FHA VS Conventional loan programs in Golden-Valley, Mohave County, Arizona

In 2026, the loan limit for Conventional mortgages in Golden-Valley, within the county of Mohave, AZ, is set at $647,200. On the other hand, the FHA loan cap for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator for a comparative analysis of today's top Conventional, FHA, and USDA rates. Identify how much income, credit score, reserves, and documentation are needed for loan approval. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you to decide the most fitting program for your financial needs in AZ.

Browse through and compare offers from 100 lenders.

Understanding 2026 Loan Limits and Down Payment Requirements in Golden-Valley, Mohave, AZ

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable for zip codes: 86413

Exploring Conventional and FHA Loan Choices in Golden-Valley, AZ

The mission of Lendersa® is to facilitate an easy and fast connection to the best available Conventional, USDA, or FHA loan. Start your loan journey by selecting one of the three initial pathways that align you with suitable lenders and programs.

Lendersa USDA loan request and matching results


Golden-Valley Lenders

  • Ask Mohave Community Federal Credit Union
  • 2809 Stockton Hill Rd, Kingman, AZ, 86401
  • Lends in Arizona
  • At Mohave Community Federal Credit Union, individuals and families will be treated with care and respect, along with user-friendly tools and banking products. The member-owned institution provides both checking and savings accounts, as well as retirement accounts and overdraft protection.

  • Novus Home Mortgage, a division of Ixonia Bank
  • 2119 McCulloch Blvd N, Lake Havasu City, AZ, 86403
  • Lends in Arizona
  • We offer full documentation, no documentation, bank statement programs, DSCR (Investment properties), asset depletion, land loans, commercial, OTC construction and cross-collateralized loans too. My commitment to honesty and integrity and extensive knowledge have made me a “go-to guy” for borrowers and other mortgage and real estate professionals.

  • HORIZON COMMUNITY BANK
  • 225 N. Lake Havasu Ave., Lake Havasu City, AZ, 86403
  • Lends in Arizona
  • Chartered in 2002, one of the older charters in the state and one of only 13 charters in Arizona, Horizon Community Bank initially opened in Lake Havasu City and soon expanded throughout Mohave and La Paz Counties. In 2015, Horizon Community Bank entered the Greater Phoenix Metro market.

  • Summerlin Financial Inc
  • 349 Lake Havasu Ave S, Suite 106, Lake Havasu City, AZ, 86403
  • Lends in Arizona
  • Summerlin Financial is committed to helping you reach your home financing goals, whatever they may be. We have unique loan programs to complement your unique needs. Connect with one of our experienced mortgage professionals to get started today. We are committed to quality customer service

  • Hi-Tech Mortgage, Inc
  • 2184 McCulloch Blvd, Suite A, Lake Havasu City, AZ, 86403
  • Lends in Arizona
  • Hi-tech Mortgage, Inc was founded in 2007, and is located at 2184 Mcculloch Blvd N B in Lake Havasu City. Hi-Tech Mortgage, Inc. offers Lake Havasu City, AZ mortgage programs to fit your budget. Helping people get the best loan for their mortgage refinance or purchase For practical and knowledgeable advice and options, give us a call.