FHA VS Conventional loan in Parker, La Paz County, Arizona

In the year 2025, for a single-family home in Parker, La Paz county, AZ, the conventional loan limit is set at $726,200, while the FHA limit is $472,030.

The Lendersa® Conventional loan calculator aids in comparing today’s Conventional, FHA, and USDA interest rates. Determine your necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator places Conforming Conventional loans, USDA, FHA, and VA options side by side, supporting your decision on the best program for your financial needs in AZ.

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2025 Loan Limits and Down Payment Requirements in Parker, La Paz, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 85344, 85346

Explore Conventional and FHA Loan Options in Parker, AZ

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan quickly and efficiently, without hassle. Start with one of three available pathways leading to matched lenders and loan programs.

Lendersa USDA loan request and matching results


  • Nvestor Funding
  • 40 W Baseline Road, Suite 206, Tempe, AZ, 85283
  • Nvestor Funding was founded in 2019 to meet the demand for affordable debt capital by a broad range of residential real estate investors. Our regional expertise and expansive experience enable us to provide attractively priced loans and bring investment financing from “Wall Street” to “Main Street”.
  • 1st Rate Home Mortgage, Inc.
  • 401 W Baseline Rd, Suite 102, Tempe, AZ, 85283
  • 1st Rate Home Mortgage, Inc (1RHM) is a full service mortgage company. We have the ability to both broker and act as the lender on transactions. This company was built by originators at a time when mortgage was a 4-letter word - 2007. We have more than survived the ups and downs that this industry has seen.
  • First Community Mortgage
  • 1980 E Baseline Rd, Suite 103, Tempe, AZ, 85283
  • First Community Mortgage (FCM) opened its doors in 1988 as a division of First National Bank Texas. Since then, we have been working in tandem with our clients to turn their dream of buying a home into a reality. Formed with the mission to guide our customers, we aim at providing a mortgage loan that best fits their financial needs.
  • Axios Properties, Inc.
  • 44715 Via Alondra, La Quinta, CA, 92270
  • With over 15 years of experience in the accounting, property management and real estate industries, George has extensive knowledge in multi-family, residential and commercial real estate transactions and asset management. With his unique background, he is able to tailor his services to help each client achieve their goals.
  • Renaissance Lending Group, LLC
  • 9434 S. Kenneth Place, Tempe, AZ, 85284
  • Chris Rosner is the owner of the Renaissance Lending Group, LLC. As a Certified Mortgage Planning Specialist professional, Chris is committed, qualified and equipped to help you implement mortgage, cash flow and home equity strategies. His hope is to help you build and conserve your wealth whether you are buying a home or refinancing your mortgage.
  • Arizona Mortgage Specialists, Inc.
  • 8747 South Priest Drive, Suite 101, Tempe, AZ, 85284
  • ARIZONA MORTGAGE SPECIALISTS INC is in the Mortgage Bankers and Loan Correspondents industry in Tempe, AZ. When it comes to comprehensive loan programs, trust none other than Arizona Mortgage Specialists, Inc. We are a reliable mortgage lender in Arizona and California offering a variety of options for your different housing loan needs.
  • themortgageadvantage.com, PLLC
  • 9180 South Kyrene Road, Suite 101, Tempe, AZ, 85284
  • "The Mortgage Advantage is honored to assist families and individuals achieve their homeownership dreams. We offer flexible rates, low fees and can close quickly. Our loan officers are educated in today’s ever-changing mortgage environment. We inform borrowers of their loan options, whether it’s for a home today or next year."
  • Clear Mortgage LLC
  • 9399 S Priest Drive, Tempe, AZ, 85284
  • Clear Mortgage, The Clear Choice For Investors in Today’s Real Estate Market. Providing transitional funding for acquisition of financially distressed residential property. Clear Mortgage strives to make using hard money easy. Our goals are to provide quick, honest answers and to honor our commitments