FHA VS Conventional loan programs in 2026 for Phoenix, Maricopa County, Arizona
As of 2026, the conventional loan limit in Phoenix, situated in the county of Maricopa, AZ, is set at $726,200. Meanwhile, the FHA limit for a single-family residence is $530,150.
Use the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans and determine the necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator allows you to view the Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in selecting the most suitable program in AZ for your financial situation.
Loan Limits and Down Payment Requirements for 2026 in Phoenix, Maricopa County, AZ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$353,200
0%
FHA
$530,150
3.5%
This table applies to zip codes: 85008
Explore Conventional and FHA Loan Options in Phoenix, AZ
Lendersa® is dedicated to securing the best possible Conventional, USDA, or FHA loan options quickly and efficiently. Choose from one of three starting points designed to align you with appropriate lenders and loan options.
Locklin Capital for simple, cost-effective funding programs so they can focus on executing their project. We offer real solutions in the form of faster closings, same-day qualifications, ongoing account management, and consultative risk analysis on your potential projects. We do everything in our power to ensure you complete a successful project.
Our investor funding programs and processing procedures are designed using today’s advanced technology, which include a more simplistic approach to the loan funding process and a very competitive pricing model that’s literally unmatched in today’s real estate financing market. We want to make sure your experience is frictionless.
United Methodist Connectional Federal Credit Union
1991 Lower Roswell Rd, Marietta, GA, 30068
Georgia Methodist Federal Credit Union was established in 1960 and served the financial needs of any United Methodist Church member in the North and South Georgia Conferences and their immediate family members.
Alabama-West Florida Methodist Credit Union started in 1967, serving the clergy and employees of the AWF Conference
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing & getting the exact loan to meet your specific needs.
Franklin Financial Group, Inc. is a mortgage brokerage located in Anderson Township, a suburb of Cincinnati, Ohio. We have been operating and originating mortgages in Ohio, Kentucky and Florida since 1999. To date, we have originated over $289 Million Dollars in mortgages We operate under the highest standards of honesty, integrity and fairness.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
8044 Montgomery Road, Suite 300, Cincinnati, OH, 45236
Sibcy Cline has been family-owned and operated since its founding in 1930. The current president, Robin (Sibcy) Sheakley, is the fourth generation of the Sibcy family to run the brokerage, which now has multiple offices serving over 1200 independent agents throughout Cincinnati, Northern Kentucky, Dayton, and Southeast Indiana.
8044 Montgomery Road, Suite 700, Cincinnati, OH, 45236
CORNOVUS CAPITAL streamlines the process of finding comprehensive financing solutions for commercial real estate and business owners nationwide. Supported by extensive knowledge and industry experience of its leadership, Cornovus Capital supports all financing needs of its clients from Acquisition, Refinance, and Reposition.
8763 Union Centre Boulevard, West Chester, OH, 45069
Kemba provides all of the services, products and resources of a bank. So you can save with us, borrow from us, invest through us. All with the same sense of security and stability you expect from a financial institution. But the reason to come to Kemba isn't because of the things we do like a bank, it's because of the things we do differently.
