Explore the differences! FHA VS Conventional loan programs in Paradise-Valley, Maricopa County, Arizona

In 2024, Convetional loan limit in Paradise-Valley, county of Maricopa, AZ is $647,200 while FHA limit is $441,600 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AZ is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Paradise-Valley, county of Maricopa, AZ

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $294,400 0%
FHA $441,600 3.5%

The comparison table applies to zip codes: 85253

Conventional and FHA loan options in Paradise-Valley, AZ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • DeltaMax Mortgage
  • 22994 El Toro Road, Lake Forest, CA, 92630
  • DeltaMax Mortgage & Realty. She is your "one-stop shop" when you're looking to find a home and/or finance it. As both a licensed loan broker and realtor, Shadi makes buying, selling, and financing your home hassle-free. Her detail-oriented mindset, undivided atention, and vast experience in the field leaves her clients joyfully satisfied.
  • Dane Residential Mortgage Inc
  • 21066 Sharmila, Lake Forest, CA, 92630
  • At Dane Residential Mortgage, we have the flexibility to provide tailored financing options to creditworthy prime and non-prime borrowers that meet the minimum underwriting requirements. We welcome all borrowers and look forward to explaining all possible lending options available to you.
  • LoansDirect
  • 25182 Miles Avenue, Lake Forest, CA, 92630
  • LoansDirect customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you
  • ICM Real Estate Inc
  • 39 Forster Lake, Forest, CA, 92630
  • ICM Real Estate Inc Our Mortgage team will give you the individual attention that you expect and deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. Our promise to you.
  • WE Lending
  • 1 Spectrum Pointe Drive, Suite 200, Lake Forest, CA, 92630
  • At WE Lending we mix talented loan officers and technology to make the mortgage lending process simple for you. WE know that there is no place like home. Your mortgage savings or dream home could be minutes away. WE lending is growing and we are looking for progressive mortgage professionals to join our team.
  • Alliance West Mortgage
  • 23 Orchard Rd, Suite 100, Lake Forest, CA, 92630
  • At Alliance West Mortgage we are committed to responsible mortgage lending, and helping you find a home-loan you can comfortably afford. We understand buying a home is a life changing event, and we’re here to give you the knowledge and resources you need to make informed decisions with confidence.
  • Citadel Servicing Corporation
  • 25531 Commercentre Drive, Suite 160, Lake Forest, CA, 92630
  • Citadel Servicing Corporation (“CSC”), was formed with a focus on providing the industry’s leading tailor-made Non-QM mortgage products. We are partner with industry leaders and mortgage professionals, focusing on delivering programs that center around borrower and industry needs.
  • TDR Mortgage & Real Estate
  • 14726 Ramona Ave, 4th Floor, Chino, CA, 91710
  • My mission is to serve customers with honesty, integrity and competence and to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Empire Mortgage Solutions Inc.
  • 13751 Roswell Avenue, Suite A, Chino, CA, 91710
  • Our mission is to unite realtor, loan officer, and client in the home loan process as we build lifelong relationships and celebrate successes, all while delivering the American dream of home ownership. We look within ourselves to commit to the most proactive, transparent process in the industry in order to ensure our customers
  • List My Loan
  • 4471 Riverside Dr, Chino, CA, 91710
  • List My Loan founder of the Nick has helped me over the past few months with the purchase of my first home. His knowledge, patience and dedication led to a first accepted offer on a house which eventually did not yield to anything more than that post inspection Nick was very understanding and helpful in resolving the situation.
  • Omniscient Capital Mortgage
  • 4110 Edison Avenue, Suite 203A, Chino, CA, 91710
  • Omniscient Capital Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Bay Port Financial Inc
  • 1071 E 16st, Suite C, Upland, CA, 91784
  • Bay Port Financial Inc Founder of the Tom Bass and his team made our mortgage process with buying our house a breeze. They were very knowledgeable and kept us very informed during the entire process. His responsiveness was a great help during the process and allowed us to close on time.