Explore the differences! FHA VS Conventional loan programs in Kingman, Mohave County, Arizona

In 2025, Convetional loan limit in Kingman, county of Mohave, AZ is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AZ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Kingman, county of Mohave, AZ

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 86409, 86401

Conventional and FHA loan options in Kingman, AZ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Arizona Central Credit Union
  • 2020 N. Central Avenue, Suite 100, Phoenix, AZ, 85004
  • Proudly serving Arizona since 1939, Arizona Central Credit Union (ACCU) has been providing Arizona families with accessible, friendly, hometown banking. That means great member service, personalized checking & savings, higher dividends and low-interest rate loans, mortgages & financing.
  • B.E. Lending
  • 1 N 1st St, Suite 755, Phoenix, AZ, 85004
  • B.E. Lending headquarters in downtown Phoenix and offers its loan products and services to a range of markets beyond its state lines. In addition to Arizona, the company lends in Colorado, North Carolina, Texas, Utah, and other markets on a case-by-case basis. For B.E. Lending, relations with the company's stakeholders are of utmost importance
  • D&E Realty Financing and Investments LLC
  • 1634 North 7th Street, Suite 1, Phoenix, AZ, 85006
  • D&E Realty Financing and Investments, LLC in 1998. Since then, D&E Financing has grown to be one of Arizona's leading mortgage brokers. After years of working in the mortgage and real estate fields, the founding partners of D&E Financing came to realize that the number one problem experienced by borrowers was the lack of honesty.
  • A&A Funding Corporation
  • 10031 E. Dynamite Blvd Suite 230, Scottsdale, AZ, 85262
  • A & A Funding Corp was founded in 1982 by Hugh Anderson. Hugh at the time had extensive experience in the real estate industry starting in 1970 but created A & A Funding Corp to expand his private money lending services. In 2008, his two sons Wayne and Brad Anderson purchased A & A Funding Corp., making it a multi-generational business.
  • Minute Mortgage
  • 8388 East Hartford Drive, Suite 111, Scottsdale, AZ, 85255
  • Minute Mortgage was started with the singular focus of improving the home lending process. Historically, getting a mortgage was a very traditional process highlighted by low technology and manual processes. This traditional process created an inefficient, time consuming, unsatisfying and ultimately expensive experience.
  • ABLEnding, Inc
  • 11571 East Ranch Gate Road, Scottsdale, AZ, 85255
  • Our mission is to make sure all our clients are comfortable and educated about the mortgage process. It doesn’t have to be stressful to get a mortgage or refinance a home. ABLEnding, Inc. works with clients from start to finish. This is because we want to simplify and clarify what could otherwise be a long and arduous transaction.
  • Trusted Mortgage Inc.
  • 7621 East Rose Garden Lane, Scottsdale, AZ, 85255
  • Trusted Mortgage, Inc. is a full service Mortgage Broker lending in Washington, Arizona, and California. With over 16 years of experience in home lending, we have the knowledge and support to close loans on time while providing the best customer service throughout the loan process. We offer many options for your lending needs.
  • Western Capital Lending
  • 24491 North 72nd Way, Scottsdale, AZ, 85255
  • At WCL Mortgage. We are a local, full-service mortgage company based in Arizona. We specialize in a low cost mortgage solution that benefits today’s home buyer. also we offer Conventional, FHA, VA and Jumbo mortgage lending in Phoenix, Arizona. WCL Mortgage has redefined the mortgage process with you in mind.
  • Counsel Mortgage Group, LLC
  • 8700 East Pinnacle Peak Road, Suite 224, Scottsdale, AZ, 85255
  • At Signet Mortgage we’ve chosen to become experts in reverse mortgages and renovation lending in addition to conventional and jumbo mortgages. Our objective is to offer a wide range of home and investment property financing for our clients. we want to ensure you make the best choice for you and your family.
  • Forthright Funding Corporation
  • 23150 North Pima Road, Suite 1A, Scottsdale, AZ, 85255
  • "At Forthright Funding, we don’t measure ourselves on how many loans we close. We measure ourselves based on the values that created this company – integrity, respect, and service. With these values as our North Star, Forthright Funding has built a proud family of colleagues setting the standard of trustworthiness to help facilitate"
  • Blake Mortgage
  • 17470 N Pacesetter Way, Suite 124, Scottsdale, AZ, 85255
  • Blake Mortgage embraces the core values set forth by the company’s founder, Harry Blake Panosian, and approaches every client and transaction with high standards of professionalism, loyalty, and integrity. We work diligently with our clients and value constant communication with the client as well as their realtor.