FHA VS Conventional loan programs in Lake-Havasu-City, Mohave County, Arizona

In the year 2025, the Conventional loan limit for Lake-Havasu-City in Mohave county of AZ is $647,200, whereas the FHA cap for a single-family home stands at $420,680.

Leverage the Lendersa® Conventional loan calculator for a comprehensive comparison of today's best rates across Conventional, FHA, and USDA loans. Evaluate your required income, credit status, reserves, and documentation necessary for qualification. Our advanced tool provides a side-by-side comparison of Conforming Conventional loans with USDA, FHA, and VA options, facilitating the selection of the program most suited to your financial profile in AZ.

Explore loan offers from more than 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Lake-Havasu-City, Mohave, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table pertains to the following zip codes: 86403, 86406, 86404, 86405

Conventional and FHA Loan Opportunities in Lake-Havasu-City, AZ

The goal of Lendersa® is to expedite securing the best possible Conventional, USDA, or FHA loan for you with no inconvenience. Start with one of three options that match you with suitable lenders and loan offers.

Outcomes from Lendersa USDA loan requests


  • Social Mortgage LLC.
  • 1861 W25th Street, Cleveland, OH, 44113
  • Social Mortgage began with the belief that surrounding yourself with good company matters. Our founders understood this and require each team member to live by one simple philosophy…Do Good for our Clients and Community. Not only do we bring competitive rates and pricing, but we also bring care, understanding,
  • AMKO Lending LLC
  • 2019 Center Street, Suite 103, Cleveland, OH, 44113
  • Our mission is simple: to find the best mortgage for you. The one that suits your specific needs and fits your particular situation. Whether you’re purchasing a home or refinancing one you already own, we’re dedicated to finding the mortgage that will work for you. And we take pride in being a mortgage broker and NOT a lender.
  • Members Choice WV Federal Credit Union
  • 201 Ohio Ave, Charleston, WV, 25302
  • Members Choice WV Federal Credit Union is a community chartered not-for-profit financial cooperative serving all who live, work, worship, attend school or do business in Kanawha County, WV.Credit Union is a community chartered not-for-profit financial cooperative serving all who live, work, worship.
  • The Ohio Educational Credit Union
  • 2921 Community College Avenue, Cleveland, OH, 44115
  • The Ohio Educational Credit Union (OHecu) is a full-service financial institution. Our goal is to recognize and understand the unique financial needs of our individual members and fulfill those needs through a variety of diversified products. Credit Union (OHecu) is a full-service financial institution.
  • Greater Cleveland Community Credit Union
  • 601 Lakeside Avenue, Room 3, Cleveland, OH, 44114
  • The Greater Cleveland Community Credit Union began on November 26, 1937, with 39 owner-members, as the Civil Service Employees Association Credit Union, which served the financial needs of City of Cleveland employees. We aim to propel our membership toward financial empowerment and growth by providing an array of individualized financial products.
  • Cleveland Police Credit Union
  • 2301 Payne Avenue, Cleveland, OH, 44114
  • The Cleveland Police Credit Union was organized in October, 1938, when seven policemen were granted a charter by the State of Ohio and worked out of a "cubby-hole" office at the old Central Station on 21st and Payne Avenue. Cleveland Police Credit Union is committed to providing the highest level of customer service and satisfaction possible.
  • KeyBank
  • 127 Public Square, Cleveland, OH, 44114
  • At KeyBank we’ve made a promise to our clients that they will always have a champion in us. To deliver on our promise, we’re committed to building a team of engaged employees who do the right thing for our clients and shareholders, and help them achieve financial wellness each and every day.
  • Bellwether Enterprise
  • 1375 E. 9th Street, Cleveland, OH, 44114
  • Bellwether Enterprise is one of the fastest-growing commercial & multifamily mortgage banking companies in the country. We are large in scope, yet focused in approach. With offices across the country, we offer an unwavering commitment to regional expertise. Most of our loan producers have 25 plus years of experience.