Explore the differences! FHA VS Conventional loan programs in Golden-Valley, Mohave County, Arizona

In 2025, Convetional loan limit in Golden-Valley, county of Mohave, AZ is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AZ is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Golden-Valley, county of Mohave, AZ

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 86413

Conventional and FHA loan options in Golden-Valley, AZ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Phoenix Mortgage Brokers LLC
  • 5227 North 7th Street, Phoenix, AZ, 85014
  • At PMB, you get a range of lending options tailored to meet your needs, as well as advice on the submission, processing, and funding of mortgage applications in Arizona. Our goal is to make borrowing simple and save you money. With a wide array of products for home mortgages, mortgage refinancing, and construction financing
  • Cobalt Mortgage LLC
  • 1434 E San Miguel Ave, Phoenix, AZ, 85014
  • Our team has a combined 50+ years experience in the mortgage industry. Our team is committed to making your lending experience a smooth & informed process. My niche for the past 18 years as a loan professional is figuring out how my client's specific needs fit with lender guidelines so that we can efficiently close your purchase
  • The Bynum Group
  • 8197 I Avenue, Suite A, Hesperia, CA, 92345
  • The Bynum Group, Inc founder of the Hong Holly BynumTeam player with strong communication and inter-personal skills. Skilled at relationship-building and abilities to influence empower and motivate others. I am a results-driven performer with excellent problem solving, customer service.
  • EZ Homes Loan
  • 12061 Jacaranda Ave Suite 2B, Hesperia, CA, 92345
  • Knowing your financial options is the best way to leverage your buying power. We offer customized lending options where you decide what to buy when to buy. You have found your perfect home, now you can find your perfect loan to go with it. No matter the type of loan you need, we are with you every step of the way.
  • Foothills Bank
  • 11689 S. Foothills Blvd, Yuma, AZ, 85367
  • Foothills Bank is based on the same sense of community, friendly and down-to-earth attitude that makes this part of America special We're proud to have fifteen locations: two in Yuma, two in Prescott, two in Kingman, two in Lake Havasu, and one in Casa Grande, Prescott Valley, Tucson, Flagstaff, Bullhead City, Cottonwood, and Phoenix.
  • Grand Funding
  • 3104 e camelback rd PMB 1032, Phoenix, AZ, 85016
  • We are Grand Funding, a collection of straightforward and honest financial partners. A direct lender, focusing on investments, assets, and the overall client experience. We offer Construction, Fix and Flip, Commercial and Hard Money. We use our funds to streamline and quickly close your loan.
  • Arizona Bank & Trust
  • 2036 E Camelback Rd, Phoenix, AZ, 85016
  • At Arizona Bank & Trust, decision making is kept to a local level and Bankers are unwaveringly committed to deeply understanding every intricacy of every customer’s financial relationship. Because when that happens, a Bank, even one with over $19 billion in assets and the backing of a company with national outreach.
  • Mortgage Experts, Inc.
  • 4742 N. 24th St, Suite 300, Phoenix, AZ, 85016
  • We are pleased to offer a wide variety of home financing programs to meet the needs of most home buyers and homeowners in the State of Arizona. Whether you are looking to purchase your first home, refinance an rental property, or buy a vacation home, we’ve got you covered. We offer some of the most competitive pricing in the marketplace
  • Prostaff Mortgage Corp.
  • 1644 East Bethany Home Road, Suite 101, Phoenix, AZ, 85016
  • Prostaff Mortgage Corp. we have no hidden costs, no junk fees, and no surprises. We will take all of the confusion out of what is included in closing costs.Our low cost and low rate guarantee means you should not be able to get a better deal anywhere. and also We will always give you the straight scoop, return your calls, eliminate surprises.
  • WESTERN ALLIANCE MORTGAGE, LLC
  • 1645 E. Bethany Home Rd., Phoenix, AZ, 85016
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Canopy Mortgage, LLC
  • 2375 E Camelback Rd, Ste 600, Phoenix, AZ, 85016
  • Canopy Mortgage we have a passion for finding a simpler, faster, less expensive way to close a mortgage loan. By combining our proprietary mortgage technology with the best Loan Officers in the industry we provide our customers with a fast, smooth, transparent and inexpensive mortgage experience