Explore the differences! FHA VS Conventional loan programs in Scottsdale, Maricopa County, Arizona

The Conventional loan limit in Scottsdale, Maricopa county, AZ, for 2025 is $726,200, while the FHA limit for a single-family home is $530,150.

With the Lendersa® Conventional loan calculator, you'll be able to compare today's top rates for Conventional vs. FHA vs. USDA and assess the income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator lets you view Conforming Conventional loans, USDA, FHA, and VA side by side, helping you identify the best program suited to your financial needs in AZ.

Compare loan offers from over 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Scottsdale, Maricopa, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $353,200 0%
FHA $530,150 3.5%

The above table is relevant for the following zip codes: 85259, 85258, 85251, 85250, 85257, 85255, 85254, 85266, 85262, 85260, 85252, 85261, 85267, 85271

Explore Conventional and FHA Loan Opportunities in Scottsdale, AZ

Lendersa® is committed to finding you the best Conventional, USDA, or FHA loan promptly and with ease. Begin with any of the three approaches that connect you to appropriate lenders and loan products.

Lendersa USDA loan request match outcomes


  • Integrity Mortgage Group
  • 191 H NC Hwy 42 N, Asheboro, NC, 27203
  • Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.
  • Platinum Advantage Mortgage LLC
  • 12226 Grandmere Court, Windermere, FL, 34786
  • We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the right mortgage loan for you.
  • Equal Mortgage LLC
  • 9100 Conroy Windermere Road, Suite 200, Windermere, FL, 34786
  • We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations.
  • Platinum One Financial LLC
  • 1169 Estancia Woods Loop, Windermere, FL, 34786
  • At Platinum One Financial, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • PPG & Associates FCU
  • 101 Bailies Run Road, Creighton, PA, 15030
  • PPG & Associates Federal Credit Union is a non profit, member-owned organization dedicated to improving the economic well-being of our members by striving to provide a full range of financial services at the highest level of fairness and personal attention while maintaining an environment of stability and growth.
  • Standard Bank
  • 2640 Monroeville Blvd, Monroeville, PA, 15146
  • Standard Bank is a full-service community bank with 17 offices dedicated to serving consumers, businesses and local communities throughout western Pennsylvania and the Cumberland area in Maryland. Our focus is to quickly identify and solve the unique problems facing customers every day through a full range of deposit, loan, cash management.
  • Loan Web USA
  • 4334 Old William Penn Highway, Monroeville, PA, 15146
  • Loan Web USA's mission is to serve customers with honesty, integrity and competence. Our goal is to provide home and commercial loans to clients while providing them with the lowest interest rates and closing costs possible. Loan Web USA has grown to become a well known brand in the greater Pittsburgh area.
  • Assurance Financial Services, Inc
  • 89 Old Trolley Rd, Suite 102, Summerville, SC, 29485
  • Assurance Financial Services, Inc. is a mortgage brokerage located in South Carolina. We are on our client’s side throughout the transaction and communication is key. We are available 7 days a week to answer questions, provide guidance, and update buyers with each step of the process as it unfolds.