FHA VS Conventional loan programs in Lake-Havasu-City, Mohave County, Arizona
In the year 2026, the Conventional loan limit for Lake-Havasu-City in Mohave county of AZ is $647,200, whereas the FHA cap for a single-family home stands at $420,680.
Leverage the Lendersa® Conventional loan calculator for a comprehensive comparison of today's best rates across Conventional, FHA, and USDA loans. Evaluate your required income, credit status, reserves, and documentation necessary for qualification. Our advanced tool provides a side-by-side comparison of Conforming Conventional loans with USDA, FHA, and VA options, facilitating the selection of the program most suited to your financial profile in AZ.
Loan Limits and Downpayment Requirements for 2026 in Lake-Havasu-City, Mohave, AZ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table pertains to the following zip codes: 86403
Conventional and FHA Loan Opportunities in Lake-Havasu-City, AZ
The goal of Lendersa® is to expedite securing the best possible Conventional, USDA, or FHA loan for you with no inconvenience. Start with one of three options that match you with suitable lenders and loan offers.
2119 McCulloch Blvd N, Lake Havasu City, AZ, 86403
Lends in Arizona
We offer full documentation, no documentation, bank statement programs, DSCR (Investment properties), asset depletion, land loans, commercial, OTC construction and cross-collateralized loans too. My commitment to honesty and integrity and extensive knowledge have made me a “go-to guy” for borrowers and other mortgage and real estate professionals.
225 N. Lake Havasu Ave., Lake Havasu City, AZ, 86403
Lends in Arizona
Chartered in 2002, one of the older charters in the state and one of only 13 charters in Arizona, Horizon Community Bank initially opened in Lake Havasu City and soon expanded throughout Mohave and La Paz Counties. In 2015, Horizon Community Bank entered the Greater Phoenix Metro market.
349 Lake Havasu Ave S, Suite 106, Lake Havasu City, AZ, 86403
Lends in Arizona
Summerlin Financial is committed to helping you reach your home financing goals, whatever they may be. We have unique loan programs to complement your unique needs. Connect with one of our experienced mortgage professionals to get started today. We are committed to quality customer service
2184 McCulloch Blvd, Suite A, Lake Havasu City, AZ, 86403
Lends in Arizona
Hi-tech Mortgage, Inc was founded in 2007, and is located at 2184 Mcculloch Blvd N B in Lake Havasu City. Hi-Tech Mortgage, Inc. offers Lake Havasu City, AZ mortgage programs to fit your budget. Helping people get the best loan for their mortgage refinance or purchase For practical and knowledgeable advice and options, give us a call.
At Mohave Community Federal Credit Union, individuals and families will be treated with care and respect, along with user-friendly tools and banking products. The member-owned institution provides both checking and savings accounts, as well as retirement accounts and overdraft protection.
"Mill Mortgage services Arizona, California, Florida, and Washington. We have access to a wide variety of programs giving us the ability to place you in the best product that suites your needs. Competitive rates, low fees, quick turnaround times, accessibility, and great service are all standard, but what sets us apart is being able to provide."
The Smart Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
