FHA VS Conventional loan programs in 2026 for Paradise-Valley, Maricopa County, Arizona
In the year 2026, the conventional loan maximum in Paradise-Valley, within Maricopa County, AZ, is $647,200. Meanwhile, the FHA limit for a single-family home is $441,600.
Use the Lendersa® Conventional loan calculator to contrast today's top rates for Conventional, FHA, and USDA loans, and to identify the income, credit, reserves, and documents needed for qualification. By using our advanced calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side to choose the most suitable program for your financial circumstances in AZ.
Loan Limits and Down Payment Requirements for 2026 in Paradise-Valley, Maricopa County, AZ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$294,400
0%
FHA
$441,600
3.5%
This table applies to these zip codes: 85253
Explore Conventional and FHA Loan Choices in Paradise-Valley, AZ
The goal of Lendersa® is to deliver the optimal Conventional, USDA, or FHA loan quickly and conveniently. Start with one of the three given pathways to find matching lenders and loan programs.
6720 N Scottsdale Rd, Suite 160, Scottsdale, AZ, 85253
Lends in Arizona
We believe homeownership should be fast, transparent, and low-cost. For everyone. NOVA® Home Loans which began operating since 1980 is proud to offer one of the largest selections of mortgage financing options available, including residential home loans, down payment assistance, investment loans, refinancing, and reverse mortgages.
Metro Private Lending is an Arizona private money and hard money lender. Specializing in asset-based lending, we do not have a minimum credit score or income requirements for our borrowers.
With a background in fix-and-flips ourselves, we are in a unique position to see the best in any deal and do what we can to make it work. Lending our own mon
Jimmy Vercellino is to provide and assist veterans and active duty military with ALL of their VA Home Financing needs! Jimmy's mission is to provide and assist all veterans and active-duty military with all their Home Loan financing needs. I serve men and women in Phoenix, Scottsdale, Tempe, Chandler, Gilbert, and nationwide.
3920 E. Indian School Rd, Suite 11, Phoenix, AZ, 85018
Lends in Arizona
Magnolia Mortgage opened in April of 2018. I felt it was time to make the transition from employee to owner, with all the stresses and rewards of being my own boss. Magnolia Mortgage is a boutique mortgage brokerage, and my goal is not to serve the most clients but to serve all my clients better than anyone else in the Phoenix
4222 E. Thomas Road, Suite 370, Phoenix, AZ, 85018
Lends in Arizona
Colonial Capital originates short-term bridge loans secured by real estate. These loans typically have characteristics that create complications for traditional lenders. However, our leadership and experience enable us to quickly quantify risk using market knowledge coupled with disciplined underwriting. We also consider our borrowers.
3835 North 32nd Street, Suite 1, Phoenix, AZ, 85018
Lends in Arizona
Discover financial empowerment with O Capital Group LLC, your trusted partner in home ownership and real estate investment. With personalized mortgage solutions and expert guidance, we help you navigate the lending landscape with ease. Reach us at info@ocapitalloans.com or (602) 492-8930 to start your journey toward financial success today!
3835 North 32nd Street, Suite 12, Phoenix, AZ, 85018
Lends in Arizona
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
We’re fed up with it. And we know you are too. That’s why District Lending was created. Our goal is to change the way home lenders do business. We’re built around customer-first support, instead of company-first sales. We provide specialty advice, industry-leading access, and the tech savvy of internet natives
5090 N 40th St, Suite, Suite 100, Phoenix, AZ, 85018
Lends in Arizona
Guardian Mortgage was founded in 1965 on the principles of integrity, superior customer service, and mutual trust. Today we originate loans in over 40 states and have helped over a million homeowners realize their dreams of homeownership. These are not just numbers. Our greatest source of pride comes from our clients’ satisfaction.
