FHA VS Conventional loan programs in Phoenix, Maricopa County, Arizona

In 2024, Convetional loan limit in Phoenix, county of Maricopa, AZ is $726,200 while FHA limit is $530,150 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AZ is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Phoenix, county of Maricopa, AZ

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $353,200 0%
FHA $530,150 3.5%

The comparison table applies to zip codes: 85008, 85009, 85006, 85007, 85004, 85083, 85086, 85087, 85085, 85383, 85033, 85304, 85306, 85308, 85020, 85021, 85022, 85023, 85024, 85027, 85028, 85029, 85353, 85019, 85018, 85013, 85012, 85015, 85014, 85017, 85016, 85254, 85003, 85044, 85045, 85042, 85043, 85040, 85041, 85048, 85054, 85037, 85035, 85034, 85032, 85031, 85307, 85310, 85051, 85050, 85053, 85001, 85002, 85005, 85010, 85011, 85026, 85030, 85036, 85038, 85046, 85060, 85061, 85062, 85063, 85064, 85065, 85066, 85067, 85068, 85069, 85070, 85071, 85072, 85073, 85074, 85075, 85076, 85078, 85079, 85080, 85082

Conventional and FHA loan options in Phoenix, AZ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Capella Mortgage Corp.
  • 3765 E. Sunset Road #B9, Las Vegas, NV, 89120
  • Capella Mortgage Corp is the leading provider of hard money, soft money, and private lending services in the Las Vegas & Henderson areas. With over 30 years experience and thousands of satisfied clients, we have the programs and experience to help you get a mortgage loan for your home or business.
  • UrbanPointe Lending
  • 9480 South Eastern Avenue, Suite 274, Las Vegas, NV, 89123
  • At UrbanPointe Lending we pride ourselves in finding you the "best fit mortgage"​ for all of our clients. We realize and know not everyone has the same mortgage needs and situation. We take the time to provide options to our clients so they can select the best mortgage for their personal leads.
  • 5th Bridge Funding LLC
  • 8840 S Maryland Pkwy, Suite 110b, Las Vegas, NV, 89123
  • "5th Bridge Funding, LLC was founded by Mr. Stephen Sinko based in Las Vegas, Nevada. Stephen has over 23 years of combined professional experience in marketing & sales, specializing in the Financial Industry, Title, Escrow, Real Estate, Traditional Lending and Private/Hard Money."
  • Pacific Mortgage Exchange, Inc.
  • 73241 Hwy 111, Palm Desert, CA, 92260
  • Pacific Mortgage Exchange, Inc. of Palm Desert, CA has been your devoted hard money lender for over 30+ years! Pacific Mortgage Exchange, Inc.’s reliable hard money loan programs make the process of investment funding fast and convenient and enables clients nationwide with income-producing properties to receive funding.
  • Nationwide Fair Lending
  • 73255 El Paseo, Suite 12, Palm Desert, CA, 92260
  • Nationwide Fair Lending employs an experienced staff, whose sole function is to assure customer satisfaction throughout the entire loan process. Our staff’s commitment to this industry is supported by continued education and development in the latest products. We measure achievement not only in financial terms but also in human terms.
  • Residential Mortgage Services - Home Loans
  • 3585 E. Flamingo Road, Suites 101 | 102 | 103, Las Vegas, NV, 89121
  • RMS is a licensed mortgage banker whose objectives remain to combine the highest level of service, cutting edge technology, diverse mortgage products and competitive interest rates expected from a large bank with the personal attention of a proud community lender. RMS only originates mortgage loans within the United States of America.
  • One Nevada Credit Union
  • 2645 S Mojave Rd, Las Vegas, NV, 89121
  • One Nevada Credit Union is the largest federally insured credit union in the state of Nevada, proudly serving Northern & Southern Nevada. We have proudly been serving our community neighbors since 1950. As the largest credit union in the state, we understand the importance of community involvement & the need for corporate partnership & support.
  • Home Field Lending
  • 375 E Warm Springs, Suite 203, Las Vegas, NV, 89119
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • EagleKnight Mortgage
  • 6671 S. Las Vegas Blvd. Building D, Suite 210, Las Vegas, NV, 89119
  • At EagleKnight Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available,