As of 2025, the conventional loan limit in Phoenix, situated in the county of Maricopa, AZ, is set at $726,200. Meanwhile, the FHA limit for a single-family residence is $530,150.
Use the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans and determine the necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator allows you to view the Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in selecting the most suitable program in AZ for your financial situation.
Explore loan offers from over 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $353,200 | 0% |
| FHA | $530,150 | 3.5% |
This table applies to zip codes: 85008, 85009, 85006, 85007, 85004, 85083, 85086, 85087, 85085, 85383, 85033, 85304, 85306, 85308, 85020, 85021, 85022, 85023, 85024, 85027, 85028, 85029, 85353, 85019, 85018, 85013, 85012, 85015, 85014, 85017, 85016, 85254, 85003, 85044, 85045, 85042, 85043, 85040, 85041, 85048, 85054, 85037, 85035, 85034, 85032, 85031, 85307, 85310, 85051, 85050, 85053, 85001, 85002, 85005, 85010, 85011, 85026, 85030, 85036, 85038, 85046, 85060, 85061, 85062, 85063, 85064, 85065, 85066, 85067, 85068, 85069, 85070, 85071, 85072, 85073, 85074, 85075, 85076, 85078, 85079, 85080, 85082
Lendersa® is dedicated to securing the best possible Conventional, USDA, or FHA loan options quickly and efficiently. Choose from one of three starting points designed to align you with appropriate lenders and loan options.
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
