestor.com
  • 7512 Dr. Phillips Blvd, Orlando, FL, 32819
  • Battles Capital Investments Inc. - PrivateInvestor.com | Specializes in the placement of private money loans directly with REITs, Individual Private Lenders, Family Offices, Insurance Companies, Hedge Funds, and Attorney Offices Nationwide. We have strong relationships with private money sources throughout the state of Florida.
  • American Liberty Mortgage - Orlando, FL
  • 7575 Dr. Phillips Blvd. #360, Orlando, FL, 32819
  • American Liberty Mortgage – Orlando, FL is committed to providing our clients with smooth mortgage transaction combined with the lowest rates available in Orlando and all throughout Florida. We are a mortgage company committed to helping our clients secure the best home loans. American Liberty Mortgage, Inc.
  • Angel Mortgage Services Inc
  • 773 S Kirkman Rd, Suite 114, Orlando, FL, 32811
  • We take pride in providing you with first-rate service and not only appreciate but look forward to the opportunity to assist you with your mortgage needs. Ike Darius the founder and CEO of Angel Mortgage Services. Over the course of 19 years Ike have been involved, in some form or another, the mortgage profession.
  • Park Square Home Mortgage, LLC
  • 5200 Vineland Rd, Suite 250, Orlando, FL, 32811
  • Park Square Home Mortgage is a joint venture between Park Square Homes and FBC Mortgage, LLC. PSH Mortgage focuses on providing its customers with industry best service. We offer a wide array of competitive mortgage products with expertise in every area of residential mortgage lending from purchasing to refinancing to construction lending
  • G.A.P. Federal Credit Union
  • 111 Franklin Street, Room 224, Johnstown, PA, 15901
  • G.A.P. FCU originally started out as Cambria County U.S. Employees Federal Credit Union in 1937. They operated out of a cash box on the first floor of the Johnstown Post Office building, and was renamed to Johnstown, PA Post Office Employees Federal Credit Union in 1941. Credit unions are focused on people, not profits.
  • AmeriServ Financial Bank
  • 216 Franklin St, Johnstown, PA, 15901
  • AmeriServ Financial, Inc., A bank holding company, is the parent of AmeriServ Financial Bank®, AmeriServ Trust & Financial Services Company, and West Chester Capital Advisors. AmeriServ Financial, Inc. trades on the NASDAQ Stock Exchange under the symbol ASRV. At AmeriServ, we believe banking is about more than money.
  • HH Mortgage LLC
  • 1072 King Street, Suite D-1, Charleston, SC, 29403
  • Our mission is to earn your business by professional marketing, concern for your best interest, and assisting you in understanding and completing the real estate process. Whether you are buying or selling you can count on HH Real Estate and Mortgage to give you a very conscientious market analysis. You can expect constant communication